USDA Vs. FHA Pro and Con comparison in Bay-Pines, Pinellas County, FL
For 2025, the USDA loan limit in Bay-Pines, located in Pinellas, FL, is $0, and the FHA limit for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to contrast today’s top rates between USDA and FHA loans. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Bay-Pines, Pinellas, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Bay-Pines, FL
The goal of Lendersa® is to match you with the best USDA or FHA loan quickly and effortlessly. Choose from three initial options to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture—commonly referred to as a USDA rural development loan or USDA mortgage—is accessible solely in rural areas. Contrasting FHA loans, which require a minimum 3.5% down payment, USDA loans necessitate no down payment.
First State Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.
This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
Blue Grass Federal Savings and Loan has served Bourbon County and the surrounding area since 1959. As a mutual thrift, Blue Grass Federal is owned by those we serve. Our goal is, and has always been, to meet the financial needs of our customers by maintaining a staff of knowledgeable, friendly employees.
The Peoples Bank was founded in 1946 in Marion, KY. We currently have two locations in Marion and a full service Sales Center in Glasgow, KY that opened in 2010. We have 20 employees totaling over 150 years of banking experience. We are a small community bank offering all the products.
At Farmers Bank & Trust, we want to change your ideas about what a bank can do for you. For us, doing the right thing is the only thing. Because for us, your story becomes our story. Whatever life throws at you, we’ll be right here when and where you need us—whether it’s on the same corner that we were founded on in 1899.
Since 1955, WBH Employees Federal Credit Union has been serving members with first-class financial services and products. As a member-owned and not-for-profit financial cooperative, the Credit Union operates for just one purpose; to serve the needs of its members-owners. It is this common-bond,
Paducah Bank is the only locally-owned community bank in Paducah, Kentucky, and is the top small business lender and top mortgage lender in its market. Paducah Bank was named the Best Place to Work in Kentucky among medium-sized companies in 2006 by the Kentucky Chamber of Commerce and the Kentucky Society for Human Resource Management.
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
In 1954, Barksdale Federal was established to serve military and civilian personnel at Barksdale Air Force Base in Bossier City. While continuing to proudly serve the men and women, and their families, of Barksdale Air Force Base, we now serve over 1000 companies, associations, and churches.
