USDA Vs. FHA your options comparison in Goshen, Litchfield County, CT

In 2025, the USDA loan maximum for Goshen in Litchfield county, CT, is set at $336,500, whereas the FHA limit is $472,030 for a standard single-family residence.

Take advantage of the Lendersa® USDA loan calculator for a side-by-side comparison of today's USDA versus FHA best rates. Determine necessary income, credit, reserves, and documentation required for eligibility. By using our comprehensive mortgage calculator, you can juxtapose USDA, FHA, Conforming, and VA options, ensuring you choose the most appropriate program in Alabama for your distinct financial circumstances.

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Loan limitations and down payment specifications for 2025 in Goshen, located in Litchfield county, CT

Type of Loan Maximum Loan Limit Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Goshen, CT

The aim of Lendersa® is to promptly and effortlessly secure the best possible USDA or FHA loans for you. Choose one of three pathways that align you with pertinent lenders and USDA loan products.

Loan request and matching results from Lendersa for USDA

Defining a USDA Loan in CT

A USDA home loan, offered through the U.S. Department of Agriculture, also called a USDA rural development loan or mortgage, is strictly available in rural communities. In contrast to FHA loans requiring a minimum of 3.5% down payment, USDA loans require none, making them a unique financial option.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Alliance Mortgage Group we are here to help you navigate the many different home loan options that are available. Those options include conventional home loans, FHA loans for those looking to purchase a home with little money down or less than stellar credit, VA loans for military personnel, and Jumbo or Super Jumbo loans
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  • Texas Mortgage Partners, LLC is a Mortgage Broker specializing in Conventional, FHA/VA & Jumbo loans throughout Texas. We understand the “city” property as well as the “rural” property. We can also assist in lot loans, construction loans, farm/ranch loans & commercial real estate loans.
  • Stone Lake Mortgage
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  • Stone Lake Mortgage make the decision easy. The reason is because at the top of our list is a commitment to simplifying the entire mortgage process with a warm and professional approach! Therefore, when working with Stone Lake Mortgage, not only will we treat you with the respect you deserve
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  • Denise Donoghue, known as "The Mortgage Nerd, " is one of Dallas’ top 3% producing mortgage professionals voted by D-Magazine. Her unique financial approach has to do in part of her upbringing and her finance background. As an early teen, Denise began working to help put food on the table and keep the mortgage paid for her family.
  • Mortgage Solutions Financial Plano
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