USDA Vs. FHA Pro and Con comparison in Ridgefield, Fairfield County, CT
For 2025, the USDA loan limit in Ridgefield, located in Fairfield County, CT, is $556,600. Conversely, the FHA limit for a single-family home is $707,250.
Leverage Lendersa®'s USDA loan calculator to examine and compare today's USDA and FHA rate offerings, identifying necessary income, credit metrics, reserve levels, and qualifying documentation. You can access side-by-side views of USDA, FHA, Conforming, and VA options with our sophisticated mortgage calculator, aiding your decision in choosing the most suitable program for your financial scenario in .
2025 Loan Limits & Down Payment Needs in Ridgefield, Fairfield, CT
Loan Type
Maximum Loan
Down Payment
USDA
$556,600
0%
FHA
$707,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Paths in Ridgefield, CT
The mission of Lendersa® is to secure you the optimal USDA or FHA loan quickly and with minimal effort. Select from three different approach points to find matching lenders and the best USDA loan programs.
A USDA home loan, also known as a loan backed by the U.S. Department of Agriculture or a USDA rural development loan, is offered exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages do not require any down payment.
11010 Arrow Route, Suite 106, Rancho Cucamonga, CA, 91730
Carmel Financial Corporation became an emerging leader among lenders in the United States. The company’s unique financing programs have established it as a dominate fixture in the in-home water treatment industry, and made it a growing force in the home improvement products industry.
9227 Haven Avenue, Suite 275, Rancho Cucamonga, CA, 91730
Empire Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
At ML Mortgage, we understand that the home mortgage process can be one of the biggest financial decisions of your life, so we have dedicated ourselves to ensuring that the process is as friendly, streamlined, and makes as much financial sense to you as possible. We at ML Mortgage understand that it’s a BIG DEAL.
10718 Civic Center Drive, Rancho Cucamonga, CA, 91730
Here at Home Funding Corp. we offer the stability and product selection of a large corporation, with the service of an independent business. In our 20-year history we have never had a layoff. Our turn around time for FHA loans is 16 business days, and our conventional financing typically takes 8-10 business days. Our staff is all in house,
9045 Haven Ave. Ste 106, Rancho Cucamonga, CA, 91730
New Beginnings Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Fusion Mortgage Lending, we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package.we realize you are unique and we'll work with you to form a loan.
8577 HAVEN AVE, SUITE 201, Rancho Cucamonga, CA, 91730
EZ Fundings an easy choice to be your next Home Loan one-stop shop. The Haven office opened up in November 2011 in order to take home loans to the next level with accurate knowledge of the ever-changing loan industry, and the goal of becoming an industry leader in streamlining the Home Loan process.
9125 Archibald Ave, Suite G, Rancho Cucamonga, CA, 91730
Loan Saver Direct leading provider of mortgage financing dedicated towards providing affordable home loans.He founded the company way back 2003 from a ground level, without having the mortgage background. In spite of this, he was able to immediately take the company a level of generating annual income ranging from 8 to 10 million dollars.
10737 Laurel St Suite 100, Rancho Cucamonga, CA, 91730
PDM Mortgage has brought these principles to our colleagues and our customers through a tradition of "can do, will do" service, making us the independently owned and operated residential mortgage lender of choice from our Rancho Cucamonga, ca and across America we are here to serve you in our Denver Colorado and Boynton Florida offices.
9121 Haven Avenue, Suite 210, Rancho Cucamonga, CA, 91730
Rancho Capital Home Loans specializes in financing residential properties in Rancho Cucamonga.We pride ourselves in professionalism and customer service. For all of your home loan needs and In 2019 our ownership opened Rancho Capital Home Loans with a goal of providing the best customer experience and the lowest rates in our surrounding area.
The Phoenix Mortgage Group is a boutique Mortgage Planning Firm that offers the industries most comprehensive mortgage advice while simultaneously providing a work environment that loves and cares for it’s clients, partners, staff, environment and community and also We provide our clients clear, simple, and powerful mortgage plans.
Integrity Home Finance, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use ""common sense"" and will help you obtain the best loan possible. We represent a wide range of ""A"" rated lenders with first quality rates to private ""hardship"" lenders.
