USDA Vs. FHA your options comparison in Wilton, Fairfield County, CT

In 2025, the USDA loan cap in Wilton, county of Fairfield, CT is $556,600, whereas the FHA limit for a single-family residence is $707,250.

Employ the Lendersa® USDA loan calculator to contrast the top rates of USDA versus FHA today, identifying the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, allowing you to determine which is most suitable for your financial situation in .

Examine loan proposals from 100 different lenders

2025 loan limits and down payment requirements in Wilton, county of Fairfield, CT

Loan Type Loan Cap Initial Payment
USDA $556,600 0%
FHA $707,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan choices in Wilton, CT

The aim of Lendersa® is to quickly and effortlessly secure you the most favorable USDA or FHA loan possible. Begin with one of three entry points that successfully pair you with lenders and USDA loan programs.

Lendersa USDA loan inquiry and results matching

Understanding USDA Loans in CT

A USDA home loan, endorsed by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage, available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not necessitate any payment upfront.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • STAR Financial Credit Union
  • 10429 Leopard Street, Corpus Christi, TX, 78410
  • We are committed to creating life long relationships with our members through exceptional service and financial products. To become our members’ preferred partner for their everyday financial needs. STAR Financial Credit Union began in 1959 as a means to provide the employees of Pontiac Refinery.
  • Wicker Park Mortgage LTD
  • 8175 East 39th Avenue, Denver, CO, 80207
  • Central Park Mortgage industry for over 20 years. I have done everything from Underwriting, Closing, Secondary Market, and Post Closing. My specialty is Jumbo Underwriting. However my true passion is thinking outside of the box to help customers obtain financing and ultimately the dream of home-ownership.
  • Journey Home Lending
  • 10200 E. Girard Ave, Suite B321, Denver, CO, 80231
  • Journey Home Lending Our team will provide the highest level of expertise to quickly guide you through the entire process of finding the best home purchase options or refinancing options for your new mortgage. Transparency and Integrity define our work ethic, and we help guide with options so you can make informed decisions
  • JML Mortgage LLC
  • 8571 East Cornell Drive, Denver, CO, 80231
  • JML Mortgage. We are a family owned company focused on offering our clients an unrivaled customer experience. We tailor each loan to meet your family's needs now and into the future. Welcome home and Borrowing money for a home (or investments) is one of the biggest financial decisions you will make in your life.
  • Colorado Lending Solutions Inc
  • 10200 East Girard Avenue, Building B, Suite 230, Denver, CO, 80231
  • Colorado Lending Solutions' mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Trust Home Loans
  • 7995 E. Hampden Ave, Suite 204, Denver, CO, 80231
  • Trust Home Loans, LLC is a Colorado mortgage lender located in the Denver Metro Area. We specialize in residential home loans including Conventional, FHA, VA and USDA. We’re always working hard to stand out from our competition. We work with wholesale banks which allows us to offer our clients the most competitive rates and loan programs
  • Star Tech Federal Credit Union
  • 5310 DTC Parkway, Suite H, Greenwood Village, CO, 80111
  • Star Tech FCU serves all employees and residents of Greenwood Village and the Denver Tech Center. STAR TECH FEDERAL CREDIT UNION is a company based out of 5310 Dtc Pkwy Ste H, Greenwood Villa, Colorado, United States. Star Tech FCU offers the best of both worlds - 24/7 access to your money with personalized service!
  • AMG National Trust Bank
  • 6295 Greenwood Plaza Blvd., Greenwood Village, CO, 80111
  • AMG National Trust (AMG) is a privately-held wealth management firm headquartered in Denver, Colorado. With more than 45 years of wealth management expertise, AMG has helped individuals and families, corporate executives, business owners and institutions develop strategies for long-term financial success.
  • LenderCity
  • 7887 East Belleview Ave, Suite 1100, Denver, CO, 80111
  • LenderCity was founded with the consumer in mind. Our technology puts you in control of much of the process which means you get lower rates and reduced closing costs. Each rate quote goes through our pricing engine resulting in real-time rate and closing cost data. We then discount the rates even more to deliver true value to our customers.
  • NBH Bank
  • 7800 E Orchard Rd, Greenwood Village, CO, 80111
  • NBH Bank provides clients with a full range of financial products and services throughout Colorado, Kansas, Missouri and Texas. With over 1, 100 associates and more than 100 convenient Banking center locations and ATMs, we focus on consumer, small business and commercial Banking relationships.