FHA Vs. USDA loan program for New-Canaan, Fairfield County, Connecticut

In 2025, USDA loan limit in New-Canaan, county of Fairfield, CT is $481,100 while FHA limit is $601,450 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in New-Canaan, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(732) 205-5199 59 miles Lender's profile and map Reviews M&C Menlo Park Federal Credit Union 25 Middlesex Turnpike, Iselin, NJ, 08830 M&C Credit Union is owned by its members via shares/savings accounts. We are a corporate-sponsored, federal credit union. M&C Credit Union was established in 1967 serving the Minerals & Chemicals Corporation, then Engelhard Corporation & now BASF Corporation. We are located in Room 227A on the second floor of the BASF Research Center in Iselin, NJ.
(862) 666-3965 59 miles Lender's profile and map Reviews Money Avenue 33 Wood Avenue S, Suite 448, Iselin, NJ, 08830 Money Avenue offers highly personalized service and will help you cut through the red tape in the financing arena that is so often involved in securing loans from banks and other lending institutions. Having a Money Avenue Finance Consultant on your team of professionals is a game winning step in obtaining optimal mortgage, business
(732) 738-7100 59 miles Lender's profile and map Reviews Finance My Home 194 Wood Avenue South, 9th Floor, Iselin, NJ, 08830 FMH team to help them navigate one of the largest purchases they will ever make. While this is the beginning of an exciting new step, we also understand that this experience can sometimes be stressful and often confusing. That’s why we make it our mission to ensure your home buying process is simple, transparent, affordable and easy
(866) 933-6342 59 miles Lender's profile and map Reviews REMN Wholesale 194 Wood Avenue South, 9th Floor, Iselin, NJ, 08830 REMN Wholesale is a proud 2021 GOLD SPONSOR of AIME (Association of Independent Mortgage Experts), for the 2nd consecutive year. This exemplifies our never-ending, decades long, commitment of supporting the national mortgage broker community. REMN Wholesale a trusted, highly-dependable, efficient, national wholesale lender.
(732) 321-9378 59 miles Lender's profile and map Reviews American Royal Mortgage Corp 100 Wood Avenue South, Suite 123, Iselin, NJ, 08830 American Royal full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending. We have access to a wide range of wholesale lenders and all of our lending specialists are dedicated to finding the right loan.
(848) 250-9224 59 miles Lender's profile and map Reviews CASABELLA FINANCIAL SERVICES, LLC 33 Wood Ave South, Iselin, NJ, 08830 At Casabella Financial Services, LLC. We are a full-service mortgage company based in Central New Jersey. We specialize in Home Purchase Loans and Refinance in New Jersey. Whether you are buying a home or refinancing in New Jersey, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
(732) 636-1500 59 miles Lender's profile and map Reviews AMERICAN DOLLAR FUNDING 894 Green Street, Iselin, NJ, 8830 We are a homegrown family business, with over 40 years of combined mortgage financing experience. Over the years, the majority of our business has come from referrals from our clients as well as professional Realtors in the area. As a result of our conservative loans, we are ranked in the Top Tier 1 Lending Status with lenders.
(860) 527-6663 59 miles Lender's profile and map Reviews Hartford Federal Credit Union 964 Asylum Avenue, Hartford, CT, 06105 Hartford Federal Credit Union is a community chartered credit union serving all of Hartford, Middlesex, & Tolland counties. The Credit Union is a non-profit financial cooperative owned by its members & governed by a volunteer Board of Directors elected from the membership. The Credit Union has been serving its members' financial needs since 1961.
(718) 356-2900 59 miles Lender's profile and map Reviews Richmond County Mortgage 7448 Amboy Road, Staten Island, NY, 10307 at Richmond County Mortgage strive to make customer service our priority. Our mission is to serve our customers with honesty, integrity, and competence.We have a hands-on approach and constant contact with each borrower, making it as seamless as possible throughout the mortgage process
(860) 522-0899 60 miles Lender's profile and map Reviews Police Credit Union of CT 253 High Street, Hartford, CT, 06103 We do what banks do, but with better rates & lower fees. Open to ALL Law enforcement in the State of Connecticut. Skilled employees giving great services. We hope to become a statewide police credit union, serving all law enforcement in the state.All police departments are invited to partner with us as to provide police-oriented financial services.
(877) 893-2274 60 miles Lender's profile and map Reviews General Merchant Funding 150 Trumbull Street, 4th Floor, Hartford, CT, 06103 General Merchant Funding was established with the mission of offering small businesses access to fairly priced funding options. GMF is the best solution for small businesses unable to qualify for traditional funding. By assessing your business' monthly cash flow, GMF enables you to use the strength of your cash flow to manage demands for capital.