USDA Vs. FHA your options comparison in New-Milford, Litchfield County, CT

During 2025, the USDA loan limit in New-Milford, within the county of Litchfield, CT, is set at $286,100. Conversely, the FHA limit for a single-family home is $357,650.

The Lendersa® USDA loan calculator is an invaluable tool for comparing the latest USDA and FHA rates side by side. It also assists in assessing the necessary income, credit, reserves, and documents required for qualification. With our advanced calculator, you can view USDA, FHA, Conforming, and VA options next to each other, aiding you in choosing the most suitable program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in New-Milford, Litchfield, CT

Loan Type Loan Limit Down Payment
USDA $286,100 0%
FHA $357,650 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Choices in New-Milford, CT

At Lendersa®, our mission is to provide you with a top-tier USDA or FHA loan speedily and straightforwardly. Choose from three initial options that facilitate finding matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is accessible only in rural regions. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA mortgage loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Financial Solutions & Real Estate Investments LLC
  • 10 Green Valley Drive, Plantsville, CT, 06479
  • Since 2008, Financial Solutions & Real Estate Investments LLC have been helping thousands of people along the way to homeownership. We are so very proud to keep those lifetime clients as they call upon us to refinance, purchase investment properties, and for expert mortgage advice.
  • Trust Bridge
  • 609 W Johnson Ave, Suite 115, Cheshire, CT, 06410
  • We, at Trust Bridge, understand the complexities of every deal. With that in mind, we offer a plethora of lending options that allow for flexible and efficient solutions to your investing needs. To provide options so the investors are in the best position possible to grow their businesses.
  • Rapid Response Mortgage Services LLC
  • 416 Highland Avenue, Building B, Suite E, Cheshire, CT, 06410
  • Rapid Response Mortgage With a fixed rate mortgage, payments for the interest rate and the principal remain fixed over the life of the loan. As a result, monthly loan payments stay the same over the life of the loan. Taxes, however, may change according to your local or state tax laws
  • Hudson Valley Credit Union
  • PO Box 1071, Poughkeepsie, NY, 12602
  • Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.
  • Sensible Mortgage Solutions LLC
  • 31 Liberty Street, Suite 306, Southington, CT, 06489
  • Sensible Mortgage Solutions is the founder of the Jeremy Hyatt focus has always been to do the right thing by each client and provide the best loan experience possible. Jeremy’s commitment to professional excellence and a strong desire to help others is what separates him from the competition. When not assisting clients.
  • New England Home Mortgage
  • 37 W. Center Street, Suite 208, Southington, CT, 06489
  • At New England Home Mortgage, we have over 50 years of industry experience to rely on. We offer a full suite of mortgage products and the highest level of customer service. Each mortgage team member will give you undivided attention, learn your unique financial situation, and explain the best mortgage solution available for you.
  • St. Vincent's Medical Center Federal Credit Union
  • 2800 Main Street, Bridgeport, CT, 06606
  • St. Vincent’s Hospital Federal Credit Union was founded and chartered on May 19, 1971 to serve the employees of St. Vincent’s Hospital and their immediate family. In August, 1976 our name was changed to St. Vincent’s Medical Center Federal Credit Union to reflect the name change of our sponsor.
  • Bridgeport Police Federal Credit Union
  • 3590 Main Street, Bridgeport, CT, 06606
  • The Bridgeport Police Federal Credit Union was founded on June 3, 1954. Prior to 1996, the Credit Union offered primarily savings accounts, checking accounts and loans. We've come a long way since then. We're now a full-service financial institution offering everything from credit cards to online banking.
  • Prosper First Funding Corporation
  • 2465 Black Rock Turnpike, Fairfield, CT, 06825
  • At Prosper First Funding Corp., we feel lucky every day that we are given the ability to help our customers finance a piece of their future. A home purchase is also a very complex undertaking and requires that many elements work cohesively and come together in just the right way.
  • Pioneer Mortgage
  • 2508 Whitney Ave, Hamden, CT, 06518
  • Pioneer Mortgage was started in 1999 by Michael Greenberg and Todd Brandi. Michael Geenberg is a graduate of Quinnipiac College. Todd Brandi graduated from University of CT with a degree in Finance and Real Estate Finance and Urban Economic Studies. MORTGAGE BROKER ONLY. NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.
  • Newtown Savings Bank
  • 2321 Whitney Avenue, Hamden, CT, 06518
  • Newtown Savings Bank is an equal opportunity and affirmative action employer M/F/D/V. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status or any other legally protected status.