USDA Vs. FHA your options comparison in Stamford, Fairfield County, CT
For the year 2026, in Stamford located in the county of Fairfield, CT, the USDA loan limit is established at $556,600. Conversely, the FHA limit for a single-family residence is set to $707,250.
With the Lendersa® USDA loan calculator, you can evaluate today's leading USDA versus FHA interest rates and ascertain the required income, credit score, reserves, and documentation for approval. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program is most appropriate for your specific financial circumstances, especially within .
2026 Loan Limits and Down Payment Requirements in Stamford, Fairfield County, CT
Loan Type
Limit on Loan
Down Payment
USDA
$556,600
0%
FHA
$707,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Stamford, CT
The mission of Lendersa® is to secure you the most favorable USDA or FHA loan quickly and conveniently. Start by picking from three different pathways that guide you to lenders and encompass USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is primarily for rural areas. Unlike FHA loans mandating a minimum 3.5% down payment, USDA loans typically require no down payment at all.
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