During 2026, the USDA loan limit set for Fort-Myers-Shores in the county of Lee, FL is $315,100, whereas the FHA limit stands at $356,362 for single-family residences.
Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates available today. By using this, you can ascertain the necessary income, credit level, reserves, and documents required to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting in determining the best fitting program for your financial circumstances in .
2026 Loan Limits and Down Payment Requirements in Fort-Myers-Shores, Lee, FL
Loan Type
Loan Maximum
Required Down Payment
USDA
$315,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discussing USDA and FHA Loan Options in Fort-Myers-Shores, FL
Lendersa® aims to quickly secure you the most fitting USDA or FHA loan, minus the hassle. You have three initial paths available that connect you with appropriate lenders and USDA loan programs.
A USDA home loan, sanctioned by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is strictly available in rural communities. Unlike FHA loans requiring a 3.5% minimum down payment, a USDA mortgage requires no down payment.
Satori Mortgage is a Minneapolis mortgage company with the experience and professionalism to make your dream of owning a home a reality. We know the lending industry inside and out and can provide dedicated mortgage solutions to suit any need and any budget.We offer a variety of mortgage solutions.
Edge Home Finance Corporation offers personalized mortgage solutions tailored to unique financial needs. I personally have been a loan officer for 23 years and can work with all types of clients . As a trailblazer in the mortgage industry, our innovative approach ensures clients achieve their dream of homeownership seamlessly and efficiently.
"MLS Mortgage Group is a local, Mortgage Broker MN. We have partnered with REALTORS® since our inception to ensure a positive home buying experience.
MLS Mortgage Group is passionate about community and “keeping it local”. Studies have shown that when shopping local, we create local jobs and income growth for our family and friends."
Brunswick State Bank proudly provides Brunswick, NE and Winnetoon, NE with complete personal and business banking services. The town began in 1879 when the Galloway family moved to Ellsworth Township from Illinois. Each "eligible member of the family" filed homestead claims - the parents and three grown children.
West Metro Schools Credit Union was formed December 31, 2008 with the merger of Hopkins Schools Credit Union and Edina Schools Credit Union. Membership is open to all employees of Hopkins, Edina and Wayzata Public Schools, their families and household members. Students of Hopkins and Edina school districts are eligible also.
10590 Wayzata Blvd, Suite 160, Minnetonka, MN, 55305
Envision Capital is the dependable place to go when in need of a home loan.
Our expert loan officers are readily available to find their clients competitive rates to finance a home purchase. Mortgage fees are often less than other lenders given that the Envision Capital model facilitates minimal overhead.
We are a not-for-profit financial cooperative, owned by its members. Our mission is to build lifelong relationships that enhance the financial lives of our members and Catholic communities. At the turn of the 21st century, the Board of Directors of Catholic United Financial approved the establishment of a member-owned credit union.
North Memorial Federal Credit Union was formed in 1964 to help and serve the employees of North Memorial Hospital so they would have access to financial services. We have since grown with our sponsor, North Memorial Medical Center and have added Maple Grove Hospital, St. Therese Home Inc. and their respective affiliated offices and clinics.
ONE AMERICAN BANK is an extremely well capitalized financial institution embracing technology with new products and services, as well as online and mobile banking. These technological advancements will enhance and simplify the way you conduct your financial business whether online or in-branch.
Financial One Credit Union is a not-for-profit financial cooperative.We've been guiding our members to financial health since 1933. We listen to each member's life goals & provide financial solutions bringing value to their lives.Financial One Credit Union provides financial services to people who live, work, attend school, worship, or do business.
