USDA and FHA Pro and Con in North-Canaan, Litchfield County, CT

In 2025, the USDA loan limit in North-Canaan, situated in Litchfield county, CT, is $286,100. For a single-family home, the FHA limit sits at $357,650.

Take advantage of the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the income, credit, reserves, and document requirements for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA side by side, assisting you in deciding which program in is best fit for your financial situation.

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in North-Canaan, Litchfield, CT

Loan Type Loan Limit Down Payment
USDA $286,100 0%
FHA $357,650 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in North-Canaan, CT

Lendersa® aims to efficiently connect you with the most suitable USDA or FHA loan without hassle. Choose from three starting points to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

The USDA home loan is a government-guaranteed loan provided by the Department of Agriculture, also known as a USDA rural development loan. Available exclusively in rural areas, it differs from FHA loans that require at least a 3.5% down payment, as it needs no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • NYU Federal Credit Union
  • 726 Broadway, Suite 110, New York, NY, 10003
  • Established in 1982. Faculty, staff, students, alumni, retiree and their family members are all eligible to join. All that’s required to establish membership is $50 in a Share Savings account. As a member, you share in NYU FCU's earnings. As the NYU credit union makes money, it reinvests it to improve products and services for our members.
  • Capital Good Fund
  • 333 Smith Street, Providence, RI, 02908
  • Capital Good Fund is a nonprofit, U.S. Treasury-certified Community Development Financial Institution that helps people fix their finances. We offer small loans and personalized Financial + Health Coaching to families in Rhode Island, Florida, Massachusetts, Delaware, Illinois, Texas and Colorado.
  • Homestar Mortgage
  • 220 Smith Street, Providence, RI, 02908
  • Homestar Mortgage is one of Rhode Island's largest independent mortgage lenders and brokers, offering home and commercial loans, constructions loans, reverse mortgages, and refinancing programs. With offices in Providence, Wakefield and Plainville, MA, Homestar is a licensed mortgage lender
  • First Prestige Mortgage Services, Inc.
  • 110 Valley Road, Montclair, NJ, 07042
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance
  • Lower East Side People's Federal Credit Union
  • 37 Avenue B, New York, NY, 10009
  • Lower East Side People’s Federal Credit Union is a non-profit financial cooperative that was organized in 1986 that promotes economic justice and opportunity in NYC neighborhoods. We are owned by our members and dedicated to providing high-quality financial services and community development investments in low-income, immigrant.
  • Italo-American Federal Credit Union
  • 66-52 Myrtle Avenue, Ridgewood, NY, 11385
  • Italo-American Federal Credit Union was started by a group of Italian-Americans in 1935, to serve the needs of the Italian immigrant population of New York City, at a time when financial assistance was not available to them. Unlike banks, Credit Unions are owned and run by its members. There are no outside stockholders.
  • Metrowest Community Federal Credit Union
  • 200 Concord Street, Framingham, MA, 01702
  • MetroWest Community FCU is fully committed to helping individuals in our communities manage and achieve their financial goals by offering a wide range of affordable savings and loan products To helping individuals in our communities manage their financial needs by offering a wide range of affordable savings and loan products and To providing produc
  • Ridgewood Savings Bank
  • 7102 Forest Ave, Ridgewood, NY, 11385
  • Whether you are looking to save, invest, borrow or anything in between, we offer a wide choice of financial services to meet your every need including Savings and Checking Accounts, Mortgages and Commercial Loans, Retirement Accounts, Equity Loans and Lines of Credit, plus the convenience of Online Banking.
  • MortgageWorkshop Inc
  • 24 Union Avenue, Suite 30, Framingham, MA, 01702
  • At MortgageWorkshop, we feel that our job is to do more than just help you find a loan. By forming strong relationships with many different lenders, we are able to research, compare, and shop your specific application to find you the mortgage product that best fits and alos we are dedicated to providing borrowers and the realtors.
  • Morty Inc
  • 180 Varick Street, Suite 816, New York, NY, 10014
  • Our mission is to empower homebuyers to confidently secure and finance their home purchase online. Morty is enabling a tech-first mortgage that offers homebuyers the efficient, self-service experience needed in today’s fast-moving housing market, all at a lower cost than the traditional offline mortgage experience.
  • ATLANTIC HOME LOANS, INC
  • 50 US 46, Pine Brook, NJ, 07058
  • Atlantic Home Loans was founded by experienced and respected mortgage banking professionals with over 100 years of combined experience, and has been offering clients superior mortgage advice with personalized service since 1999. Today, AHL is licensed in over 20 states and employs over 250 people who are dedicated to delivering the best loan