During 2025, the USDA loan limit set for Fort-Myers-Shores in the county of Lee, FL is $315,100, whereas the FHA limit stands at $356,362 for single-family residences.
Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates available today. By using this, you can ascertain the necessary income, credit level, reserves, and documents required to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting in determining the best fitting program for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Fort-Myers-Shores, Lee, FL
Loan Type
Loan Maximum
Required Down Payment
USDA
$315,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discussing USDA and FHA Loan Options in Fort-Myers-Shores, FL
Lendersa® aims to quickly secure you the most fitting USDA or FHA loan, minus the hassle. You have three initial paths available that connect you with appropriate lenders and USDA loan programs.
A USDA home loan, sanctioned by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is strictly available in rural communities. Unlike FHA loans requiring a 3.5% minimum down payment, a USDA mortgage requires no down payment.
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Superior Rate Mortgage Of New England, mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
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Washington Trust Mortgage Company LLC originates residential real estate mortgage loans, including construction, purchase and refinancing, through its offices in Massachusetts, Connecticut and Rhode Island. Our team of experienced mortgage professionals is dedicated to providing customized.
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