As of 2026, the USDA loan cap for Washington, in CT's Litchfield county, is $336,500. In contrast, the FHA limit for a single-family dwelling stands at $472,030.
Use the Lendersa® USDA loan calculator to evaluate top USDA versus FHA rates today, assessing the necessary income, credit score, reserves, and documentation for eligibility. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the ideal program for your financial needs in Alabama.
Review loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to swiftly help you secure the best USDA or FHA loan with minimal hassle. Opt for one of three starting points that connect you with lenders and USDA loan programs.
The USDA home loan, officially backed by the Department of Agriculture, is also known as the USDA rural development loan or mortgage, eligible only for rural areas. While FHA loans mandate a minimum down payment of 3.5%, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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