USDA and FHA Pro and Con in Riverview, Hillsborough County, FL

In 2026, the USDA loan cap in Riverview, within the county of Hillsborough, FL, amounts to $336,500, while for a single-family home, the FHA limit is $472,030.

Make use of Lendersa® USDA loan calculator to analyze today's top USDA and FHA rates, and identify the income, credit, reserves, and required documents for qualification. Our advanced calculator displays USDA, FHA, Conforming, and VA loans side by side to help choose the optimal program in for your financial condition.

Explore offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Riverview, County of Hillsborough, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Riverview, FL

The objective of Lendersa® is to promptly and conveniently secure the best USDA or FHA loan for you. Choose a starting point from the options provided to connect with lending partners and find suitable USDA programs.

Results of Lendersa USDA loan requests and matches

Understanding USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage and is available only in rural areas. Unlike FHA loans, which require at least 3.5% down, the USDA loan mandates no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Riverview Lenders

  • Impact Residential Mortgages Inc
  • 13508 Fladgate Mark Dr., Riverview, FL, 33579
  • Lends in Florida
  • Impact Residential Mortgages,Inc. At Impact Residential Mortgages, we will find a loan that fits each borrower. Unlike big banks or Online Lending Companies that have order takers helping you with your loan, we have highly skilled Mortgage Loan Originators. Our Originators know what it takes to get through underwriting quickly.

  • Amerifirst Home Mortgage
  • 449 Apollo Beach Boulevard, Apollo Beach, FL, 33572
  • Lends in Florida
  • Amerifirst, we're knowledgeable professionals in mortgage loans, but we don't expect everyone else to be. We meet you wherever you are on the road to buying a home, walking you through the process, answering questions, and cheering you on until you reach your goals. Our licensed loan officers can help you buy, build, remodel.

  • Money Options Inc
  • 12819 Shadow Run Blvd, Riverview, FL, 33569
  • Lends in Florida
  • At Money Options Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select . on your behalf to help you achieve your dream of homeownership.

  • Riverview Mortgage
  • 11256 Boyette Rd, Riverview, FL, 33569
  • Lends in Florida
  • Riverview Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

  • SECURITY MORTGAGE CORPORATION
  • 8614 Deep Maple Drive, Riverview, FL, 33578
  • Lends in Florida
  • Security Mortgage Corporation specialize in Home Purchase Loans (FHA & Conventional)
    FHA 203K Home Purchase Rehabilitation Loans
    Refinance & 125% Mortgage Relief Refinance Loans
    Reverse Mortgages
    Low Rate 30 year and 15 year fixed mortgages and
    We promise to give you and your realtor the best service.
    We promise to give you a great deal

  • Sky Apply Mortgage, Inc
  • 11514 S County Road 39, Lithia, FL, 33547
  • Lends in Florida
  • We specialize in helping find the best mortgage loan for you. We sincerely care and take pride in what we do. This, combined with our expertise, is what makes us a success in helping so many families across Florida not only close on their dream home but finance it the best way available for them.

  • The Rice Financial Group, Inc
  • 16431 Chapman Crossing Dr., Lithia, FL, 33547
  • Lends in Florida
  • Bart started The Rice Financial Group with one goal in mind, personalized customer service. He believes in maintaining an organic feel, with a handshake approach. One of the company mottos is “love your neighbor as yourself.” This personal approach to securing loans distinguishes the RFG while providing an exceptional client experience.

  • Bay Area Lending Services, LLC
  • 2002 E 5th Ave Suite #108, Tampa, FL, 33596
  • Lends in Florida
  • Bay Area Lending Services, LLC

    Direct, Fast, Reliable

    Bay Area Lending Services, LLC is a seasoned Asset-Based hard money lender who understands that speed and execution are key to your success. Reach out to discuss your options, get answers quickly, and apply online with confidence. Call 813-624-2374 or email james@bayarealendingservices.com to get started.

  • Home Fast Funding Inc
  • 1517 Holleman Drive, Valrico, FL, 33596
  • Lends in Florida
  • "From Pensacola to the Florida Keys we are a full service Mortgage Brokerage serving the entire State of Florida.
    Our extensive wholesale lender network includes many brand names you already know. Whether you are looking to buy your first home or are an experienced buyer you can do all your comparison shopping with one company without wasting tim