USDA Vs. FHA your options comparison in Norwalk, Fairfield County, CT
In the year 2026, the USDA loan limit in Norwalk, located in Fairfield county, CT, is set at $556,600, whereas the FHA loan cap for a single-family house is $707,250.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates to identify the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, guiding you to choose the best program for your financial requirements, especially pertinent in areas like .
Loan Limits and Down Payment Details for 2026 in Norwalk, Fairfield County, CT
Loan Type
Loan Cap
Down Payment
USDA
$556,600
0%
FHA
$707,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Norwalk, CT
Lendersa® aims to provide you with the fastest and smoothest USDA or FHA loan possible. To achieve this, choose one of three starting options that connect you with matching lenders and relevant USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also widely known as a USDA rural development loan or USDA mortgage, is solely available in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans do not require any down payment whatsoever.
Wallkill Valley Federal Savings & Loan Association, the stated goals were to promote thrift and homeownership within the local community. The Association sought to meet these goals by providing a safe place for local savings deposits and by prudently lending these deposits back into the community in the form of home mortgages
51 Commerce Street, Suite 101, Springfield, NJ, 07081
MLB Residential Lending serves the lending needs of home buyers, home owners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. As a community-focused lender,
150 Morris Avenue Suite 206,, Springfield, NJ, 7081
At Keypoint Mortgage LLC, we are proud to offer a wide range of mortgage loan options for clients at all levels, from first-time buyers through seasoned real estate investors. To help determine the best loan program for you, consider the following: How important is payment certainty? If knowing that your payment will be the same
275 US-22, Springfield Township, Springfield, NJ, 07081
Prime Time Mortgage Corp. is a full service Mortgage Banker offering Residential Conventional, FHA/VA and Alt-A loans in NJ, NY, FL and VA. We also offer commercial loans in every state. We are a direct lender and have in-house processing for all loan files. We work with each borrower.
Torrington Savings Bank was chartered in 1868 as a mutual savings bank. It is owned by its depositors, has no shareholders & is operated to serve the banking & investment management needs of the thirty-three towns in Northwest Connecticut. Our Mutual Savings Bank Charter helps us to manage according to the best interests of our local communities.
Torrington Municipal & Teachers Federal Credit Union
777 East Main St, Torrington, CT, 06790
We are a not-for-profit community credit union serving Litchfield County. If you live, work or go to school in Litchfield County, you’re eligible to join. Torrington Municipal & Teachers Federal Credit Union is a full service financial institution owned by it's members, open to anyone who lives, works or goes to school in Litchfield County.
Formerly The Torrington Company Employees Credit Union, Inc., founded in 1954, Northwest Hills Credit Union, Inc. has provided its members with quality financial services, high dividend rates on deposit accounts, and low rates on loans. The credit union is owned by its members who elect a volunteer Board of Directors responsible for its operations.
Jersey Central Federal Credit Union (JCFCU) is a not-for-profit financial cooperative, chartered in 1937 to serve employees of the Central Railroad of New Jersey (CNJ), who worked in the engine repair and train services departments in Jersey City, NJ. The founding members recognized the need for affordable
No matter what your financial situation looks like, the experts at SunQuest will analyze your income, assets and liabilities; we’ll coordinate with your attorney, accountant or advisers, to insure that your New Jersey mortgage supports your other financial goals.The two founding partners of SunQuest Funding represent more than 40 years of experienc
