For 2025, the USDA loan limit in Ridgefield, located in Fairfield County, CT, is $556,600. Conversely, the FHA limit for a single-family home is $707,250.
Leverage Lendersa®'s USDA loan calculator to examine and compare today's USDA and FHA rate offerings, identifying necessary income, credit metrics, reserve levels, and qualifying documentation. You can access side-by-side views of USDA, FHA, Conforming, and VA options with our sophisticated mortgage calculator, aiding your decision in choosing the most suitable program for your financial scenario in
Compare offers from 100 different lenders
| Loan Type | Maximum Loan | Down Payment |
| USDA | $556,600 | 0% |
| FHA | $707,250 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to secure you the optimal USDA or FHA loan quickly and with minimal effort. Select from three different approach points to find matching lenders and the best USDA loan programs.
A USDA home loan, also known as a loan backed by the U.S. Department of Agriculture or a USDA rural development loan, is offered exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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