USDA Vs. FHA Pro and Con comparison in Kent, Litchfield County, CT

In 2026, the USDA loan limit for Kent in Litchfield county, CT, is $336,500, whereas the FHA loan cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA interest rates, while determining what income, credit, reserves, and documentation you need to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in Alabama based on your financial requirements.

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2026 loan limits and down payment requisites in Kent, Litchfield county, CT

Type of Loan Maximum Loan Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan paths in Kent, CT

Lendersa® strives to secure the best USDA or FHA loans for you swiftly and seamlessly. Begin with one of three approaches that connect you with appropriate lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loan in CT

The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is accessible only in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment, making them an attractive option for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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