The USDA loan limit for the year 2025 in the city of Arcadia, located in the county of DeSoto, FL, is set at $336,500. In contrast, the FHA sets its limit at $472,030 for a single-family residence.
You can utilize the Lendersa® USDA loan calculator to contrast today's best rates between USDA and FHA loans. This will allow you to evaluate the necessary income, credit, reserves, and documentation required to qualify for these options. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you to determine which program in aligns best with your specific financial scenario and needs.
Loan Limits and Downpayment Requirements for 2025 in Arcadia, County of DeSoto, FL
Loan Type
Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Loan Opportunities: USDA and FHA in Arcadia, FL
The aim of Lendersa® is to efficiently provide you with access to the most advantageous USDA or FHA loan, with minimal hassle and swiftness. You can choose from three initial pathways to find suitable lenders and USDA loan programs that match your requirements.
The USDA home loan is a government-backed loan by the Department of Agriculture, also known as the USDA rural development loan or simply USDA mortgage. This loan is specifically crafted for use in rural neighborhoods. While FHA loans require a down payment of at least 3.5%, the USDA mortgage offers the great advantage of not requiring any down payment, making it an attractive choice for eligible applicants in rural areas.
CBC Mortgage at First Federal Bank, our focus is this: to put our customers first. Since this division opened its doors in 1999, our commitment has always been to provide nothing less than an exceptional experience in everything we do. It is because of that unwavering dedication to service and our customers.
501 Centre Street, Suite 101, Fernandina Beach, FL, 32034
The professionals at Atlantic Mortgage Consultants are focused helping home buyers secure the best home loans in the Jacksonville, Amelia Island areas. When faced with the choice between dealing with a mortgage broker or a direct lender, home buyers quickly find that using us has distinct advantages.
Swan Financial, you will receive outstanding service from one contact throughout the entire mortgage process rather than being handed off from one department to the next. The most important financial transaction we make deserves constant communication and personalized attention. Protecting your personal information is a priority at Swan Financial
1910 South 14th Street #101, Fernandina Beach, FL, 32034
At Jet HomeLoans, LLC, we’re dedicated to providing you with top-flight resources and first-class service to help you reach your dreams of homeownership. Comprised of some of the top mortgage talent in the industry, our team of loan professionals is committed to guiding you through every step of the home financing process.
Capital City Home Loans is a top mortgage lending company in the Southeast. We are focused on our clients and their success, and driven by the communities we serve. Each Capital City Home Loans associate shares one priority: our client. Whether it is providing guidance through the application process
Madison County Community Bank was formed in 1999 by a group of local men and women whose purpose was to bring to our community a bank whose focus was on meeting the banking and financial needs of our local citizens and businesses. Our Board, Management and Staff all live and work in Madison County
United 1st Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder - or an owner - of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
We are committed to being your mortgage experts and guiding you through the loan process from application to closing. As a mortgage brokerage, we have the advantage of shopping for the best loan products and terms to fit individual needs. We pride ourselves in world class service.
