During 2026, the USDA loan limit in New-Milford, within the county of Litchfield, CT, is set at $286,100. Conversely, the FHA limit for a single-family home is $357,650.
The Lendersa® USDA loan calculator is an invaluable tool for comparing the latest USDA and FHA rates side by side. It also assists in assessing the necessary income, credit, reserves, and documents required for qualification. With our advanced calculator, you can view USDA, FHA, Conforming, and VA options next to each other, aiding you in choosing the most suitable program in for your financial needs.
2026 Loan Limits and Downpayment Requirements in New-Milford, Litchfield, CT
Loan Type
Loan Limit
Down Payment
USDA
$286,100
0%
FHA
$357,650
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in New-Milford, CT
At Lendersa®, our mission is to provide you with a top-tier USDA or FHA loan speedily and straightforwardly. Choose from three initial options that facilitate finding matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is accessible only in rural regions. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA mortgage loans require no down payment at all.
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