USDA Vs. FHA your options comparison in Buckingham, Lee County, FL

As of 2025, USDA loans in Buckingham, within the county of Lee, FL, have a maximum limit of $376,000. For a single-family home, the FHA limit is $472,030.

Use Lendersa®’s USDA loan calculator to evaluate and compare the top USDA and FHA rates today. Identify the income, credit, reserves, and necessary documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side. This helps you determine which program in suits your financial situation best.

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Loan limits and down payment requirements for 2025 in Buckingham, Lee, FL

Loan Type Loan Limit Down Payment
USDA $376,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Buckingham, FL

Lendersa® aims to secure the best USDA or FHA loan for you quickly and without difficulty. Start by choosing one of three available options to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in FL?

The USDA home loan is guaranteed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage necessitates no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • St Michael Mortgage LLC Is to provide exceptional service at competitive pricing to those in need of mortgage Loans, refinancing, and consulting services, ensure our clients’ needs are met, and respect and hold dear the client base that ensures our successful future and also We are a for profit company in the practice of mortgage.
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  • The Williamson County Catholic Credit Union is a member owned financial cooperative. We serve the Catholic communities in Williamson County by providing competitive loans and savings in a friendly atmosphere while maintaining long term financial stability. St. Joseph's Credit Union of Marion was chartered on November 3, 1952
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