USDA and FHA Pro and Con in Jacksonville, Duval County, FL
In the year 2026, the USDA loan limit for Jacksonville in Duval county of FL is set at $345,900, whereas the FHA limit for a single-family residence is $526,700.
The Lendersa® USDA loan calculator is available to assist you in comparing today's USDA and FHA best rates. It helps determine the necessary income, credit requirements, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you figure out which program in suits your specific financial situation.
2026 Loan Limits and Down Payment Requirements in Jacksonville, Duval County, FL
Loan Type
Loan Limit
Down Payment
USDA
$345,900
0%
FHA
$526,700
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Jacksonville, FL
Lendersa® aims to deliver the optimal USDA or FHA loan quickly and without complexity. Start by choosing one of three methods to connect with matching lenders and USDA loan options.
The USDA home loan, endorsed by the Department of Agriculture, is available only in rural areas and is often called the USDA rural development loan or USDA mortgage. In contrast to FHA loans that mandate at least a 3.5% down payment, the USDA loan requires no down payment at all.
First South Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
13901 Sutton Park Drive South, Suite 300, Jacksonville, FL, 32224
Lends in Florida
Triad Financial Services, Inc. is one of the oldest and most trusted lenders in the manufactured home industry with over 60 years of lending experience. Triad is trusted by customers, dealers, lending institutions and realtors alike and has helped tens of thousands of families realize their American Dream of homeownership.
13400 Sutton Park Dr South, Suite 1502, Jacksonville, FL, 32224
Lends in Florida
First Florida Financial, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Our Vision is to be the healthcare community's first choice for financial solutions. Our Mission is to provide distinctive value to our members and to foster economic opportunities within our communities. Our Core Values are Professionalism,Responsiveness, Integrity, Dependability, and Empathy.
4600 Touchton Road, Suite 1150, Jacksonville, FL, 32246
Lends in Florida
RiverStone RECAP is a Mortgage brokerage firm that Represents Owners in finding the best Commercial real estate loan for their needs. Simply put, We specialize in : Commercial Real Estate Refinancings, Refinancing Mortgages under $10 Million, Long term, Fixed-rate, Non-Recourse Loans.
14603 Beach Blvd, Suite 600, Jacksonville Beach, FL, 32250
Lends in Florida
At NuView Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
315 11th Ave. North, Jacksonville Beach, FL, 32250
Lends in Florida
Future Financial LLC, you can guarantee that our team of mortgage professionals puts your future first. Combined, we have over 20 years of financial experience, and have facilitated over $1,000,000,000 in mortgage loans. As a team, we have over 1,000 5-star reviews illustrating our founding principles of stellar customer service.
TheFloridaMortgageCenter.com is the online portal for Steve Verrier in Palm Coast, FL. Steve Verrier is a Licensed Mortgage Loan Originator sponsored by ANE Lending, The Loan Lifeguard team headquartered in Ponte Vedra, FL. We offer only the highest quality mortgage products for your needs at competitive rates in all of Florida.
Berkshire Hathaway HomeServices Florida Network Realty - St. Augustine
4190 Belfort Rd, Suite 475, Jacksonville, FL, 32216
Lends in Florida
Berkshire Hathaway HomeServices is a brand-new real estate brokerage network built for a new era in residential real estate. The brand, among the few organizations entrusted to use the world-renowned Berkshire Hathaway name, brings to the real estate market a definitive mark of stability, strength, quality and innovation.
