USDA Vs. FHA Pro and Con comparison in Redding, Fairfield County, CT
For 2025, the USDA loan limit in Redding, within Fairfield, CT, is $556,600, whereas the FHA loan limit for a single-family home is set at $707,250.
Explore the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. This comparison will help you understand the necessary income, credit, reserves, and paperwork required to qualify. Using our comprehensive mortgage calculator, you can examine USDA, FHA, Conforming, and VA loan programs side-by-side, guiding your choice of the most suitable plan for your financial status in .
Loan Limits and Down Payment Requirements in Redding, Fairfield, CT for 2025
Loan Type
Loan Limit
Down Payment
USDA
$556,600
0%
FHA
$707,250
3.5%
Conventional Conforming
$726,200
3%
Diverse USDA and FHA Loan Choices in Redding, CT
At Lendersa®, our mission is to efficiently connect you with the finest USDA or FHA loans, simplifying the process. Choose from three options as your starting point to find matching lenders and USDA loan programs. Each approach caters to different needs, ensuring flexibility in service.
The USDA home loan, backed by the U.S. Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It is designed specifically for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment, making homeownership more accessible in eligible rural regions.
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NW Preferred Federal Credit Union has been open since 1940. It's the 24th largest credit union in Oregon with assets totaling $185.84 Million and providing banking services to more than 9, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to those in finance
13190 SW 68th Parkway, Suite 110, Tigard, OR, 97223
We believe in capitalizing on market demands and business opportunities by utilizing our Investment & Operations, Software Infrastructure and Analytics teams to excel in a wide range of roles including lending and servicing, acquisitions, joint ventures and management. Aspen Capital is a private equity firm based in Portland, OR and New York, NY.
10260 SW Greenburg Rd, Suite 830, Portland, OR, 97223
This team is amazing! I can’t believe how easy they were to work with and how quickly they addressed my questions and needs if I ever had to reach out to them. We went through the entire process of buying our home with ease thanks to the Lindley team. I really appreciated how honest and upfront they were with me being a first time home buyer.
We are a very low cost, high service provider of residential mortgages throughout Oregon and our goal is to show you such a great value and easy process that you will become our biggest fans and refer us to your family and friends. Shop, compare and save a lot of money! We can guide you to the right loan amount and best program for you.
Mortgage Cafe NW was established to provide a better and more honest option. We believe you deserve lower mortgage rates, more loan options, lower costs, and someone who truly cares about your experience and success as a homeowner! We specialize in working with First Time Home Buyers and receive tremendous gratification when we assist our clients
10260 SW Greenburg Road, Suite 830, Portland, OR, 97223
Mortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
10300 SW Greenburg Road - Suite 270, Portland, OR, 97223
Silverado Funding LLC is a mortgage banker and lender specializing in private money loans to individual borrowers or businesses in need of financing for real estate transactions. Established in 2006, we have provided funding on more than 900 investment transactions. We originate, process, fund, and service all of our loans.
10260 SW GREENBURG ROAD, SUITE 830, Portland, OR, 97223
ortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
27201 Puerta Real, Suite 160, Mission Viejo, CA, 92691
Founded by a group of entrepreneurs in 2007, we pride ourselves in being the only business bank headquartered in South Orange County. We understand that business owners don't want a bank — they want a banker — a trusted advisor who can be an extension of their business and the partner they need. This is why we're Partners Bank of California.
24002 Via Fabricante, Suite 226, Mission Viejo, CA, 92691
LoanAction Mortgage Services is a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending. We are a direct-to-consumer mortgage company and we focus on three fundamentals: superior service, excellent rates and access to all types of home mortgage financing options.
At Legacy Home Loans our experienced mortgage professionals view a new loan as an opportunity to help you purchase a new home or to show your the saving benefits of ReFinancing your current loan. But it is more than that! We believe it is a start of a long term relationship that can save the home owner thousands of dollars over the life
