USDA Vs. FHA Pro and Con comparison in Wilton, Fairfield County, CT
In 2025, the USDA loan cap in Wilton, county of Fairfield, CT is $556,600, whereas the FHA limit for a single-family residence is $707,250.
Employ the Lendersa® USDA loan calculator to contrast the top rates of USDA versus FHA today, identifying the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, allowing you to determine which is most suitable for your financial situation in .
2025 loan limits and down payment requirements in Wilton, county of Fairfield, CT
Loan Type
Loan Cap
Initial Payment
USDA
$556,600
0%
FHA
$707,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan choices in Wilton, CT
The aim of Lendersa® is to quickly and effortlessly secure you the most favorable USDA or FHA loan possible. Begin with one of three entry points that successfully pair you with lenders and USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage, available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not necessitate any payment upfront.
First Capital Trust Deeds is an excellent option for you if you want results with a hard money loan in California,We have 30+ years of combined experience in all types of lending and we’re experts who can provide lending options for self-employed or non-traditional financing for luxury real estate and private commercial properties.
For over 25 years, Central Coast Home Loans has been a mortgage planning team committed to staying educated and innovative in the Mortgage Industry. Central Coast Home Loans brings this experience and knowledge to help our clients meet their short term and long term financial goals.
Platinum Capital Mortgage & Real Estate, Inc. is a full service Mortgage & Real Estate Brokerage located in Salinas, California in beautiful Monterey County. We provide Mortgage & Real Estate Broker services for residential properties, Commercial properties, Commercial loans, Construction loans, Construction to Permanent loans, Residential Lot loan
Mission City Federal Credit Union was founded in 1959 as Santa Clara City Employees Federal Credit Union to serve the employees of the City of Santa Clara, including the police, fire and power departments. Since that time the eligibility has expanded to include the faculty, employees and students of Santa Clara University and other select groups.
275 Saratoga Ave, Suite 220, Santa Clara, CA, 95050
I have been in the mortgage brokerage industry since 1997. By working with my clients' very best interest at the heart of everything I do, I earn their trust. At my office, they call me the diligent one. I am committed to helping all my clients apply, qualify, and be approved for the home loans that they seek and deserve.
275 Saratoga Avenue, Suite 220, Santa Clara, CA, 95050
We aim to make home financing as simple & pain-free as possible. Whether you are buying your first home, refinancing existing properties, or building investment portfolio, our loan advisors will help you figure out how much you can afford & the perfect mortgage program, either residential or commercial. Tell us your stories, we will do the rest.
275 Saratoga Ave., Suite 220, Santa Clara, CA, 95050
"Providing high touch mortgage services to employee's from their employers. No Surprises.
Employee's benefit from access to quality information. Market knowledge, market driver's and dynamics. Straight answers to all types of questions relating to home mortgages, home ownership, grpwth through real estate and scaling back, as your life dictates."
1245 S Winchester Blvd, Suite 209, San Jose, CA, 95128
By combining superior technology with expert advice, excellent customer service, and competitive rates, we deliver mortgage options that are tailored to each client's unique financial situation.
A radically different mortgage experience is a result of our obsession for better service to our customers. Don’t take our word for it.
Premiere Properties & Mortgage Services was established in 2008, servicing the San Francisco Bay Area. Candida Diaz
CEO / Broker at Premiere Properties & Mortgage. My goal is to ensure that my clients are delighted with the representation they receive and that they know that they can stay in touch with me well after their transaction closes.
1190 South Bascom Ave, Suite 215, San Jose, CA, 95128
At American Family Funding Group, we have experienced in-house processing staff.
At American Family Funding Group, we offer all FNMA, Freddie Mac loan products, FHA, VA loans and first time home buyers program.
At American Family Funding Group, we also offer Non QM loans, such as Reverse Mortgage, and Hard Money loans, Bank statement.
