USDA Vs. FHA Pro and Con comparison in Darien, Fairfield County, CT
In 2025, the USDA loan limit for Darien, within Fairfield County, CT, is set at $556,600, whereas for a single-family home, the FHA limit reaches $707,250.
With Lendersa®'s USDA loan calculator, you can compare the best available USDA and FHA rates today. Learn about the income, credit, and reserves necessary to qualify, along with required documents. Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you choose the best program available in a place like for your financial needs.
2025 Loan Limits and Down Payment Requirements in Darien, Fairfield, CT
Loan Type
Loan Limit
Down Payment
USDA
$556,600
0%
FHA
$707,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Darien, CT
The objective of Lendersa® is to quickly and easily obtain the best possible USDA or FHA loan for you. Consider one of three initial pathways leading to matching lenders and the appropriate USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, is also called a USDA rural development loan or mortgage, and it's exclusively available in rural neighborhoods. It requires no down payment, unlike FHA loans that have a 3.5% minimum down payment requirement.
POWER Mortgage is a division of Weststar Mortgage Corporation, a New Mexico company founded in 1983. Weststar is a direct lender that specializes in tailoring lending solutions that traditional lenders and banks consider outside the box. Weststar currently services over $2 Billion in mortgages, is a GNMA Issuer,
Arvest Bank is a regional Bank that operates in a unique, customer-focused way. Arvest delivers the convenience and technological advantages of a large super-regional Bank but with the local commitment and decision-making of a local community Bank. Our primary focus is on meeting and exceeding customer expectations through convenient hours
Arvest is one of commitment started by our founders, an intense dedication to focusing on the customer. This philosophy has remained the same during our growth from a small bank to a group of community banks able to provide a complete range of financial services. Arvest has more than 200 banking locations that are part of 14 locally managed banks.
Joplin Metro Credit Union has been open since 1950. The credit union has assets totaling $46.41 Million and provides banking services to more than 5, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Great Plains Federal Credit Union was formed in June 1950 at its former home office location outside Pittsburg, Kansas at the Jayhawk Plant. The original charter was under the name Spencer Chemical Employees Federal Credit Union and served employees of Spencer Chemical Company of Kansas City, Missouri.
The Mortgage House team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
190 Aviation Plaza, Suite E, Hot Springs National Park, AR, 71913
The mission of the Garland County Educators’ Federal Credit Union is to provide our members with high quality, personal, financial education and services through a safe, sound, democratic alternative to traditional financial institutions.
We are a not-for-profit, member-owned, federally insured federal credit union.
Combined Federal Credit Union is a voluntary, nonprofit, cooperative association of individuals sharing a common employment bond as defined by our field of membership. Each member is an owner of the Credit Union and is entitled to a single vote regarding the business of the Credit Union.
