USDA Vs. FHA your options comparison in Palm-Valley, St. Johns County, FL
In 2025, the USDA loan limit for Palm-Valley, located in St. Johns County, FL, is $310,900, whereas the FHA limit stands at $388,700 for single-family homes.
Utilize the Lendersa® USDA loan calculator to diligently compare the leading rates between USDA and FHA. It helps determine the qualifying income, credit, reserves, and necessary documents. Our sophisticated mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the best program in for your specific financial circumstances.
Loan Caps and Downpayment Details for 2025 in Palm-Valley, St. Johns County, FL
Loan Type
Loan Limit
Down payment
USDA
$310,900
0%
FHA
$388,700
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Palm-Valley, FL
The mission of Lendersa® is to secure you the most advantageous USDA or FHA loan quickly and with ease. Choose from one of three starting pathways that connect you directly to lenders and USDA loan programs.
Backed by the government Department of Agriculture, the USDA home loan, also known as USDA rural development loan or USDA mortgage, is available solely in rural regions. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage demands no down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
THE PREFERRED GROUP MORTGAGE AND CONSULTING SERVICES, INC.
110 S. Oak Ave, Suite 100, Bartlett, IL, 60103
We are not a BIG BOX Loan Store quoting rates and closing costs based off of a computer algorithm. Here at the Preferred Group, we go to work for you. We roll up our sleeves and do the hard work, finding you the best options for your situation. Due to our experience and full-service operations, we provide in-depth knowledge, help
We are a small company that takes pride in having a vested personal interest in your financial success.
We are a lender, not a broker, so we have a vested interest in your success. To us, an educated buyer is a good buyer.
While we maintain a small size, we have strategic partners that allow us to offer all the products the biggest player
Tri-County Trust Company has remained an independent, locally owned bank. Only three families have held a majority stock interest in the bank: The Kallmeyer family, the Bob Himmelberg family and the Bob Monnig family. Most importantly, the many loyal customers and dedicated employees throughout the years have made Tri-County Trust Company the succe
Jerry D. Remien is the President and CEO of Mortgage Buyers, Inc. and personally handles all of his clients. This personal approach ensures that the client’s unique circumstances get a unique set of solutions. This “hands-on” approach is what makes our company different from the others. Mr. Remien has been in the business for over 25 years and beli
Northbrook Bank & Trust Company, National Association
1100 Waukegan Rd, Northbrook, IL, 60062
We're your local Wintrust Community Bank. As part of the larger Wintrust Community Bank family, we were built in this area, for this area. We work hard to be an asset to the people and communities we serve: to get to know you and your needs in order to offer the best banking products and even better service.
Centrust Bank provides primarily commercial banking services. Its commercial banking products include commercial and industrial loans, as well as commercial real estate, construction and multi-family loans. Additionally, it originates loans through the Small Business Administration related to business acquisitions and commercial real estate loans.
Metro Mortgage Services was founded in 1995 by Edie Jerome. While there was many mortgage companies in northwest suburban Chicago, very few specialized in finding creative solutions for buyers. Metro Mortgage Services has built a solid reputation helping all types of buyers.
Whether you are:
a first time buyer etc.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1901 Raymond Drive, Suite, Suite 1, Northbrook, IL, 60062
B2 Funding Corporation Regardless of whether you are a first-time home-buyer, at B2 Funding we give you the personal attention you deserve to help you reach your goals. It has been our pleasure working with our clients in over the years, and we hope that our excellence will continue to foster new relationships in the future.
At EON Mortgage Group, our focus is to provide you with the best mortgage broker services possible. We have a passion for the mortgage loans industry, and our loan officer is dedicated to working with you to find the loan that best fits your needs. Our staff will help compare banks for you to help you get the best rates possible on your loan.
