USDA VS FHA in Wilton, Fairfield County, CT

In 2025, USDA loan limit in Wilton, county of Fairfield, CT is $556,600 while FHA limit is $707,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Wilton, county of Fairfield, CT

Loan Type Loan Limit Down payment
USDA $556,600 0%
FHA $707,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Wilton, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Home Reliance Capital
  • 145 Marcus Blvd Suite 4, Hauppauge, NY, 11788
  • Our mortgage rates have consistently been some of the most competitive in New York, if not the lowest. Our success is based upon our strong level of commitment to our clients. We take the time to get to know you through personal attention and communication.We remember that we work for YOU, not the other way around.
  • RCG Mortgage
  • 490 Wheeler Rd, Suite 252, Hauppauge, NY, 11788
  • Mortgage broker based in Long Island, New York who prides themselves on their transparency, accountability, and ability to provide a "Nordstrom" experience with the efficiency of a "Ford" assembly line. RCG works with all clients, no matter what their financial goals may be.RCG Mortgage is your online resource for personalized mortgage solutions.
  • NCPD Federal Credit Union
  • 777 Old Country Road, Plainview, NY, 11803
  • NCPD Federal Credit Union is dedicated to providing superior financial services to those in Nassau County law enforcement and their families. We aim to help them reach their life’s goals by offering high dividend rates on savings and low interest rates on loans. Our array of products and services will give our membership a positive experience.
  • Mortgage Wealth Advisors Inc
  • 225 Executive Drive, Suite 410, Plainview, NY, 11803
  • Mortgage Wealth Advisors, Inc. is a concierge mortgage brokerage, arranging mortgage financing for clients throughout New York and Florida. We offer a wide range of loan products through an expansive network of lenders. We match the right loan to the needs of our borrowers, with competitive rates that satisfy even the most discerning clients.
  • Green River Capital Corp
  • 1670 Old Country Road, Suite 220, Plainview, NY, 11803
  • Green River Capital Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential & commercial lending industry by applying online today. You will find that the skill, professionalism, and consideration
  • Berkeley Mortgage, LLC
  • 123 Paris Ave, Suite 2D, Northvale, NJ, 7647
  • Berkeley Mortgage, LLC is dedicated to providing a unique standard of excellence in the residential mortgage business. Berkeley Mortgage, LLC is a licensed mortgage brokerage company licensed in New York, Connecticut and New Jersey that caters to the specific needs of its clients.
  • Commercial Capital Equity Partners
  • 135 City Island Avenue, Bronx, NY, 10464
  • At Commercial Capital Equity Partners, we source loans for the acquisition, refinance, rehabilitation and construction of all asset classes, including raw land. Commercial Capital Equity Partners focuses on newer, more innovative opportunities to finance commercial real estate, and businesses.
  • KLB Business Funding
  • 3702 Pratt Avenue, Bronx, NY, 10466
  • KLB Business Funding is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses, KLB Business Funding,
  • The Heart Center Federal Credit Union
  • 100 Port Washington Boulevard, Roslyn, NY, 11576
  • The Heart Center Federal Credit Union has been open since 1976. The credit union has assets totaling $23.8 Million and provides banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to healthcare services employees.
  • Hudson United Mortgage
  • 95 S. Middletown Road, Nanuet, NY, 10954
  • Hudson United Mortgage, LLC is a licensed mortgage banker by NYS Dept of Financial Services / Licensed by NJ Dept of Banking and Insurance, and is not affiliated with Hudson United Bank. When real estate agents told us that their clients were frustrated with the mortgage process, we started Hudson United Mortgage. When you work with a real estate a