USDA VS FHA in Riverview, Hillsborough County, FL

In 2026, the USDA loan cap in Riverview, within the county of Hillsborough, FL, amounts to $336,500, while for a single-family home, the FHA limit is $472,030.

Make use of Lendersa® USDA loan calculator to analyze today's top USDA and FHA rates, and identify the income, credit, reserves, and required documents for qualification. Our advanced calculator displays USDA, FHA, Conforming, and VA loans side by side to help choose the optimal program in for your financial condition.

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Loan Limits and Down Payment Requirements for 2026 in Riverview, County of Hillsborough, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Riverview, FL

The objective of Lendersa® is to promptly and conveniently secure the best USDA or FHA loan for you. Choose a starting point from the options provided to connect with lending partners and find suitable USDA programs.

Results of Lendersa USDA loan requests and matches

Understanding USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage and is available only in rural areas. Unlike FHA loans, which require at least 3.5% down, the USDA loan mandates no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Gain Equity Mortgage
  • 1311 Canal Street, Mulberry, FL, 33860
  • The experienced team at Gain Equity Mortgage has over 50 years of mortgage experience combined. We are here to help, advise and do everything to get you into your dream home. Everyone is looked at to achieve their dream, some are ready today tomorrow or next year.The team helps you to own your home and become financially successful.

  • Equity Resources, Inc
  • 3046 Sutton Woods Dr, Plant City, FL, 33566
  • Equity Resources, Inc. is a privately held mortgage lender based in Central Ohio. The company was founded in 1993 and we are proudly celebrating our 27th anniversary this year. We are a positive, family-oriented team that is passionate about “Improving the Lives of Families.” We support personal growth and provide training, value.

  • Birchwood Hard Money Tampa Fl
  • 800 E Baker St, Tampa, FL, 33603
  • Our goal is to create long term relationships with our clients. As a long standing hard money lender in Tampa, Florida, our track record speaks for itself: many satisfied and successful clients.We also provide free consulting services to our customers.When it comes to hard money lending in Tampa, Birchwood is the easiest and cheapest to work with.

  • Tampa Bay Home Experts
  • 324 N Dale Mabry Hwy, Suite 100, Tampa, FL, 33609
  • Julia Lysenko is a Mortgage Banker. She has a reputation for going the extra mile for her clients and achieving great results. She specializes in helping people purchase homes, refinance their home and even helping foreign nationals purchase property in America. Julia is passionate about her career and her clients.

  • Simple Lending Mortgage LLC
  • 5401 West Kennedy Blvd, Suite 100, Tampa, FL, 33609
  • "We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
    Today's technology is providing a more productive environment to work in. For example,"

  • CambridgeHomeLoan.com
  • 4830 West Kennedy Blvd, Suite 600, Tampa, FL, 33609
  • "With nearly two and a half decades of lending experience, CambridgeHomeLoan.com has established a solid reputation few others can match and we achieved this stellar position by actions, not by words.
    From the initial application to final funding, CambridgeHomeLoan.com is with you all along the way."

  • Axiom Bank
  • 508 10th Street East, Palmetto, FL, 34221
  • Axiom Bank, a nationally chartered bank headquartered in Central Florida, serving the financial needs of its customers through a wide range of banking solutions and a commitment to exceptional service. The bank has a rich history dating back to 1963. By definition, “axiom” means “a universally recognized truth.

  • Colonial Mortgage Corp of Sarasota
  • 414 7th Street West, Suite B, Palmetto, FL, 34221
  • Colonial Mortgage Corp. is dedicated to providing Florida and North Carolina residents with affordable mortgage products and quality dependable service. Our staff consists of mortgage professionals who strive to provide the highest level of customer services to their clients. With over 75 years combined financial and mortgage-related experience.

  • MCL Funding
  • 10225 Highland Park Pl, Palmetto, FL, 34221
  • At MCL FUNDING, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.We at MCL FUNDING believe in working hard to get the job done.

  • Homeland Lending Services
  • 2612 N Adams St,, Plant City, FL, 33563
  • Homeland Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools

  • Florida Mortgage Firm
  • 2216 S. Alexander St., Plant City, FL, 33563
  • The Florida Mortgage Firm serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act. Headquartered just outside of Tampa, we are conveniently located in the center of the state

  • Sunshine Mortgage Solutions LLC
  • 5722 New Paris Way, Ellenton, FL, 34222
  • Sunshine Mortgage Solutions LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,