USDA and FHA Pro and Con in Palm-Valley, St. Johns County, FL
In 2024, USDA loan limit in Palm-Valley, county of St. Johns, FL is $310,900 while FHA limit is $388,700 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2024 loan limits and downpayment requirments in Palm-Valley, county of St. Johns, FL
Loan Type
Loan Limit
Down payment
USDA
$310,900
0%
FHA
$388,700
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Palm-Valley, FL
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Serving 14 counties in Northwest Iowa, with offices in Cherokee, Ida Grove, and Sheldon, North Star Community Credit Union is your full-service financial institution. Offering everything from savings, checking, share certificates, loans, mortgages and more, North Star Community Credit Union is your one-stop for all your financial needs.
Since 1888, we have been focused on serving Cherokee and the surrounding communities by being there for our customers. We’ve been there through recessions and depressions, in lean times and the good. As a truly independent and locally owned bank, we’ve built our foundation on thinking and acting on what’s best in the long-term for our customers.
At Southwind Bank, where you experience banking the way it should be!
Here we still believe in personal banking relationships. Our customers are more than just a number; they are our neighbors and friends. For generations, we have worked together with our customers to help our communities grow and prosper.
Bank Plus, a locally owned financial institution with assets exceeding $130 million, serves more residential, agricultural and commercial customers than ever before with quality financial and real estate products, delivered by knowledgeable personnel from offices in four Northwest Iowa communities.
Our mission statement is simple. We will strive to become the optimum member service center for our members. We exist solely for the benefit of our members. We do NOT operate for profit. Every decision is made with the best interests of our membership in mind. Our volunteer Board of Directors works hard to keep our members needs in mind.
Our bank is a locally owned and managed independent bank whose focus is to work hard to serve your financial services needs. Our goal is to assist you as you pursue your goals and dreams. We strive to serve you the way we would like to be served. This has been the focus of our bank's founders.
Ford County State Bank succeeded the original Ford County Bank in 1902. The original Ford County Bank was constructed and opened by Asa Soule in 1887, and was in operation through 1897. Asa Soule was the developer of the Soule Canal or the Eureka Irrigation Canal. Ford County State Bank considers it a privilege to have served Spearville.
First Financial Bank has been foundational in the community of Winnebago and surrounding area since beginning in 1870. It remains "Rooted in the Community" providing "Big Bank" services with small town service to our customers' personal, commercial, and agricultural banking needs.
Our goal is simple. We aspire to build a better Janesville by serving the financial needs of our customers & creating lasting relationships within our community.Janesville State Bank is a locally owned and operated financial institution serving Janesville and the surrounding communities. We are a five-star, full-service bank committed to providing.
Franklin Savings Bank is a community bank with locations in the Western Maine foothills and a Business Center in Ellsworth. We offer full-service, 24-hour bank that has been meeting the financial needs of our communities since 1868. Find out why everyone loves to Bank with Frank!
Bank of the Valley offers a full range of personal, agricultural, and business banking services. As a community bank, we have a personal interest in the people and communities in which we live and work. Flexible, responsive, personal – these words may not often be heard about a bank, but they are the guiding principles of our business.
