USDA Vs. FHA Pro and Con comparison in Redding, Fairfield County, CT

In 2025, USDA loan limit in Redding, county of Fairfield, CT is $556,600 while FHA limit is $707,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Redding, county of Fairfield, CT

Loan Type Loan Limit Down payment
USDA $556,600 0%
FHA $707,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Redding, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Atlantic Finance Group LLC
  • 115 Saint Charles Street, Suite B, Drexel Hill, PA, 19026
  • Atlantic Finance Group LLC fulfill all of your mortgage needs efficiently. You can rely on us to offer you a variety of mortgage products and also give you the assistance that you need to choose the right product that suits your requirements. You can rely on us to provide you with the latest in financial tools.
  • Boston Firefighters Credit Union
  • 60 Hallet Street, Dorchester Center, MA, 02124
  • Boston Firefighters Credit Union was established in 1948. Since that time, BFCU has had one goal; to provide high quality services in a warm, friendly atmosphere with the best possible rates while operating in a safe and sound manner consistent with all regulatory rules and regulations
  • East West Mortgage Company
  • 100 Hallet Street, Boston, MA, 02124
  • East West Mortgage was started to help individuals and families manage their home finances and their lives in an efficient, and informed manner. Our technology allows us to save our customers time and money. Our knowledgeable loan officers are dedicated to helping customers understand their options and select the best loan programs available.
  • Norfolk Capital
  • 344 Talbot Ave, Dorchester Center, MA, 02124
  • Norfolk Capital provides short-term bridge capital for real estate investors, developers, and home builders who need immediate funding for an acquisition or refinancing. Our creative real estate financing solutions are structured exclusively for those seeking alternatives to conventional bank loans.
  • ABINGTON BANK
  • 6 Harrison Avenue, Abington, MA, 02351
  • Abington Bank, part of the Hometown Financial Group banking family. We’re excited about all the great ways our bank can help you, your family, and your business unlock your potential. After all, for more than 100 years, it’s been our mission to deliver individualized financial support that ensures you can build a successful future.
  • Best American Mortgage Company
  • 1024 Springfield Road Collingdale, Collingdale, PA, 19023
  • Best American Mortgage Company is a mortgage broker in PA with over a decade of VA loan experience. We work multiple lenders that have special programs to maximize the VA home loan benefit. We're dedicated to helping the best Americans get the best loan.broker in PA with over a decade of VA loan experience.
  • Renovation Finance LLC
  • 2400 Market Street, Devon, PA, 19333
  • "RenoFi offers the first home equity loan purpose built for renovations. For homeowners planning a renovation, RenoFi loans let you borrow the most money at the best possible terms without the need to refinance your primary mortgage. This is because RenoFi uses the expected value of your home post-renovation rather than your home’s current val
  • Liberty Bay Credit Union
  • 300 Granite Street, Braintree, MA, 02184
  • Liberty Bay Credit Union is a cooperative, non-profit financial institution that offers a full range of financial services to our individuals and business members. And because we are member-owned, instead of paying dividends to outside stockholders, we return our profits to our members in the form of higher rates on deposits and lower rates on loan
  • Harbor Mortgage Solutions
  • 100 Grandview Road, Suite 105, Braintree, MA, 02184
  • Harbor Mortgage Solutions was founded on a few core values: integrity, expertise, and outstanding service. We believe that homeowners—especially seniors and their families—should feel comfortable and confident about their home financing/equity decisions, including the partners they choose.
  • Dovetail Mortgage LLC
  • 10 Forbes Rd, Suite 290E, Braintree, MA, 02184
  • We started Dovetail Mortgage™ to tackle the elephant in the mortgage process room. Applying for a loan all the way through the closing table should not be daunting. It should be seamless, and simple. In short, it should be harmonious. We have a combined 50-year experience as brokers and lenders.
  • Cambridge Teacher's Fed CU
  • 20 Felton Street, Cambridge, MA, 02138
  • Cambridge Teachers’ Federal Credit Union has remained a strong, secure, and highly rated financial institution, since 1939 when it was founded by school employees. Our Credit Union is a non-profit organization, owned, and operated by its members, who elect a Board of Directors annually. Membership is the heart of the Credit Union.
  • Cambridge Savings Bank
  • 1374 Massachusetts Ave, Cambridge, MA, 02138
  • Cambridge Savings Bank is a full-service banking institution with over $5 billion in assets. As a mutual bank, CSB is committed to improving the quality of life of our employees, customers & the communities we serve. One of the oldest & largest community banks in MA, CSB offers a full line of individual & business banking services.