USDA Vs. FHA Pro and Con comparison in Sherman, Fairfield County, CT

For 2025, in the city of Sherman, county of Fairfield, CT, the USDA loan cap is set at $556,600, whereas the FHA limit for a single-family home is $707,250.

Leverage the Lendersa® USDA loan calculator to compare current USDA and FHA rates today. Understand the income, credit score requirements, reserves, and necessary documentation to qualify. With our advanced mortgage calculator, you can review and compare USDA, FHA, Conforming, and VA loans side by side, helping determine which program in Alabama suits your financial circumstances best.

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Loan Limits and Down Payment Requirements for 2025 in Sherman, County of Fairfield, CT

Loan Type Loan Limit Down Payment
USDA $556,600 0%
FHA $707,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Sherman, CT

The goal of Lendersa® is to quickly secure you the best USDA or FHA loan, minus any hassle. Choose from one of three starting points to find matching lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in CT

The USDA home loan, backed by the U.S. Department of Agriculture, is also termed the USDA rural development loan or mortgage. It's available solely in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans necessitate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • "Pinnacle Mortgage & Lending's core values include conducting business with sincerity, truth, and fairness. We serve a wide range of homebuyers with a variety of loan products and services. At Pinnacle Mortgage & Lending our goal is to help make the loan process stress free by empowering you."
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  • RETax Funding is proud to be part of the largest leading Texas Property tax company in Texas specializing in financing real estate property taxes, overdue property taxes and general property tax relief. We have helped thousands of Texas residential and commercial property owners with fast, easy, affordable solutions.
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  • River City Federal Credit Union is a member-owned financial institution. Membership is open to anyone who lives, works, worships or attends school in Bexar County, Texas. We are a Co-Op Shared Branching partner, which means we'll gladly help members of other shared branching credit unions with deposits, loan payments and funds transfers.
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  • In 1938, a group of CPS Energy® employees opened the first CPS IBEW Federal Credit Union in San Antonio. Today, we are still the only credit union to exclusively serve CPS Energy employees and their families with the most affordable, flexible and easy-to-use financial services in San Antonio.
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  • Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Security Service is an industry-leading financial institution with locations in Texas, Colorado and Utah. The credit union is among the top credit unions in the nation.
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