USDA Vs. FHA your options comparison in Tice, Lee County, FL

In 2025, the USDA loan ceiling for a single-family residence in Tice, Lee, FL is $376,000. Conversely, the FHA limit is $472,030.

To effectively compare the best USDA and FHA rates available today, use the Lendersa® USDA loan calculator. It helps you identify the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding your decision-making in <Alabama> to best match your financial needs.

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2025 Loan Limits and Downpayment Requirements in Tice, Lee, FL

Loan Type Loan Limit Down Payment
USDA $376,000 None
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Tice, FL

At Lendersa®, our aim is to swiftly connect you with the best USDA or FHA loans, hassle-free. Begin your journey by selecting one of three starting points to discover matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Decoding USDA Loans in FL

A USDA home loan, known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture, targeting rural areas. In stark contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans necessitate no down payment, offering a worthy option for many prospective buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Crosspoint Federal Credit Union
  • 105 Sanford Street, Hamden, CT, 06514
  • For more than 83 years, CrossPoint Federal Credit Union has found success by finding the right products for our members and not by finding members for our products. In 1936, the credit union aimed to understand the goals of teachers. Today, that level of loyalty and commitment to customizing a full scope of financial solutions spans to people.
  • Par East Mortgage
  • 15 Toilsome Lane, East Hampton, NY, 11937
  • PAR East is the East End's premier full-service mortgage company, with 25+ years of experience closing loans in New York’s tricky real estate market. Through this experience navigating the over-whelming demands of big banks, PAR East has built a reputation for bringing loans across the finish line with professionalism and ease.
  • Town of Cheektowaga Federal Credit Union
  • 3251 Broadway, Cheektowaga, NY, 14227
  • In November of 1980 a small group of motivated employees met in the Town of Cheektowga Police Department’s pistol range room. These individuals laid the foundation for the soon to be chartered Town of Cheektowaga Employee’s Federal Credit Union. Among the members who attended and cooperated in the formation of the credit union were David J. Kulik,
  • CrossRoads Community Federal Credit Union
  • 3031 William Street, Buffalo, NY, 14227
  • CrossRoads Community Federal Credit Union is a not-for-profit financial cooperative whose purpose is to meet the financial needs of its members. We are member-owned. In other words, we answer to our members – not a small group of stockholders or an out-of-town corporation. Our profits are returned to our members in the form of low/no-fee products,
  • Cheektowaga Community Federal Credit Union
  • 3234 Union Road, Cheektowaga, NY, 14227
  • Cheektowaga Community Federal Credit Union has been open since 1959. The credit union has assets totaling $11.74 Million and provides banking services to more than 1, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • Edison Credit Union
  • 4200 East Front Street, Kansas City, MO, 64120
  • We are a Full Service Credit Union located in North Kansas City. We offer: Auto Loans, Personal Loans, Share Secured Loans, Mortgage Loans, Home Equity Loans, Savings Accounts, Checking Accounts, Kids Club Accounts, Investment Accounts, Christmas and Vacation Club Accounts, ATM and Debit Cards, Visa Credit Cards, Money Orders,
  • Bayer Credit Union
  • 8400 Hawthorne Road, Kansas City, MO, 64120
  • Bayer Credit Union is a proud participant of Invest In America, a discount program that brings our members valuable savings on the things they use most. Credit untion members can save big with trusted US companies through various discounts. So, whether you're looking to save on something as large as a new vehicle
  • Lead Bank
  • 1801 Main St, Kansas City, MO, 64108
  • Lead Bank is where expertise, experience and technology unite the people behind inspired businesses. We take pride in working side by side with companies to grow bottom lines that become cornerstones of the community. We’ve always been a bank that leads the way, not follows the herd. In 2010.
  • Academy Bank
  • 2101 W. Pennway, Kansas City, MO, 64108
  • Academy Bank is a family-owned business dedicated to supporting the financial well-being of the individuals and businesses within our communities. We provide a wide variety of affordable, competitively priced, and easily accessible credit and retail Banking services through an extensive network of branches
  • Clear Mortgage
  • 325 Southwest Boulevard, Kansas City, MO, 64108
  • We're a full service Mortgage Lending Team from origination to servicing after the loan closes.Our main focus is communication & closing on time!The home buying process can be stressful, cumbersome & overwhelming.At Clear Mortgage we pride ourselves at putting the customer experience first.Simplified process, top-notch technology & no lender fees.