USDA VS FHA in New-Milford, Litchfield County, CT

During 2026, the USDA loan limit in New-Milford, within the county of Litchfield, CT, is set at $286,100. Conversely, the FHA limit for a single-family home is $357,650.

The Lendersa® USDA loan calculator is an invaluable tool for comparing the latest USDA and FHA rates side by side. It also assists in assessing the necessary income, credit, reserves, and documents required for qualification. With our advanced calculator, you can view USDA, FHA, Conforming, and VA options next to each other, aiding you in choosing the most suitable program in for your financial needs.

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2026 Loan Limits and Downpayment Requirements in New-Milford, Litchfield, CT

Loan Type Loan Limit Down Payment
USDA $286,100 0%
FHA $357,650 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Choices in New-Milford, CT

At Lendersa®, our mission is to provide you with a top-tier USDA or FHA loan speedily and straightforwardly. Choose from three initial options that facilitate finding matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is accessible only in rural regions. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA mortgage loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



New-Milford Lenders

  • Community Credit Union of New Milford, Inc.
  • 145c Danbury Rd, New Milford, CT, 06776
  • Lends in Connecticut
  • We are a savings and lending institution with over 40 years of experience. The Community Credit Union of New Milford was originally chartered as the Kimberly-Clark Employees Credit Union in 1959. In April of 2000, we officially opened our doors to the entire New Milford community.

  • DML Mortgage
  • 777 Old Rte 7, Suite 7, Brookfield, CT, 06804
  • Lends in Connecticut
  • DML Mortgage was founded by David M. Lichtman. With over 15,000 loans closed, DML Mortgage has assisted many people in achieving their dream of home ownership.For more than 25 years in business, Mr. Lichtman has always stood for persistence, honesty and integrity. DML Mortgage provides Fixed Range Mortgage 30,20,15 Years Conforming, Jumbo Mortgage

  • Thomaston Savings Bank
  • 73 Main Street South, Bethlehem, CT, 06751
  • Lends in Connecticut
  • At Thomaston Savings Bank, You Get More Your neighbors and local businesses have relied on Thomaston Savings Bank since 1874. Through eras of tumultuous bank mergers, conversions and takeovers happening all around us, Thomaston has remained — and thrived as — an independent mutual savings bank.

  • MC Homes Real Estate
  • 1 Padanaram Rd, Suite 102, Danbury, CT, 06811
  • Lends in Connecticut
  • MC Homes Real Estate has been serving Danbury to Stamford, residential real estate and commercial investments since 2001. Our services incorporate the latest technology to help you find your dream home or sell your property at the highest possible price. We have a team of mortgage lenders, inspectors, and contractors to assist you.

  • Mortgage Affiliates of America, Inc.
  • 12 Mill Plain Road, Suite 7, Danbury, CT, 06811
  • Lends in Connecticut
  • Mortgage Affiliates of America, Inc. is a privately held corporation that was initially named Mortgage Affiliates of Connecticut when it was started in 1993. The company was formed to assist borrowers to connect with Lenders. Our function remains exactly the same today.

    Our Business model is designed in a manner that promotes fairness

  • American Stimulus Funding Corporation.
  • 107 Mill Plain Road, 2nd Floor, Danbury, CT, 06811
  • Lends in Connecticut
  • Our mission is to provide a reliable, secure, and fast way for entrepreneurs and business owners to access funds and grow their businesses. We are comprised of experienced financial professionals who have collectively financed thousands of businesses in a diverse segment of industries, providing them hundreds of millions of dollars to assist them.

  • Gem Star Capital LLC
  • 4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
  • Lends in Connecticut
  • Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial
    mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under
    the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as
    defined by 12 CFR 1026.3(a)(1) of Regulation Z.

  • Prysma Lending Group, LLC
  • 18 Padanaram Rd, Danbury, CT, 06811
  • Lends in Connecticut
  • Prysma Lending Group is committed to making home buying easy and affordable by finding you the right mortgage fast. We specialize in home loans for English, Spanish, and Portuguese citizens. For just 3.5% down, you can get the dream home you've been waiting for! We even have a Tax ID loan option with no need for a Social Security or Green Card.

  • SoundView Financial Credit Union
  • 14 Research Dr, Bethel, CT, 06801
  • Lends in Connecticut
  • The SoundView Financial Credit Union is a member-owned financial cooperative. Members of the Credit Union include those who live, work, worship, or volunteer in the Connecticut counties of Fairfield and Litchfield, all P&G/Gillette/Duracell employees, as well as employees from other member companies in the greater Danbury area.