USDA Vs. FHA your options comparison in Palm-Valley, St. Johns County, FL
In 2026, the USDA loan limit for Palm-Valley, located in St. Johns County, FL, is $310,900, whereas the FHA limit stands at $388,700 for single-family homes.
Utilize the Lendersa® USDA loan calculator to diligently compare the leading rates between USDA and FHA. It helps determine the qualifying income, credit, reserves, and necessary documents. Our sophisticated mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the best program in for your specific financial circumstances.
Loan Caps and Downpayment Details for 2026 in Palm-Valley, St. Johns County, FL
Loan Type
Loan Limit
Down payment
USDA
$310,900
0%
FHA
$388,700
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Palm-Valley, FL
The mission of Lendersa® is to secure you the most advantageous USDA or FHA loan quickly and with ease. Choose from one of three starting pathways that connect you directly to lenders and USDA loan programs.
Backed by the government Department of Agriculture, the USDA home loan, also known as USDA rural development loan or USDA mortgage, is available solely in rural regions. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage demands no down payment.
Seaside is a Florida based full-service financial institution capable of handling all of your private and commercial banking, wealth management and insurance needs. But we go one step further – by providing dedicated, client-focused service. We offer the broad, sophisticated products of a large regional bank
2308 Sawgrass Village Drive, Ponte Vedra Beach, FL, 32082
Lends in Florida
Dolphin Home Mortgage are your premier mortgage team located in Ponte Vedra Beach, Florida. Dolphin Home Mortgage offers some of the most competitive rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of Florida.
We are wholesale to the Public. No one else comptetes with this. We have no lender fees whatsoever. The only fees you will have is what the title company charges you and taxes and insurance. Owner Michael Riley have 30 years experience and I have closed thousands of Mortgage Loans.
183 Landrum Lane, Suite 203 B, Ponte Vedra Beach, FL, 32082
Lends in Florida
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
OVM Financial is an independently owned and operated retail mortgage lender serving VA, NC, SC, GA, TN, MD, and FL with plans for continued expansion in new markets. We have several branches and satellite office locations with the bulk of our operations team located at our corporate headquarters in Virginia Beach For four years running.
360 Town Plaza Avenue, Suite 340, Ponte Vedra, FL, 32081
Lends in Florida
First Coast Mortgage Funding, we are committed to helping those in the Jacksonville, FL community purchase and refinance residential properties. If you or someone you know is looking to purchase or refinance a primary residence, vacation home, or investment property, we’re here to assist. From single-family and multi-family homes.
90 FORT WADE ROAD, SUITE 175, Ponte Vedra, FL, 32081
Lends in Florida
Atlantic Trust Mortgage was founded in 2003 when Scott Goldstein, with many years of experience in the mortgage industry, acted on his vision of owning and operating his own mortgage company. It has proven to be a successful and rewarding venture, as his steadfast and dedicated style of providing the best service possible.
Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Specialties in-Conventional Lending, FHA Loans,Self-Employment Mortgage Loans, VA Loans,Commercial Lending, Hard Money Lending,Mortgage Lending.
405 Golfway West Drive, Saint Augustine, FL, 32095
Lends in Florida
DLP Capital is a private real estate investment and financial services company focused on making an IMPACT by acquiring, developing, and building relationships, housing, leaders, and organizations. DLP Capital executes its IMPACT through a wide array of business divisions and companies including lending, investment funds, sales, leasing, property m
