USDA Vs. FHA your options comparison in Tice, Lee County, FL

In 2025, the USDA loan ceiling for a single-family residence in Tice, Lee, FL is $376,000. Conversely, the FHA limit is $472,030.

To effectively compare the best USDA and FHA rates available today, use the Lendersa® USDA loan calculator. It helps you identify the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding your decision-making in <Alabama> to best match your financial needs.

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2025 Loan Limits and Downpayment Requirements in Tice, Lee, FL

Loan Type Loan Limit Down Payment
USDA $376,000 None
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Tice, FL

At Lendersa®, our aim is to swiftly connect you with the best USDA or FHA loans, hassle-free. Begin your journey by selecting one of three starting points to discover matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Decoding USDA Loans in FL

A USDA home loan, known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture, targeting rural areas. In stark contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans necessitate no down payment, offering a worthy option for many prospective buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Bank of Southside Virginia
  • 17208 Halligan Park Rd., Carson, VA, 23830
  • BSV has a long and proud history of serving the community. While we operate over 15 locations today, we have very humble beginnings and strong roots. The Bank of Southside Virginia has origins that begin in 1905 when the Bank of Stony Creek was chartered. In 1911, the Bank of Carson opened for business
  • Jonesboro State Bank
  • 109 Main Street, Jonesboro, LA, 71251
  • The Jonesboro State Bank was founded in January of 1913 and for over 100 years has provided sound, reliable hometown banking services for the people and businesses of Jackson Parish and surrounding communities. The well-being of the citizens of our area drives our efforts to deliver the personal financial assistance.
  • Jackson Parish Bank
  • 201 Main Street, Jonesboro, LA, 71251
  • Jackson Parish Bank – Jonesboro & Jackson Parish’s oldest financial institution, has been serving the financial needs of Jonesboro & other outlying communities continually since our establishment in 1904. During these past 100 plus years we have operated as a community bank, with our main focus of providing top-flite, personal banking services.
  • Vantage Point Mortgage
  • 615 San Pedro Dr, Chesapeake, VA, 23322
  • Vantage Point Mortgage have great rates and low fees, but we offer you so much more. One simple question guides us – “How will this particular home loan fit into your overall short and long-term financial and wealth building plans?” In the end, we’re here to serve you and your dreams.
  • Cornerstone Home Mortgage, LLC
  • 1020 Hillston Arch, Chesapeake, VA, 23322
  • Cornerstone Home Mortgage, LLC offers home mortgages, including conventional, FHA and VA loans in the Chesapeake, VA area. Cornerstone Home Mortgage, LLC will help you navigate the process of obtaining a home loan. We offer our clients the best rates with the lowest closing costs in the area.
  • Virginia Mountain Mortgage
  • 19747 Main St, Buchanan, VA, 24066
  • Bank of Botetourt "Taking Care of You"​ is more than a slogan, it's our promise to the community. For over 120 years, Bank of Botetourt has been committed to reaching out within our local communities to do all we can to further the area's overall economic development. As a community partner, we make charitable contributions for education.
  • The Bank of Milan
  • 2011 East Van Hook Street, Milan, TN, 38358
  • The Bank Of Milan is a branch office of The Bank Of Milan. They provide the following services: Full Service Office Location and are located at 2011 East Van Hook Street in Milan Tennessee. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
  • Memphis City Employees Credit Union
  • 2608 Avery Avenue, Memphis, TN, 38112
  • The Memphis City Employees Credit Union, formerly the City of Memphis Credit Union, was established in May of 1959. The Credit Union has experienced tremendous growth and accomplishment over the last 62 years. Our first branch opened its doors in a corner of the City Treasurer’s office at the old court house and began serving the city employees.
  • Kennedy VA Employees FCU
  • 1030 Jefferson Avenue, Memphis, TN, 38104
  • The Kennedy VA Employees Federal Credit Union was founded to serve the employees of Kennedy Veterans Administration Medical Hospital in Memphis, TN. Over the years the Credit Union has grown into a very well-capitalized financial institution offering members various ways to save, including offering a variety of checking accounts and loans.
  • Methodist Healthcare Federal Credit Union
  • 1265 Union Ave, Memphis, TN, 38104
  • Methodist Healthcare Federal Credit Union was originally chartered in 1960 to serve the needs of Methodist Healthcare employees. Today, our credit union family has been extended to include all Methodist employees, Methodist affiliated groups, and the families of each of our members.