USDA Vs. FHA Pro and Con comparison in Kent, Litchfield County, CT

In 2025, the USDA loan limit for Kent in Litchfield county, CT, is $336,500, whereas the FHA loan cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA interest rates, while determining what income, credit, reserves, and documentation you need to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in Alabama based on your financial requirements.

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2025 loan limits and down payment requisites in Kent, Litchfield county, CT

Type of Loan Maximum Loan Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan paths in Kent, CT

Lendersa® strives to secure the best USDA or FHA loans for you swiftly and seamlessly. Begin with one of three approaches that connect you with appropriate lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loan in CT

The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is accessible only in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment, making them an attractive option for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Hybridge Holdings
  • 1828 E 8th st, Brooklyn, NY, 11223
  • Introducing Hybridge Holdings, your go-to destination for private lending with unbeatable advantages. With same-day funding, our streamlined process ensures quick access to the funds you need. Experience complete transparency with our straightforward fee structure, and rest assured knowing we guarantee the lowest rates in the market. Contact us tod
  • New York Mortgage Exchange
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  • Express Capital Financing
  • 2625 East 14 St. Suite 209, Brooklyn, NY, 11235
  • Express Capital Financing was founded by Father and Son, Martin and David Chera. With the knowledge and experience of Martin’s thirty plus years in the business industry, and David’s youthful ambition, this power duo was able to grow their company extensively in a short amount of time.
  • Dimension Equities
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  • Founded in 2008, Dimension Equities has evolved over the past decade to ensure our clients have the capital backing to successfully complete their real estate projects. We pride ourselves in providing out of the box solutions for a wide range of real estate transactions. Call us today to start a relationship.
  • Omega Financial Services, Inc.
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  • At Platinum Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Tristar Mortgage
  • 711 Forest Ave, Staten Island, NY, 10310
  • Our mortgage professionals give you the personal attention you deserve & treat you with the respect due a valued customer.We understand you’re making a commitment in buying new home,refinancing & mortgage or cashing out your home equity.So we make a commitment to you.We will help you qualify, apply & be approved for the right mortgage loan for you
  • DML Lending
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  • DML Lending is a family owned and operated by a group experienced and knowledgeable real estate lenders that help local real estate investors become successful. DML provides short-term (12 months) loans to a variety of independent real estate developers and investors across the country.
  • FDU Federal Credit Union
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