USDA and FHA Pro and Con in Arcadia, DeSoto County, FL
The USDA loan limit for the year 2025 in the city of Arcadia, located in the county of DeSoto, FL, is set at $336,500. In contrast, the FHA sets its limit at $472,030 for a single-family residence.
You can utilize the Lendersa® USDA loan calculator to contrast today's best rates between USDA and FHA loans. This will allow you to evaluate the necessary income, credit, reserves, and documentation required to qualify for these options. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you to determine which program in aligns best with your specific financial scenario and needs.
Loan Limits and Downpayment Requirements for 2025 in Arcadia, County of DeSoto, FL
Loan Type
Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Loan Opportunities: USDA and FHA in Arcadia, FL
The aim of Lendersa® is to efficiently provide you with access to the most advantageous USDA or FHA loan, with minimal hassle and swiftness. You can choose from three initial pathways to find suitable lenders and USDA loan programs that match your requirements.
The USDA home loan is a government-backed loan by the Department of Agriculture, also known as the USDA rural development loan or simply USDA mortgage. This loan is specifically crafted for use in rural neighborhoods. While FHA loans require a down payment of at least 3.5%, the USDA mortgage offers the great advantage of not requiring any down payment, making it an attractive choice for eligible applicants in rural areas.
Wisconsin Consumer Credit has been helping customers with auto financing since 2009. Our staff provides fast response, friendly service & a personal review of every auto loan application received. We care about your transportation needs & partner with dealers that stand behind their vehicles to ensure you get where you need to go, safely & on time.
Bank of Easton provides traditional banking services to the surrounding communities.
our Bank proudly opened its doors to the public for the first time. We are excited to continue to serve our customers and the Easton community and look forward to writing many new chapters in the history of our Bank and our community – together!
Great Plains National Bank is a full-service community Bank with branches in Oklahoma and Texas, offering personal Banking solutions designed to meet your financial needs including checking, savings, loan and mortgage services. To exceed our customers’ expectations by delivering superior customer service that will lead Great Plains National Bank.
1040 North Main Street, Sheboygan Falls, WI, 53085
Meadowland Credit Union was chartered on April 18, 1957 as Bemis Employees Credit Union. At that time, the credit union was serving only the employees of Bemis Manufacturing and their immediate family members. On January 10, 1995, our field of membership was expanded to include employees of Richardson Industries and their immediate family members.
Athol Savings Bank is a mutual savings bank based in Athol, Massachusetts. Our goal is to be the financial foundation in our community; working harder, reaching higher and delivering strength, stability and security to our customers. As we move forward, Athol Savings Bank is committed to being “A Solutions Bank” for our customers.
We were founded in 1930 as a member-owned, not-for-profit credit union with the goal of providing the highest quality banking products at the best possible prices, delivered with professional, one-on-one personal service. In 2015, we were designated as a Community Development Financial Institution by the U.S.
HGE Credit Union was chartered in 1945 as Hutchinson Municipal Employees Credit Union. Originally, only city employees were eligible to become members. Tom Tomlin, firefighter at Fire Station #1 kept CU papers in a cigar box. The charter gives the address as 18-22 East Avenue B, which was the police department and Fire Station #1.
Bell Credit Union has come a long way since 1938. Mrs. Verla Yelton was the first manager of the credit union. Verla and her husband, Lloyd, provided space in their home at 417 E 1st for the credit union office. The office was located there until the mid 1950’s, when it was moved to the 5th floor of the Wiley Building.
