In the year 2026, the USDA loan limit in Norwalk, located in Fairfield county, CT, is set at $556,600, whereas the FHA loan cap for a single-family house is $707,250.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates to identify the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, guiding you to choose the best program for your financial requirements, especially pertinent in areas like
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| Loan Type | Loan Cap | Down Payment |
| USDA | $556,600 | 0% |
| FHA | $707,250 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to provide you with the fastest and smoothest USDA or FHA loan possible. To achieve this, choose one of three starting options that connect you with matching lenders and relevant USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also widely known as a USDA rural development loan or USDA mortgage, is solely available in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans do not require any down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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