USDA and FHA Pro and Con in Sherman, Fairfield County, CT
For 2026, in the city of Sherman, county of Fairfield, CT, the USDA loan cap is set at $556,600, whereas the FHA limit for a single-family home is $707,250.
Leverage the Lendersa® USDA loan calculator to compare current USDA and FHA rates today. Understand the income, credit score requirements, reserves, and necessary documentation to qualify. With our advanced mortgage calculator, you can review and compare USDA, FHA, Conforming, and VA loans side by side, helping determine which program in Alabama suits your financial circumstances best.
Loan Limits and Down Payment Requirements for 2026 in Sherman, County of Fairfield, CT
Loan Type
Loan Limit
Down Payment
USDA
$556,600
0%
FHA
$707,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Sherman, CT
The goal of Lendersa® is to quickly secure you the best USDA or FHA loan, minus any hassle. Choose from one of three starting points to find matching lenders and appropriate USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, is also termed the USDA rural development loan or mortgage. It's available solely in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans necessitate no down payment at all.
Nick Hoffner is the founder of Leading Home Mortgage LLC, a licensed mortgage company providing residential mortgages to customers purchasing or refinancing a home in Maryland. Nick has been in the mortgage business since 2006 and has helped more than a thousand people purchase or refinance their homes over the past 14 years.
8850 Columbia 100 Parkway, Suite 215, Columbia, MD, 21045
APEX Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
At 1 Percent Down Mortgages, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you
The Summit has one of the highest employee retention rates in the industry. It truly cares about its employees, helping them to achieve their personal and professional goals. At The Summit, we are committed to creating an inclusive professional environment where individual differences are respected and valued.
St. Pius X Church Federal Credit Union has been open since 1967. The credit union has assets totaling $94.07 Million and provides banking services to more than 6, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Rochester Area State Employees Federal Credit Union
2300 Buffalo Road, Building 400B, Rochester, NY, 14624
Rochester Area State Employees Federal Credit Union has been open since 1935. The credit union has assets totaling $18.05 Million. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state, and local government employees.
In 1964, seven teachers in the Gates Chili school district started the credit union, originally named Gates Chili School District Federal Credit Union. The Gates Chili Federal Credit Union is a full-service, financial cooperative that offers a broad range of financial products and services to our members.
1910 Towne Centre. Blvd Suite 250, Annapolis, MD, 21401
Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending—making it accessible to real estate investors at all experience levels. As private money lenders, we fund short- and long-term low-risk development projects nearly nationwide including fix-and-flip, DSCR, bridge, and new c
200 Westgate Circle, Suite 200, Annapolis, MD, 21401
We are a community bank located in Anne Arundel County offering full-service banking including residential lending, commercial banking, and personal banking. Our mission is to enhance our community by investing in the climate, culture, commerce, and people of the Chesapeake Bay region.
