USDA Vs. FHA Pro and Con comparison in Tice, Lee County, FL

In 2025, the USDA loan ceiling for a single-family residence in Tice, Lee, FL is $376,000. Conversely, the FHA limit is $472,030.

To effectively compare the best USDA and FHA rates available today, use the Lendersa® USDA loan calculator. It helps you identify the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding your decision-making in <Alabama> to best match your financial needs.

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2025 Loan Limits and Downpayment Requirements in Tice, Lee, FL

Loan Type Loan Limit Down Payment
USDA $376,000 None
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Tice, FL

At Lendersa®, our aim is to swiftly connect you with the best USDA or FHA loans, hassle-free. Begin your journey by selecting one of three starting points to discover matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Decoding USDA Loans in FL

A USDA home loan, known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture, targeting rural areas. In stark contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans necessitate no down payment, offering a worthy option for many prospective buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Progressive Lending Solutions, Inc.
  • 2277 West Highway 36, Suite 304, Roseville, MN, 55113
  • Progressive Lending Solutions, Inc., and their entire support staff offers over 100 years of experience in the mortgage industry. We are committed to providing our clients with continuous feedback and communication, fast approvals and excellent customer satisfaction. Progressive Lending Solutions prides itself on incorporating unparalleled
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  • Onward Financing uses dedicated, private capital along with the traditional mortgage market to enable home financing options that traditional sources won’t allow. We help qualified borrowers buy the home they want without paying multiple mortgages, moving twice, or risk not qualifying for a traditional mortgage
  • Executive Mortgage Brokers, LLC
  • 12800 Whitewater Drive, Suite 100, Minnetonka, MN, 55343
  • Executive Mortgage Brokers, LLC is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it.
  • Freedom Mortgage
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  • Freedom Mortgage is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to age, race, color, religion, gender, sexual orientation, disability, or national origin. Local applicants are encouraged to apply.
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  • 230 West Main Street, Arlington, MN, 55307
  • Arlington State Bank is a branch office of Arlington State Bank. They provide the following services: Full Service Office Location and are located at 230 West Main Street in Arlington Minnesota. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
  • Citizens Independent Bank
  • 5000 West 36th Street, Minneapolis, MN, 55416
  • Since we opened for business in 1950, our main goal has been, and still remains, to build better relationships with our customers. Get to know us and you’ll understand how Citizens Independent Bank (CIB) has been an important part of our communities, helping businesses prosper and helping people achieve their dreams.
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  • U.S. Bancorp, with nearly 70, 000 employees and $554 billion in assets as of December 31, 2020, is the parent company of U.S. Bank National Association, the fifth-largest commercial bank in the United States. The Minneapolis-based bank blends its relationship teams, branches and ATM network with digital tools that allow customers to bank.
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  • Cities Credit Union
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