USDA Vs. FHA your options comparison in Fort-Myers-Shores, Lee County, FL

In 2024, USDA loan limit in Fort-Myers-Shores, county of Lee, FL is $315,100 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Fort-Myers-Shores, county of Lee, FL

Loan Type Loan Limit Down payment
USDA $315,100 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Fort-Myers-Shores, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Wyse Home Loans LLC
  • 6979 Coors Court, Arvada, CO, 80004
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Gold Summit Lending
  • PO Box 337057, Greeley, CO, 80633
  • Gold Summit is committed to educating and guiding our clients with the mortgage process. We aim to be the source of up-to-date mortgage industry information and maintain high trust relationships with our clients, business partners, team members, and community. We are committed to be the top-of-mind choice mortgage broker.
  • ALMC Mortgage
  • 11080 Circle Point Rd, Suite 100, Westminster, CO, 80020
  • "ALMC @ Nova Home Loans is a residential mortgage lender. We are committed to serving the homebuyers and homeowners of Colorado with exceptional service and professionalism. NOVA Financial & Investment Corporation, dba NOVA Home Loans (NMLS 3087) has built a strong reputation for providing exceptional service to our customers."
  • Colorado Real Estate Brokers, Inc.
  • 6343 W 120th Ave, Suite 110, Broomfield, CO, 80020
  • Colorado Real Estate Brokers, we aim to offer our clients not only exceptional service, but also unparalleled results. We focus on Commercial Real Estate Sales & Leasing along the Front Range and have over 25 years combined experience and My goal as the owner of a real estate brokerage.
  • DNL Mortgage Authority Inc
  • 1064 E 17th Ave, Broomfield, CO, 80020
  • At DNL Mortgage Authority Inc., where we specialize in residential mortgages. At DNL Mortgage Authority Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • White Earth Reservation Federal Credit Union
  • 785 Highway 59 South, Mahnomen, MN, 56557
  • White Earth Reservation Federal Credit Union has been open since 1966. The credit union has assets totaling $3.15 Million and provides banking services to more than 1, 000 members. White Earth Reservation Federal Credit Union Federally Insured Credit Union. Offering Savings, Checking, Christmas Accounts & More.
  • Credit Union of the Rockies
  • 1010 Johnson Road, Golden, CO, 80401
  • Credit Union of the Rockies is a member-owned, not-for-profit financial institution that provides financial services to people who have a common bond through occupation, association or community. We were established in 1937 to service the Farm Security Administration in Denver.We strive to enrich lives in our mountain communities while helping you.
  • On Tap Credit Union
  • 816 Washington Avenue, Golden, CO, 80401
  • On Tap Credit Union is a full-service financial institution with assets in excess of $360 million. With a robust online banking mobile platform as well as our Arvada and Golden branch locations, On Tap Credit Union has provided exceptional financial service to members for over 60 years.
  • Colorado Unified Lending
  • 2801 Youngfield St, Suite 300, Golden, CO, 80401
  • Colorado Unified Lending is committed to finding the right mortgage product for your needs. We understand that every borrower is unique, and we offer a variety of products to meet your individual requirements. We make securing a mortgage simple and straightforward by offering you the latest in financial tools to enable you.
  • TLJmortgage LLC
  • 1898 Denver West Ct, Suite 1225, Golden, CO, 80401
  • Tljmortgage LLC is a Colorado Limited-Liability Company filed On October 10, 2012. The company's filing status is listed as Good Standing and its File Number is 20121565463. The Registered Agent on file for this company is Teree L Johnson and is located at 1898 Denver West Ct Suite #1225, Golden, CO 80401.