USDA Vs. FHA Pro and Con comparison in Charlotte-Harbor, Charlotte County, FL
In the year 2025, the USDA loan ceiling in Charlotte-Harbor, located in the county of Charlotte, FL, stands at $315,100. For a single-family residence, the FHA limit is set at $356,362.
Utilize Lendersa®’s USDA loan calculator to contrast today’s optimal USDA and FHA rates and figure out the income, credit requirements, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows you to simultaneously view USDA, FHA, Conforming, and VA options, assisting you in selecting the program most suitable for your specific financial scenario in .
Loan limits and down payment obligations for 2025 in Charlotte-Harbor, county of Charlotte, FL
Type of Loan
Maximum Loan Amount
Required Down Payment
USDA
$315,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Charlotte-Harbor, FL
The aim of Lendersa® is to secure you the most favorable USDA or FHA loan swiftly and with ease. Start by choosing from three options to find matching lenders and USDA loan schemes.
A USDA home loan is backed by the United States Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, and is exclusively available in rural locales. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, a USDA mortgage requires none.
Based in New York, NY - and with offices in White Plains, NY - Bridge Funding works primarily with borrowers in the tri-state area of New York, New Jersey and Connecticut, however loans are available in other metropolitan locations. With access to over $1 Billion, Bridge Funding has the capacity to fulfill the needs of its borrowers both big
140 East 45th Street, 31st FL, New York, NY, 10017
GuardHill Financial Corp. (NMLS #1609 - www.nmlsconsumeraccess.org) is a New York City-based mortgage banker and brokerage company originating approximately $1 Billion annually. For over 26 years, GuardHill has maintained its reputation as the Tri-state area’s premier independent mortgage lender.
Shield Funding is a leader in the financial lending industry providing business loans to small and medium-sized companies. We provide alternative financing to companies that have little or no credit or have been denied traditional financing. We specialize in providing merchant cash advances and other types of unsecured business loans.
Since 1990, Gala Resources LLC has been providing short-term mortgages to experienced real estate investors, builders and dealers. We furnish short-term financing for
Bank-foreclosed residential properties
REOs
Short Sales
Multi-family buildings
Real estate acquisition
We are a direct hard money lender. We are not brokers. We do work with b
Continental Finance Corporation's experience and expertise are paramount in the areas of private equity funding, real estate development, management and legal services. During CFC's 25 years of operation, its portfolio of successful businesses has included air and ground transportation.
Global Capital Partners is a Global commercial hard money lender, offering many financing options, including: bridge financing, private lending, commercial real estate financing, structured join venture financing, permanent financing, mezzanine financing, construction loans and acquisition financing.
The Amerifund Home Mortgage Team consists of extremely experienced loan officers who are CPA’s, Attorneys and have significant backgrounds in finance, accounting and underwriting. Every loan officer has many years experience in mortgage lending. This experience, knowledge and expertise provides them the ability to finance any type of a loan.
VII Capital Funds brings business, financial and commercial private industries together with non-traditional, flexible commercial loan programs, that wouldn't otherwise be possible, helping our clients realize their project development dreams. business, financial and commercial private industries together with non-traditional,
