USDA Loan Vs. FHA loan pro & con Harbour-Heights, Charlotte County, FL

As of 2025, the USDA loan cap for Harbour-Heights, in Charlotte, FL, is $315,100, whereas the FHA cap for a single-family dwelling is $356,362.

Employ Lendersa® USDA loan calculator to compare today's favorable rates between USDA and FHA loans. Determine the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you identify the best fit for your financial scenario in .

Exploring USDA and FHA Loan Options in Harbour-Heights, FL

Lendersa® aims to promptly provide you with optimal USDA or FHA loan solutions without hassle. Select one of three starting points to connect with lenders and explore USDA loan programs.

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Understanding USDA Loans in FL

A USDA home loan is backed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage. Available only in rural areas, unlike FHA loans needing a minimum of 3.5% down payment, USDA loans require none at all.

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(513) 765-6075 Lender's profile and map Reviews Members Trust Federal Credit Union 4000 Luxottica Place, Mason, OH, 45040 Trust Federal Credit Union. In 2002, our current membership base was further expanded to include Sunglass Hut. In 2004, the National Credit Union Administration granted Members Trust a charter expansion to include associates from Cole National. This new group included associates from Pearle Vision, Target Optical, BJ’s Optical, Sears Optical
(703) 914-8700 Lender's profile and map Reviews InFirst Federal Credit Union 6462 Little River Turnpike, Alexandria, VA, 22312 InFirst Federal Credit Union is a member-owned cooperative, providing financial solutions to many active and all retired federal employees, associations, and businesses, members of the InFirst Responders Foundation, Inc, along with anyone who lives, works, worships or attends school in most of Salem, Roanoke, Botetourt, Vinton
(703) 823-5211 Lender's profile and map Reviews CommonWealth One Federal Credit Union 4875 Eisenhower Avenue, Alexandria, VA, 22304 CommonWealth One Federal Credit Union has been helping its members achieve a better way of life through convenient banking, specialized loans, savings plans, investments, financial tools and education programs for more than 70 years. From our origins in 1944 as the Army Air Force Annex #1 Credit Union with 94 members
(703) 505-7173 Lender's profile and map Reviews MidAtlantic Financial Group, Inc 433 Clayton Lane, Alexandria, VA, 22304 MidAtlantic Financial Group Inc. take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. At MidAtlantic Financial Group Inc, we will find the loan that is perfect for your scenario. No matter your needs we are here to help!
(410) 221-8177 Lender's profile and map Reviews Choptank Oyster Mortgage, LLC 213 Sunburst Hwy, Suite 1, Cambridge, MD, 21613 At Oyster Mortgage, we believe that customer service is a value worth its weight in gold. That's why we try and personalize every step of the loan process from application to settlement. In home appointments and settlements are the norms, not the exception with us. Our loan consultants take the time to sit down with our customers.
(703) 992-8750 Lender's profile and map Reviews Washington Mortgage Group, Inc. 6924 A Little River Turnpike7619 Little River Turnpike, Suite 35, Annandale, VA, 22003 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(703) 941-4022 Lender's profile and map Reviews Finance USA Corporation 6924 A Little River Turnpike, Annandale, VA, 22003 Finance USA Corporation has been assisting customers with their mortgage needs since 2006. We understand that the process of obtaining a loan can be quite overwhelming, which is why our Mortgage Professionals work closely with each customer to ensure a financial solution tailored specifically to their needs.
(888) 855-2093 Lender's profile and map Reviews Fairway Asset Corporation 7345 McWhorter Place, Suite 110, Annandale, VA, 22003 At Fairway Asset Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(740) 984-2357 Lender's profile and map Reviews Waterford Commercial and Savings Bank 20115 St Rt 339, Waterford, OH, 45786 The Waterford Bank is a consumer, community oriented, independent bank providing quality service to our customers. The bank operates in a rural community with other financial institutions in close proximity. The goals of the bank are to give an ROA of one percent after funding capital and equipment projects
(304) 758-4308 Lender's profile and map Reviews Long Reach Federal Credit Union 315 Main Street, Middlebourne, WV, 26149 Long Reach Federal Credit Union was organized in 1975. We are a not-for-profit organization that is member-owned, where earnings are paid back to the members with lower loan rates and higher savings rates, rather than being owned by stockholders. Long Reach Federal Credit Union offers many products and services to meet your financial needs.
(888) 328-6466 Lender's profile and map Reviews Union Bank, Inc. 103 Dodd St., Middlebourne, WV, 26149 Union Bank is a locally owned and locally managed, independent, full-service community bank, with approximately $235 million in assets. We operate eight (8) full service locations in northwestern West Virginia, in the communities of: Middlebourne, Sistersville, St. Marys, Hundred, New Martinsville, Pennsboro, Harrisville, and Ellenboro,