USDA Vs. FHA your options comparison in Bay-Pines, Pinellas County, FL
For 2025, the USDA loan limit in Bay-Pines, located in Pinellas, FL, is $0, and the FHA limit for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to contrast today’s top rates between USDA and FHA loans. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Bay-Pines, Pinellas, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Bay-Pines, FL
The goal of Lendersa® is to match you with the best USDA or FHA loan quickly and effortlessly. Choose from three initial options to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture—commonly referred to as a USDA rural development loan or USDA mortgage—is accessible solely in rural areas. Contrasting FHA loans, which require a minimum 3.5% down payment, USDA loans necessitate no down payment.
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Over the 15 ye
