FHA Vs. USDA loan program for Buckingham, Lee County, Florida

As of 2026, USDA loans in Buckingham, within the county of Lee, FL, have a maximum limit of $376,000. For a single-family home, the FHA limit is $472,030.

Use Lendersa®’s USDA loan calculator to evaluate and compare the top USDA and FHA rates today. Identify the income, credit, reserves, and necessary documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side. This helps you determine which program in suits your financial situation best.

Exploring USDA and FHA loan options in Buckingham, FL

Lendersa® aims to secure the best USDA or FHA loan for you quickly and without difficulty. Start by choosing one of three available options to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in FL?

The USDA home loan is guaranteed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage necessitates no down payment at all.

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(406) 485-2288 Lender's profile and map Reviews Grasslands Federal Credit Union 320 Main Street, Circle, MT, 59215 Grasslands is a cooperative, not-for-profit financial institution, chartered by the federal government, owned and controlled by our members. We are governed by a five member volunteer Board of Directors elected by the membership. Associate directors with non-voting rights are welcome to apply for appointment to serve.
(801) 798-7280 Lender's profile and map Reviews First National Mortgage 397 North Main Street, Spanish Fork, UT, 84660 First National Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
(801) 893-6636 Lender's profile and map Reviews Remarkable Home Loans 62 E 800 N, Suite 202, Spanish Fork, UT, 84660 Remarkable Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(801) 370-9877 Lender's profile and map Reviews Capital Assets Utah Valley, Inc. 2696 North University Avenue, Suite 236, Provo, UT, 84604 Capital Assets Utah Valley is a mortgage company in Utah that has specialized in conforming, non-conforming, and hard money lending since 1979. Capital Assets Utah Valley was incorporated in 1994 as a mortgage broker in Utah County, and has provided residential mortgages to its clients ever since.
(801) 223-8188 Lender's profile and map Reviews Utah Community Credit Union PO Box 1900, Provo, UT, 84603 Utah Community Credit Union is an organization rooted in the credit union philosophy of “people helping people” and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty.
(801) 722-9783 Lender's profile and map Reviews Surety First Mortgage 1347 West 310 North, Midway, UT, 84049 The Surety First Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Utah, Idaho and Colorado. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
(435) 623-1992 Lender's profile and map Reviews Town and Country Home Mortgage 347 N Main St, Nephi, UT, 84648 Town and Country Home Mortgage We are a locally owned mortgage broker able to do your refinance, purchase or construction loans throughout the state of Utah. We specialize and are t broker able to do your refinance, purchase or construction loans throughout the state of Utah. We specialize and are the State's experts on the USDA Rural Guarantee.
(800) 297-8585 Lender's profile and map Reviews Cornerstone Home Mortgage. 1912 Sidewinder Dr, Suite 216, Park City, UT, 84060 Cornerstone Home Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of UT. Whether you are 1st time home buyer, purchasing your dream home, refinancing an outstanding loan, our highly experienced team of mortgage brokers can help make your dreams come true.
(435) 649-6660 Lender's profile and map Reviews Intermountain Mortgage Company, LLC 2029 Sidewinder Drive, Suite 200, Park City, UT, 84060 Intermountain Mortgage Company, Inc., our mission is to set a high standard in the mortgage industry. A part of the Park City community since 1992, our experienced staff is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry.
(801) 599-9060 Lender's profile and map Reviews Preferred Mortgage Inc 1145 South 800 East, Suite 101, Orem, UT, 84097 Lana Lesser is the owner / broker of Preferred Mortgage. She has been doing loans with Preferred Mortgage for 23 years, with an office located in Orem. Lana really prides herself on being able to establish a personal relationship during the loan process. She really enjoys the return clients, referrals and friendships this creates
(801) 223-7060 Lender's profile and map Reviews Evergreen Mortgage, LLC 560 South State Street, Suite H-1, Orem, UT, 84097 Evergreen Mortgage, LLC is likely the largest purchase most of us will ever make. Consequently, a mortgage will likely be our greatest financial obligation, so it's important to understand the associated options, process, and ramifications. Not only do we offer some the lowest rates and costs in the industry.