In 2025, within Danbury of Fairfield county, CT, the USDA loan maximum is $556,600, contrasting with the FHA limit of $707,250 for single-family homes.
Use the Lendersa® USDA loan calculator to contrast today’s top USDA and FHA rates, and understand the income, credit, reserves, and documents required for approval. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans concurrently, helping you choose the ideal option for your financial needs, particularly in places like
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| Type of Loan | Cap on Loan | Down Payment |
| USDA | $556,600 | 0% |
| FHA | $707,250 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to provide you the best USDA or FHA loan swiftly and trouble-free. Choose one of three pathways that pair you with lenders and compatible USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, specifically available in rural areas. Unlike FHA loans which require a down payment of at least 3.5%, a USDA loan requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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