USDA Vs. FHA Pro and Con comparison in Bay-Pines, Pinellas County, FL
For 2026, the USDA loan limit in Bay-Pines, located in Pinellas, FL, is $0, and the FHA limit for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to contrast today’s top rates between USDA and FHA loans. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Bay-Pines, Pinellas, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Bay-Pines, FL
The goal of Lendersa® is to match you with the best USDA or FHA loan quickly and effortlessly. Choose from three initial options to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture—commonly referred to as a USDA rural development loan or USDA mortgage—is accessible solely in rural areas. Contrasting FHA loans, which require a minimum 3.5% down payment, USDA loans necessitate no down payment.
We, at Trust Bridge, understand the complexities of every deal. With that in mind, we offer a plethora of lending options that allow for flexible and efficient solutions to your investing needs.
To provide options so the investors are in the best position possible to grow their businesses.
Platinum Mortgage Solutions, our goal is always excellent customized customer service with superior mortgage knowledge, providing our clients the guidance and service they need, whenever they need it! Whether it’s buying a new home or refinancing an existing home, the Platinum team has your back. Licensed in Connecticut & Florida.
416 Highland Avenue, Building B, Suite E, Cheshire, CT, 06410
Rapid Response Mortgage With a fixed rate mortgage, payments for the interest rate and the principal remain fixed over the life of the loan. As a result, monthly loan payments stay the same over the life of the loan. Taxes, however, may change according to your local or state tax laws
The mission of Focus First FCU is to ensure that our members think of us first for their financial needs. We do this through equal treatment of all our members, quality service & a variety of products offered at competitive rates. A credit union is a not-for-profit financial cooperative that is owned and democratically controlled by its membership.
Leighton State Bank is a locally owned financial institution with locations in Pella, Leighton and Monroe. We deliver a full line of products and services – online banking, mobile banking, account options, loans, fraud protection and more – but are small enough to personally know you.
Marion County Bank first opened our doors for business in Pella on September 21, 1935. While we have grown to become the largest bank headquartered in Marion County, one thing hasn't changed - we were locally owned in 1935 and we remain that way today. This unique combination of size and local management allows us to provide our customers.
Skyline Financial Federal Credit Union was chartered in 1935 & remains committed to providing outstanding service to our members.The Credit Union was formed by a group of seven dedicated employees of what was then known as the Southern New England Telephone Company. The intent of our founders was to promote thrift among its members & to make loans.
The Upstate National Bank is a nationally-chartered community bank headquartered in Rochester, NY focusing on providing a safe and secure environment for clients to transact, invest and borrow while simultaneously enabling and enhancing community prosperity and growth in the markets we proudly serve.
