USDA Vs. FHA Pro and Con comparison in Wilton, Fairfield County, CT
In 2026, the USDA loan cap in Wilton, county of Fairfield, CT is $556,600, whereas the FHA limit for a single-family residence is $707,250.
Employ the Lendersa® USDA loan calculator to contrast the top rates of USDA versus FHA today, identifying the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, allowing you to determine which is most suitable for your financial situation in .
2026 loan limits and down payment requirements in Wilton, county of Fairfield, CT
Loan Type
Loan Cap
Initial Payment
USDA
$556,600
0%
FHA
$707,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan choices in Wilton, CT
The aim of Lendersa® is to quickly and effortlessly secure you the most favorable USDA or FHA loan possible. Begin with one of three entry points that successfully pair you with lenders and USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage, available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not necessitate any payment upfront.
Hometown Mortgage Corp. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve 1st.Take advantage of our expertise in the residential lending industry by applying online today.You will find that the skill, professionalism & consideration we give to each of our client
Thirteen individuals formed the Haddon Heights Building and Loan Association on February 4, 1905. It was a mutual association, formed to help individuals buy a home. The Association was formed with an initial investment of $69,000. The first president of the Bank was Fredrick Fries.
30 South 15th Street, 1st Floor, Philadelphia, PA, 19102
The primary mission of United Bank of Philadelphia is to deliver excellent customer service at a profit and to make United Bank of Philadelphia the “hometown” bank of choice. Our goal is to foster community development by providing quality personalized comprehensive banking services to business and individuals in the Greater Philadelphia Region, wi
100 South Broad Street, Suite 30, Philadelphia, PA, 19110
Enterprise Commercial Financing takes great pride in providing our clients with the absolute best loan options, rates and terms at the lowest service fee in the country. We ALWAYS put our clients best interest above our own. You can always rely on us for great service, professionalism and dependability.
1420 Walnut Street, Suite 1216, Philadelphia, PA, 19102
Diligence Capital Advisors is a Boutique Commercial Real Estate Capital Markets Solutions and Full Service Consulting Firm and Our services include capital markets solutions, including debt and equity procurement and placement, and full-service consulting spanning transactional oversight/advisory and asset management for existing portfolios and dev
1528 Walnut Street, Suite 2008, Philadelphia, PA, 19102
Our firm is built upon integrity. We have 96.5% repeat business from our clients because of our proven track record for 20+ years. Stursberg & Fine clients enjoy a strong and trusting relationship with our staff of experts that ensures our clients the highest possible level of service, advice, and experience.
"Liberty SBF is an experienced commercial real estate finance company. With a special expertise in small-balance commercial lending, we are positioned to address the needs of small businesses facing a challenging credit environment.
We provide:
Small Business Lending
Commercial Real Estate Financing
Loan Servicing"
We are a team of professionals with decades of experience funding commercial real estate & operating companies, who will assure the best outcome for your debt, equity and advisory needs.
Whether developing, purchasing or refinancing, debt is the lifeblood for commercial real estate. Axcel delivers to its clients access to debt for any asset class
50 South 16th Street, Suite 2400, Philadelphia, PA, 19102
Our focus now is on innovation, customer satisfaction, brand building, and shareholder value creation. Today, we are one of the largest Philadelphia-based banks, yet we make decisions locally, and we make them quickly. Republic Bank is moving towards creating a major commercial and retail bank with a distinct brand.
1500 Walnut Street, Suite 1103, Philadelphia, PA, 19102
American Commercial Lending, we specialize in the commercial mortgage industry. We have a team of experienced commercial mortgage brokers to guide you throughout the application process and ensure that you have everything needed to qualify for the loan. As the most trusted mortgage brokers.
