USDA and FHA Pro and Con in Heritage-Village, New Haven County, CT
In the year 2026, the USDA loan ceiling for Heritage-Village, in New Haven county of CT, is set at $305,900, whereas the FHA limit for a single-family dwelling is $356,362.
Utilize the Lendersa® USDA loan calculator to assess the best current USDA vs. FHA rates and identify the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA programs, thereby guiding you to determine the most suitable option for your financial situation in Alabama.
Loan limits and down payment requirements for 2026 in Heritage-Village, county of New Haven, CT
Loan Type
Loan Limit
Down Payment
USDA
$305,900
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Heritage-Village, CT
Lendersa® aims to help you secure the optimal USDA or FHA loan efficiently and conveniently. Begin by choosing one of three options that link you with suitable lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is government-backed by the Department of Agriculture and is exclusively available in rural areas. Contrarily, FHA loans require at least a 3.5% down payment, while USDA loans require none.
Mortgage247 provides financing solutions for residential real estate transactions, striving to put the people we serve first. Let us walk you through the loan process so that you can confidently select the best mortgage solution for you and your family. residential real estate transactions
Since opening our doors in 1949, The Bank of Glen Burnie® has been committed to meeting customers’ needs. In fact, it’s at the heart of everything we do! Although the banking industry continues to undergo rapid changes, we believe the best way to meet our commitment is by remaining an independent, community bank.
6619 Ritchie Hwy, Suite 13, Glen Burnie, MD, 21061
Bay Country Financial Services is the company to trust for fast, flexible, confidential financial services. We offer personal, consolidation, automobile, boat, trailer, RV, motor-home, and motorcycle loans.
We have more than 100 years of combined experience helping people just like you navigate the loan process expertly.
Our mission is to be the community Bank of choice providing homeownership and Banking services with extra-ordinary service, delivery, convenience and ease. We help our customers achieve their financial goals of saving for a future event, whether it be their education, wedding, buying a home or retirement.
Alternative Capital Funding is a Nationwide Commercial Real Estate Lending Company. We provide Commercial Real Estate financing for Businesses, Investors, Organizations and Individuals. Our Corresponding Lending status allows us to provide Conventional Commercial loans, SBA 7A/504 loans, Low Doc Loans and Bridge Financing nationwide.
14515 Madison Park Dr, Suite 2, Glen Burnie, MD, 21061
Service 1st Mortgage is a mortgage broker located in Glen Burnie, Maryland, 30 minutes north of Washington DC and 20 minutes south of Baltimore. Our company serves the lending needs of prospective home buyers and current homeowners through specialized mortgage products that offer the best rates and lowest costs.
First Federal Savings and Loan Association of Bath
125 Front St, Bath, ME, 04530
Our mission is to provide a high level of customer satisfaction by offering a number of products and services in a friendly and relaxed environment. From current interest rates to product information, you’ll find everything you need here, at your convenience. In 1935 First Federal Savings & Loan was founded with only $2,635 in assets.
Our Mission is Delivering true convenience through extended hours, modern & traditional banking services and trusted solutions. Five County Credit Union was founded by the employees of Bath Iron Works in 1956 and was then known as the "BIW Employees Federal Credit Union". In 1993, the credit union converted to a state charter.
Bath Savings is a mutual savings bank serving Midcoast and Southern Maine for more than 165 years. We provide personal and commercial banking and investment solutions paired with competitive rates, personal service, and online banking technology that put you in control of your finances.
