USDA and FHA Pro and Con in Weston, Fairfield County, CT

In 2025, for Weston in Fairfield, CT, the USDA loan cap is $556,600, and the FHA maximum stands at $707,250 for a single-family house.

Leverage the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates. This tool helps you determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your financial context in .

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Loan Limits and Downpayment Requirements for 2025 in Weston, Fairfield, CT

Loan Type Loan Limit Down Payment
USDA $556,600 0%
FHA $707,250 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Weston, CT

Lendersa® is dedicated to securing the best USDA or FHA loan for you promptly, without hassle. Choose one of three starting paths to connect with matching lenders and USDA loan programs.

Overview of Lendersa USDA loan inquiry and matching results

Understanding USDA Loans in CT

The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is exclusive to rural areas. Unlike FHA loans that require a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • WILLIAM RAVEIS MORTGAGE, LLC
  • 7 Trap Falls, Shelton, CT, 06484
  • William Raveis Real Estate, Mortgage & Insurance sets the gold standard for civilized real estate. Raveis.com is at the forefront of technology, serving as a wealth of information for the potential home buyer or seller with detailed searches and open houses, neighborhood mapping, market statistics and graphs.
  • Quantum Mortgage
  • 2 Corporate Dr, Suite 800, Shelton, CT, 06484
  • Quantum Mortgage we excel at providing local New York & Connecticut borrowers the resources and guidance to successfully purchase or refinance their home.As a mortgage brokerage, all Quantum employees work for the borrowers & not the bank.Our goal each day is to help our clients receive great customer service, great low rates & quick closing times.
  • Stamford Healthcare Credit Union
  • 4 Hospital Plaza, Stamford, CT, 06902
  • Stamford Healthcare Credit Union, Inc., where we have been "People Helping People" since 1978. As part of SHCCU, you can choose from a variety of services and enjoy quick, friendly service. We serve employees of the Stamford Health System and members of their immediate family. SHCCU is a legal cooperative, and you are one of the owners.
  • Siena Lending Group LLC
  • 9 W. Broad Street, Stamford, CT, 06902
  • Siena Lending Group LLC is an independent specialty finance company offering asset based loans between $2 and $30 million to middle market businesses across the United States. Our clients typically cannot access traditional financing from banking institutions. Siena also offers a turn-key servicing platform for community
  • A.J.T.M Financial Group, Inc.
  • 1266 E. Main Street Suite 700R, Stamford, CT, 06902
  • A.J.T.M Financial Group, Inc. we have been Funding Commercial and Residential Loans since 2006.We are a Direct Nationwide Lender from $75,000 - $5,000,000. Loans over our Max Loan Amount can still be Funded with our Portfolio of Participating Funding Partners.Between A.J.T.M. Financial Group, Inc.
  • Patriot Bank, National Association
  • 900 Bedford St, Stamford, CT, 06901
  • Patriot Bank is a leading community and commercial bank headquartered in Stamford, CT with branches in Fairfield and New Haven Counties in Connecticut and in Westchester County in New York. Founded in 1994, Patriot Bank has served its communities by helping individuals, small businesses, nonprofits
  • First County Bank
  • 117 Prospect St, Stamford, CT, 06901
  • First County Bank, headquartered in Stamford, Conn. for more than 168 years, is an independent mutual community bank with 16 branches in Stamford, Norwalk, Darien, Greenwich, Fairfield, New Canaan and Westport offering deposit products, mortgages, wealth management, business banking services, and a full array of digital banking products
  • Sound Federal Credit Union
  • 888 Washington Boulevard, Stamford, CT, 06901
  • Sound Federal Credit Union began in 1952 when Stamford Municipal Employees Credit Union was chartered to serve the Stamford city workforce and their families. During the past seven decades, Sound has grown to over $76 million in assets and expanded its reach to serve the 15 cities in Fairfield County along the Long Island Sound.
  • SG Capital Partners
  • 750 Washington Boulevard, Suite 1050, Stamford, CT, 06901
  • SG Capital Partners is a correspondent lender that offers Non-QM (Non-Agency) residential real estate debt across a wide variety of portfolio products including owner occupied, second homes and investor markets nationwide. We collaborate directly with our clients in order to create innovative mortgage solutions that truly fit a borrower’s needs
  • North Atlantic Mortgage, Corp.
  • 706 Bedford Street, Stamford, CT, 06901
  • North Atlantic Mortgage guides individuals through the complexities of residential and commercial finance. With proven strategies using unique financing solutions, we can provide the best competitive rates.North Atlantic offers attentive service and prudent thoughtful advice. We consistently provide our clients with the highest quality of guidance.
  • MC Homes Real Estate
  • 1 Padanaram Rd, Suite 102, Danbury, CT, 06811
  • MC Homes Real Estate has been serving Danbury to Stamford, residential real estate and commercial investments since 2001. Our services incorporate the latest technology to help you find your dream home or sell your property at the highest possible price. We have a team of mortgage lenders, inspectors, and contractors to assist you.