For 2025, the USDA loan limit in Redding, within Fairfield, CT, is $556,600, whereas the FHA loan limit for a single-family home is set at $707,250.
Explore the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. This comparison will help you understand the necessary income, credit, reserves, and paperwork required to qualify. Using our comprehensive mortgage calculator, you can examine USDA, FHA, Conforming, and VA loan programs side-by-side, guiding your choice of the most suitable plan for your financial status in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $556,600 | 0% |
| FHA | $707,250 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our mission is to efficiently connect you with the finest USDA or FHA loans, simplifying the process. Choose from three options as your starting point to find matching lenders and USDA loan programs. Each approach caters to different needs, ensuring flexibility in service.
The USDA home loan, backed by the U.S. Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It is designed specifically for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment, making homeownership more accessible in eligible rural regions.
Enter your location to find out if it qualifies for USDA rural housing loan?
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