USDA Vs. FHA your options comparison in Stamford, Fairfield County, CT

For the year 2025, in Stamford located in the county of Fairfield, CT, the USDA loan limit is established at $556,600. Conversely, the FHA limit for a single-family residence is set to $707,250.

With the Lendersa® USDA loan calculator, you can evaluate today's leading USDA versus FHA interest rates and ascertain the required income, credit score, reserves, and documentation for approval. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program is most appropriate for your specific financial circumstances, especially within .

Survey loan offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Stamford, Fairfield County, CT

Loan Type Limit on Loan Down Payment
USDA $556,600 0%
FHA $707,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Stamford, CT

The mission of Lendersa® is to secure you the most favorable USDA or FHA loan quickly and conveniently. Start by picking from three different pathways that guide you to lenders and encompass USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is primarily for rural areas. Unlike FHA loans mandating a minimum 3.5% down payment, USDA loans typically require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Capline Mortgage LLC
  • 7251 W. Lake Mead Blvd, Suite 300, Las Vegas, NV, 89128
  • "I'M DEE! OWNER OF CAPLINE MORTGAGE, LLC My mortgage brokerage company originates PURCHASE and REFINANCE loans for residential and commercial properties in Nevada. My loans are brokered to mortgage banking companies, direct portfolio lenders, or private money investors for their approvals and fundings."
  • Stream Line Mortgage Corp
  • 5115 S Decatur Blvd, Suite 200, Las Vegas, NV, 89118
  • We offer several mortgage-related products to help finance your first home, even lower your monthly payment on your current mortgage, and more. We offer mortgage products such as FHA, Conventional, VA, Non-prime, & even private funding to best suit our client’s needs. Currently operating in our home town Las Vegas, NV. We are currently licensed in
  • Ovation Mortgage Corp
  • 5765 South Rainbow Boulevard, Suite 109-C, Las Vegas, NV, 89118
  • Ovation Mortgage helping people and guide them through the entire loan process, so that they feel confident as they make choices about the options available for their financing strategy. I make it a point to be involved and stay involved throughout all stages of the loan application process.
  • City View Mortgage
  • 5940 South Rainbow Boulevard, Suite 4014, Las Vegas, NV, 89118
  • City View Mortgage Purchasing or refinancing a house can be a huge undertaking. You can rely on us to lead you to the loan program that's perfect for you. We can help you with a variety of specialty loan programs including 100% USDA financing, VA Loans and FHA programs Jason Lee is the President of the City View Mortgage
  • Family Mortgage Inc
  • 4990 South Rainbow Boulevard, Suite 100, Las Vegas, NV, 89118
  • Family mortgage has built a strong reputation as an outstanding mortgage broker firm serving the lending needs of real estate professionals, builders, and individual buyers for over 10 years. Fixed rate mortgages are the most traditional of home loans. They have consistent monthly payments for the life of the loan with more of the interest.
  • Medallion Mortgage Inc
  • 6525 West Warm Springs Road, Suite 108, Las Vegas, NV, 89118
  • Medallion Mortgage Inc., partners have over 100 years of experience, collectively. We work with Home Builders, Realtors, Affinity groups and Non-profits to help families experience the satisfaction of homeownership. We provide opportunities for career growth and advancement for professionals of all levels.
  • iQRate Mortgages
  • 6332 S Rainbow Blvd, Las Vegas, NV, 89118
  • QRATE Mortgages sends out promotional and informational communications relying on the personal identifiable information it has collected. You will have the option of indicating your desire to receive or not receive this type of communication at the time of your provision of such information to iQRATE MORTGAGES.
  • Merit Lending LLC
  • 9960 West Cheyenne Avenue, Suite 240, Las Vegas, NV, 89129
  • "Merit Lending is a full-service mortgage company based in Las Vegas, NV. We specialize in home loans and refinancing in Nevada and California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or help you with your refinancing needs. In terms of Purchase Loan programs, we off