USDA and FHA Pro and Con in Cleveland, Charlotte County, FL
In the year 2025, the USDA loan limit for Cleveland, located in the county of Charlotte, FL, is $376,000. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's top rates for USDA and FHA. Determine the necessary income level, credit, reserves, and required documents to qualify. Our advanced mortgage calculator offers a comparison of USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the most suitable program for your financial scenario in .
Loan Limits and Down Payment Requirements for 2025 in Cleveland, Charlotte, FL
Loan Type
Loan Limit
Down Payment
USDA
$376,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Choices in Cleveland, FL
The mission of Lendersa® is to provide you with the highest quality USDA or FHA loan promptly and seamlessly. Choose from three initial pathways to find matching lenders and available USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, also called a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment.
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