USDA Vs. FHA your options comparison in Branford, New Haven County, CT

In 2025, USDA loan limit in Branford, county of New Haven, CT is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Branford, county of New Haven, CT

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Branford, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LVL Funding Group, LLC
  • 200 East 5th Street, Suite 1200, Charlotte, NC, 28202
  • LVL, we are proud to serve our clients, partners, & lenders. We are Commercial Mortgage Consultants focused on providing the best financing solutions for each deal and every client. As Banks make it increasingly difficult for borrowers to get the financing they need, we are here to own that process for our clients.
  • Pantheon Capital Advisors
  • 525 N Tryon St, Charlotte, NC, 28202
  • Pantheon was created in 2012 based on an identified need and opportunity to unite investors wanting a higher rate of return on secured investments with proven, successful entrepreneurs who needed capital to fund their real estate and business expansion projects. Pantheon is a boutique firm that is all about relationships.
  • Charlotte Metro Credit Union
  • 718 Central Avenue, Charlotte, NC, 28204
  • At Charlotte Metro, our mission is simple – helping members prosper. Not some members – ALL members! What you really want to know is can we handle your banking needs? Of course! We're your partner for financial growth and management, making your money work harder for you with smarter, less complicated, and readily available tools and services.
  • Piedmont Financial Services LLC
  • 322 Lamar Avenue, Suite 300, Charlotte, NC, 28204
  • Piedmont Financial is a customer service and price-driven mortgage company focused on providing clients with the best possible mortgage product for their needs at the lowest possible margin. We're a regional lender currently operating in North Carolina, South Carolina, Virginia, Georgia and Alabama.
  • Neighborhood Lender
  • 1200 East Morehead Street, Suite 290, Charlotte, NC, 28204
  • At Neighborhood Lender, we're creating a new kind of mortgage experience - one that has less stress, less paperwork, and no closing costs. We're a small team of mortgage professionals who put our customers'​ needs first. We can beat the banks, because we're committed to finding the best mortgage and refinancing options available.
  • Emory Funding
  • PO Box 77533, Charlotte, NC, 28271
  • "Emory Funding is the Premiere Hard Money Loan Solution lender. Emory Funding is owned by Ben Joffs and MeKell Joffs. They use their personal funds and work with a close group of lenders to finance all types of real estate projects: residential, commercial, rehab, construction."
  • National Lending Pro
  • 301 E John Street #1972, Matthews, NC, 28105
  • We know what Matters at National Lending Pro. As a Premier Lender funding Ground New Construction, Bridge Loans, DSCR, Multi Unit, Rehabs and Developer Loans we know each Real Estate Investor have different requirements and needs. We are Not a One Size Fit All – Lender. Get your Project Pre-Approved today and find out what sets National Lendin
  • Fairview Home Mortgage
  • 547 W Charles St, Suite 300, Matthews, NC, 28105
  • Fairview Home Mortgage, LLC is a residential mortgage lender. We are currently licensed in the states of NC, SC, and FL. We can help with purchases and refinances for homes that will be used as primary residences, investment properties, or second/vacation homes. We offer extremely competitive rates and provide the highest level of service.