USDA Loan Vs. FHA loan pro & con for Portland, Middlesex County, CT

In 2025, USDA loan limit in Portland, county of Middlesex, CT is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Portland, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(201) 599-3000 90 miles Lender's profile and map Reviews Freedom Bank 99 West Essex Street, 2nd Floor, Maywood, NJ, 07607 Freedom Bank is an independent, full-service commercial bank that's committed to providing individuals and businesses with ways to achieve their financial goals. From checking and IOLTA accounts to CDs and low-cost loans, we have it all! We are dedicated to high-tech delivery of competitive products,
(201) 909-5839 90 miles Lender's profile and map Reviews CLASSIC MORTGAGE, L.L.C. 25 E Spring Vall9y Ave, Suite 205, Maywood, NJ, 07607 Classic Mortgage, LLC specializes in all types of mortgage loans including: FHA , VA , New Construction and traditional loans. Established over 16 years ago, Classic Mortgage a New Jersey Mortgage Firm has become one of the fastest growing residential lenders in the northeast.A full service mortgage banker licensed in New Jersey, New York,
(718) 805-0000 90 miles Lender's profile and map Reviews Low Rates Funding 132-22 Rockaway Blvd, South Ozone Park, NY, 11420 We have been in the lending industry since 2006 & have oceans of experience in the financial sector. Our Hard Money Loans starting from as low as $75000 to $5 million. We are a full-service fix & flip, rental properties, refinance, construction & commercial, bridge loan lender.Getting a quick loan can help along between a tough financial situation.
(914) 328-3737 90 miles Lender's profile and map Reviews MGN Funding Corp 115-01 Lefferts Blvd, South Ozone Park, NY, 11420 At MGN Funding Corp, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use ""common sense"" and will help you obtain the best loan possible. We represent a wide range of ""A"" rated lenders with first quality rates to private ""hardship"" lenders
(212) 348-5115 90 miles Lender's profile and map Reviews AJ PARTNERS, LLC 307 E. 91st Street, New York, NY, 10128 AJ Partners Lending, we offer a wide-variety of lending structures that will allow you to accomplish your real estate investing objectives with speed and reliability. Maybe you need to close on your purchase within the next seven days or risk losing the deal? Maybe you do not qualify to get your investment loan from a traditional lending
(718) 326-6300 91 miles Lender's profile and map Reviews Cross County Savings Bank 79-21 Metropolitan Avenue, Middle Village, NY, 11379 Cross County Savings Bank is a local, FDIC-insured mutual savings bank that was originally founded in 1888 as Bushwick Savings & Loan Association of New York. Since such time, we have gone through various name changes, but our mission has remained the same… to make a difference in the lives of our local customers.
(718) 726-8181 91 miles Lender's profile and map Reviews Foxx Capital Funding, Inc 34-03 Broadway, Astoria, NY, 11106 We provide a full range of services to meet your mortgage needs. Foxx Capital Funding Inc. is a New York State Registered Mortgage Broker with a large selection of programs. We have an excellent working relationship with many lenders, and have the knowledge to select the right program to fit the borrowers needs.
(781) 728-9688 91 miles Lender's profile and map Reviews MortgageINQ 6 Paul Revere Road, Lexington, MA, 02421 At MortgageINQ, we treat each customer as an individual, not a number. We will take the time to analyze your personal financial situation and fit you with home financing that fits your long and short term financial goals. We represent multiple "A" rated lenders with extremely competitive rates and programs.
(781) 378-9760 91 miles Lender's profile and map Reviews MORNINGTIDE FINANCIAL GROUP, INC 331 Marrett Road, Lexington, MA, 02421 MorningTide Financial Group, Inc. We are a full-service, licensed mortgage broker company based in Lexington, MA. We specialize in FHA, Conventional,Renovation, Jumbo & VA Mortgages in MA. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
(617) 620-1614 91 miles Lender's profile and map Reviews Monument Mortgage Co. Inc 91 Hartwell Ave, Lexington, MA, 02421 We provide expert advice on mortgage lending. Whether you are purchasing or refinancing, a primary home or a second mortgage, a condominium or a multi-family, we can handle the transaction. We do what we do best, Mortgages.We are a team of professionals, dedicated to our work and thrilled to help families gain home ownership.
(617) 232-9410 91 miles Lender's profile and map Reviews Brookline Municipal Credit Union 334 Washington Street, Brookline Village, MA, 02447 Founded in 1939, the Brookline Municipal Credit Union was formed by a group of people with a common bond – people who were principally interested in encouraging systematic savings and providing a source of low-cost loans, when members needed money. The philosophy and commitment to provide our members with savings accounts.