USDA and FHA Pro and Con in Riverview, Hillsborough County, FL

In 2025, the USDA loan cap in Riverview, within the county of Hillsborough, FL, amounts to $336,500, while for a single-family home, the FHA limit is $472,030.

Make use of Lendersa® USDA loan calculator to analyze today's top USDA and FHA rates, and identify the income, credit, reserves, and required documents for qualification. Our advanced calculator displays USDA, FHA, Conforming, and VA loans side by side to help choose the optimal program in for your financial condition.

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Loan Limits and Down Payment Requirements for 2025 in Riverview, County of Hillsborough, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Riverview, FL

The objective of Lendersa® is to promptly and conveniently secure the best USDA or FHA loan for you. Choose a starting point from the options provided to connect with lending partners and find suitable USDA programs.

Results of Lendersa USDA loan requests and matches

Understanding USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage and is available only in rural areas. Unlike FHA loans, which require at least 3.5% down, the USDA loan mandates no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MCL Funding
  • 10225 Highland Park Pl, Palmetto, FL, 34221
  • At MCL FUNDING, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.We at MCL FUNDING believe in working hard to get the job done.
  • Homeland Lending Services
  • 2612 N Adams St,, Plant City, FL, 33563
  • Homeland Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Florida Mortgage Firm
  • 2216 S. Alexander St., Plant City, FL, 33563
  • The Florida Mortgage Firm serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act. Headquartered just outside of Tampa, we are conveniently located in the center of the state
  • Sunshine Mortgage Solutions LLC
  • 5722 New Paris Way, Ellenton, FL, 34222
  • Sunshine Mortgage Solutions LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
  • Melange Capital Investments LLC
  • 11007 North 56th Street, Suite 207, Tampa, FL, 33617
  • At Melange Capital Investments LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Ohmstar Home Lending LLC
  • 7320 E. Fletcher Avenue, Tampa, FL, 33637
  • Ohmstar Home Lending, LLC. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Blue Dolphin Capital, Inc.
  • 7320 E. Fletcher Ave., Tampa, FL, 33637
  • Blue Dolphin Capital is a mortgage brokerage that specializes in residential and commercial loans. As a company, we understand the benefits of new technology and work closely with some of the most innovative lenders in the industry, to provide an array of loan programs that can best suit our clients. As a leader
  • First Home Bank
  • 700 Central Avenue, Saint Petersburg, FL, 33701
  • First Home Bank has been focused on being the premier bank of the Tampa Bay area. Headquartered in St. Petersburg, Florida, we’ve grown our independent community bank into a top nationwide SBA lender, with a nationwide team of more than 200 residential mortgage originators - but we never lose sight of our neighbors.
  • Bison Financial Group
  • 735 Arlington Avenue N, Suite 110, Saint Petersburg, FL, 33701
  • Bison Financial Group is an entrepreneurial firm advising real estate investors, developers and turn-around artists that buy, build, sell and finance commercial real estate. Bison has developed distinct expertise in the acquisition and finance of distressed properties with tremendous upside potential.
  • All American Mortgage Co
  • 575 2nd Avenue South, Suite 204, Saint Petersburg, FL, 33701
  • At All American Mortgage, we believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, and mortgages for self employed. Since our business is built primarily
  • Sun West Mortgage Company, Inc.
  • 360 Central Ave Suite 800, Saint Petersburg, FL, 33701
  • Sun West Mortgage is a full service, mortgage banker established in 1980. The company's excellent service and fast turn-time has made Sun West a multi-billion dollar national originator.As a result, Sun West is a leader in offering a diverse set of products with low rates and excellent pricing.
  • Savvy Mortgage Lending
  • 100 2nd Ave N, Suite 240, Saint Petersburg, FL, 33701
  • Savvy Mortgage professionals are standing by ready to give you the personal attention you deserve, to help you through every step of the process. We will make it as easy and as enjoyable as we possibly can. We want to see you starting to enjoy your new home as fast as possible and also Our business is based on uncompromised Value, Expertise.