For the year 2025, the USDA loan limit in Oxford, county of New Haven, CT, is set at $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Take advantage of Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today. This tool determines the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you select the best option for your specific financial needs in
Explore loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary goal of Lendersa® is to efficiently deliver the most suitable USDA or FHA loan without complications. Choose one of three starting points that connect you to matching lenders and USDA loan programs.
The USDA home loan, an initiative backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available solely within rural neighborhoods. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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