In the year 2025, the USDA loan limit for New-Canaan, located in Fairfield, CT, is set at $481,100. In contrast, the FHA limit for a single-family home stands at $601,450.
Utilize the Lendersa® USDA loan calculator to evaluate today's prime USDA versus FHA rates and identify the income, credit, reserves, and required documentation for qualification. Our comprehensive mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, helping you determine which program is optimal for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $481,100 | 0% |
| FHA | $601,450 | 3.5% |
| Conventional Conforming | $601,450 | 3% |
The aim of Lendersa® is to swiftly secure the best USDA or FHA loan possible, with minimal hassle. Choose from three different starting points to find matching lenders and explore USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and available exclusively in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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