USDA Vs. FHA your options comparison in Jacksonville-Beach, Duval County, FL
In 2025, the USDA loan cap in Jacksonville-Beach, within Duval County, FL, is $310,900, while the FHA limit for a single-family home is $388,700.
Use the Lendersa® USDA loan calculator to compare today’s best USDA and FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, which helps you choose the best program for your financial situation in .
2025 Loan Limits & Down Payment Requirements in Jacksonville-Beach, Duval County, FL
Loan Type
Loan Limit
Down Payment
USDA
$310,900
0%
FHA
$388,700
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Jacksonville-Beach, FL
Lendersa® aims to secure the best USDA or FHA loans swiftly and without hassle. Choose from one of three starting points to connect with lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also referred to as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment.
Farmers and Merchants Bank was established in 1934 and continues to operate
in the same location in which the bank first opened its’ doors. Through the years the bank has modernized its' facilities and services to better serve its’ customers and fit into the community. We are a locally owned community bank and serve Chambers County
Embassy National Bank provides expert business and personal banking services to the local community. With a focus on small business lending and banking, Embassy National Bank works to help growing businesses find the capital they need to continue to expand and thrive. With decades of combined experience, the team at Embassy National Bank supplies b
1505 Lakes Parkway, Suite 100, Lawrenceville, GA, 30043
Peach State Federal Credit Union serves more than 60, 000 members in Georgia and South Carolina. In 2012, the Board of Directors voted to change the credit union's name to Peach State Credit Union to better reflect our membership base. Peach State offers membership to the employees of our sponsor Boards of Education and many select employee groups.
1130 River Overlook Court, Lawrenceville, GA, 30043
GHL Financing Experience was birthed from years of collaboration with Consumers, Top Real Estate Professionals, & Service Focused Mortgage Lending Consultants to Deliver Best in Class Loan Products, Service, & Wealth Building Tools. GHL lifetime clients & partners receive FREE quarterly in-person and online LIVE training to help build wealth.
Mutual Savings was established in 1933 by eight Atlanta Gas Light Company employees who pooled their funds together to establish the Credit Union. Recall in 1933 it was the great depression when more than 5,000 banks failed and the unemployment rate peaked at twenty-five percent. It was a time when Atlanta Gas Light Company employees.
1776 Peachtree Street NW, Suite 300, Atlanta, GA, 30309
Georgia Banking Company (GBC) is a full-service, commercial community bank headquartered in Atlanta, Georgia. GBC’s team of veteran bankers know their communities and are focused on leveraging technology to deliver an exceptional service experience to meet the needs of growing businesses and private banking clients. The bank also offers a unique su
At TLA, we provide professional counseling services to homeowners in order to help them resolve mortgage delinquency and default, which ultimately ends in foreclosure.
Our primary objective at TLA is to preserve homeownership.
TLA provides Professional Counseling services to both families and individuals.
1100 Peachtree Street NE, 11th Floor, Atlanta, GA, 30309
Loangiant LLC is a Georgia Domestic Limited-Liability Company filed On July 12, 2019. The company's filing status is listed as Active/Compliance and its File Number is 19095669.
The Registered Agent on file for this company is Katherine Loyd and is located at 1100 Peachtree Street Ne 7th Floor, Atlanta, GA 30309.
1801 Peachtree Street, Suite 150, Atlanta, GA, 30309
Mark Dodson, a mortgage broker specializing in jumbo loans in Florida and Georgia, providing hands-on guidance to all our clients from the beginning to the end of the process. Mortgage Capital Advisors NMLS #1184206 broker specializing in jumbo loans in Florida and Georgia, providing hands-on guidance to all our clients from the beginning
1075 Peachtree Street NE, Suite 3650, Atlanta, GA, 30309
Harbor Equity management team has over 75 years experience in this marketplace with tens of millions of profits under its management. In 2009 residential, not commercial, real estate collapsed and the accompanying credit crunch afforded us the opportunity to pursue its management of a publicly held company.
