USDA Vs. FHA your options comparison in Stamford, Fairfield County, CT

For the year 2025, in Stamford located in the county of Fairfield, CT, the USDA loan limit is established at $556,600. Conversely, the FHA limit for a single-family residence is set to $707,250.

With the Lendersa® USDA loan calculator, you can evaluate today's leading USDA versus FHA interest rates and ascertain the required income, credit score, reserves, and documentation for approval. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program is most appropriate for your specific financial circumstances, especially within .

Survey loan offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Stamford, Fairfield County, CT

Loan Type Limit on Loan Down Payment
USDA $556,600 0%
FHA $707,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Stamford, CT

The mission of Lendersa® is to secure you the most favorable USDA or FHA loan quickly and conveniently. Start by picking from three different pathways that guide you to lenders and encompass USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is primarily for rural areas. Unlike FHA loans mandating a minimum 3.5% down payment, USDA loans typically require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Encompass Home Loans Inc
  • 800 E. 101st Terrace, Suite 350, Kansas City, MO, 64131
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Wanda State Bank
  • 121 W Main, Wanda, MN, 56294
  • The State Bank of Wanda was incorporated as a 30-year charter on July 7, 1902. After the “Bank Holiday” under a new charter dated June 1, 1932, our name was changed to The Wanda State Bank. With 89 years of banking excellence, The Wanda State Bank has experience you can count on.
  • The Mortgage Calculator
  • 2125 Biscayne Blvd, Suite 220, Miami, FL, 33137
  • The Mortgage Calculator is a licensed Mortgage Lender specializing in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote t
  • Greenbox Capital
  • 2200 Biscayne Blvd, Suite 200, Miami, FL, 33137
  • Greenbox Capital is a direct funder in the merchant cash advance industry providing small businesses access to much needed working capital through merchant cash advances, invoice factoring and short-term small business loans. As a technology-driven alternative lender, Greenbox Capital’s enterprise solution, The Box, stands head and shoulders above
  • LJC Mortgage Corp.
  • 2915 Biscayne Blvd, Suite 300-14B, Miami, FL, 33137
  • The LJC Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • United Direct Lending LLC
  • 4770 Biscayne Blvd, Suite 730R, Miami, FL, 33137
  • We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.
  • CMG Capital
  • 4141 Northeast 2nd Avenue, Suite 204a, Miami, FL, 33137
  • CMG Capital is a highly reputable correspondent lender, licensed in Florida and Colorado, and backed by some of the largest wholesale institutions in the industry, as well as by capital from around the globe. We have an outstanding mortgage platform that makes us a superior alternative too many other mortgage companies in the area.
  • First Capital Group Inc
  • 2125 Biscayne Blvd, Suite 205, Miami, FL, 33137
  • We are a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending... from purchase to refinance, and now we even offer an in house Title Company to assist with closing We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan.