USDA Loan Vs. FHA loan for Jacksonville, FL [Duval County ]

In the year 2026, the USDA loan limit for Jacksonville in Duval county of FL is set at $345,900, whereas the FHA limit for a single-family residence is $526,700.

The Lendersa® USDA loan calculator is available to assist you in comparing today's USDA and FHA best rates. It helps determine the necessary income, credit requirements, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you figure out which program in suits your specific financial situation.

Available USDA and FHA Loan Options in Jacksonville, FL

Lendersa® aims to deliver the optimal USDA or FHA loan quickly and without complexity. Start by choosing one of three methods to connect with matching lenders and USDA loan options.

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Clarifying What a USDA Loan Is in FL

The USDA home loan, endorsed by the Department of Agriculture, is available only in rural areas and is often called the USDA rural development loan or USDA mortgage. In contrast to FHA loans that mandate at least a 3.5% down payment, the USDA loan requires no down payment at all.

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(901) 521-4620 Lender's profile and map Reviews Kimberly Clark Credit Union 1520 N Second Street, Memphis, TN, 38107 Kimberly Clark Credit Union, chartered in 1947, serves the employees of Kimberly Clark Corporation across the country. KCCU is a not-for-profit financial institution where you, our member-owner, come first. After expenses and legal reserves are set aside, all profits are returned to members as higher dividends on savings, lower rates on loans.
(502) 630-3248 Lender's profile and map Reviews Veritas Mortgage LLC 901 Lampton Street, Louisville, KY, 40204 Veritas Mortgage Company was established in the Spring of 2019 with the central focus being placed on achieving the objectives of the client in a collaborative and communicative way. Sounds simple, right…but far too often we encounter clients that have been underserved in the current lending marketplace. This is where Veritas steps in.
(502) 630-0999 Lender's profile and map Reviews Evo Mortgage 911 Barret Avenue, Louisville, KY, 40204 Evo Mortgage is a dynamic, residential mortgage broker with over 25 years of experience! Our Borrowers and Realtor Partners are our number one priority. Our family of Loan Officers and Loan Processors know the home buying process is much more than just the financing component. We understand the importance of communication with our Borrowers
(740) 949-2210 Lender's profile and map Reviews Home National Bank OH 502 Elm St., Racine, OH, 45771 Home National Bank exists to give our customers the best, most competitive banking experience possible. We do this by offering them the latest & greatest banking products & services in an environment that is friendly, personal. Home National is to see our community thriving in improved quality of life through the financial services that we offer.
(337) 276-3692 Lender's profile and map Reviews The First National Bank of Jeanerette 1331 Main Street, Jeanerette, LA, 70544 The First National Bank is committed to the families and businesses of our communities through tailored financial solutions, service and responsiveness. Finance your needs backed by the savings you've already established with us. Best of all, your savings remain intact, and incurring interest.
(502) 671-4800 Lender's profile and map Reviews Eclipse Bank, Inc. 3827 Shelbyville Road, Louisville, KY, 40207 The Eclipse Team consists of highly-experienced, talented bankers. We hire exceptional bankers and empower them with the tools they need to be successful and also Eclipse strives to be a valuable corporate citizen. We give back to our community in numerous ways, including volunteerism, donations, and lending in low-moderate income areas
(502) 819-5222 Lender's profile and map Reviews Atlas Capital Mortgage 120 Sears Avenue, Suite 208, Louisville, KY, 40207 Founded in 2005 by Tommy Atlas, Atlas Capital Mortgage has helped hundreds of people in Kentucky buy and refinance their homes. A 1992 graduate of the University of Louisville, Tommy began his career in the retail banking sector at the Bank of Louisville. He transitioned exclusively to mortgage banking in 1998. With more than two decades.
(502) 896-2616 Lender's profile and map Reviews Borrowers Choice Mortgage 231 Breckenridge Lane, Suite 202D, Louisville, KY, 40207 We offer great rates and closing-cost packages. Borrowers Choice Mortgage will shop among several wholesale lenders nationwide to find your best deal. We make sure clients don’t overlook closing costs by focusing solely on rates, which is a common mistake. Closing costs are very important to getting the best deal over time.
(502) 694-2978 Lender's profile and map Reviews Select Mortgage Advisors LLC 600 Glen Court, Louisville, KY, 40207 Select Mortgage Advisors - Kentucky and Indiana.These devoted professionals work Kentucky with individuals, couples and families every day to help them obtain the best mortgage rates with the lowest closing costs. and No Closing Costs Mortgage Loans! 100% Financing Available and Our primary focus.
(502) 565-2511 Lender's profile and map Reviews Lightpoint Mortgage Company, Inc 161 St Matthews Ave, Suite 10, Louisville, KY, 40207 The Lightpoint Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Kentucky . Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
(502) 473-1817 Lender's profile and map Reviews Multiple Option Mortgage Services 295 North Hubbards Lane, Suite 102, Louisville, KY, 40207 Multiple Option Mortgage Services is a mortgage broker. Servicing Louisville & surrounding areas. Specializing in all types of residential lending including Conventional, FHA, VA & KHC. With over twenty-five years of experience, our knowledgeable team is confident that they will facilitate a smooth closing in the purchasing of your new home.
(502) 438-9884 Lender's profile and map Reviews Encore Mortgage LLC 1001 Dupont Road, Suite 110 B, Louisville, KY, 40207 Encore Mortgage, LLC, we understand your house is your home—not a loan. We know this because we’ve always been in the business of caring about our customer’s journey, writing our story right alongside yours. Whether you are first time home buyer, purchasing your dream home, or refinancing an outstanding loan.