USDA Vs. FHA your options comparison in Seminole, Pinellas County, FL
In 2025, the USDA loan cap in Seminole, situated in Pinellas county, FL, stands at $0, whereas the FHA limit is $472,030 for single-family homes.
Use the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, assessing the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the most suitable program in for your financial scenario.
2025 Loan Limits and Downpayment Requirements in Seminole, Pinellas, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Choose USDA and FHA Loan Options in Seminole, FL
Lendersa® aims to connect you quickly with the best USDA or FHA loans, hassle-free. Choose one of three starting points to find matching lenders and USDA loan offerings efficiently.
The USDA home loan is guaranteed by the Department of Agriculture and is dubbed the USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans with a minimum 3.5% down payment requirement, a USDA mortgage demands no down payment.
3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
Mid-Continent Funding offers mortgage products for home buyers. Working alongside several of today’s lenders gives us the capability to offer products that allow borrowers:
Minimum down payments
First time buyer benefits
Program options for high debt-to-income ratios and low credit
Refinancing opportunities
To lower your monthly payments
3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
We pride ourselves on giving the best customer service in the industry. Unlike some competitors, you will work with the same person from your first call to the closing of your VA-backed loan. Your loan officer will be available to you at any point in the loan process should any question or concern arise.
We are committed to exceeding clients' expectations and creating an amazing experience with the VA Mortgage process by providing an abundance of information and personalized service to Veterans, military members, and their families across the U.S. Veterans United consistently strives to amaze, measuring success by the positive impact on the lives.
Thirteen individuals formed the Haddon Heights Building and Loan Association on February 4, 1905. It was a mutual association, formed to help individuals buy a home. The Association was formed with an initial investment of $69,000. The first president of the Bank was Fredrick Fries.
Lake City Bank, people are our foundation. It begins with our strong bank culture filled with a spirit of entrepreneurialism. This foundation extends out to the high touch approach we take with our customers and the over 500 community causes we support. It’s this dedication to our foundation that has made Lake City Bank the largest bank 100% invest
The Tipton Latham Bank, N.A. is a locally owned and operated independent community bank established in 1906.
We are a full-service bank offering:
Free Checking
Regular Checking
Savings Account
Now Account
Super Now Account
Money Market Account
Certificates of Deposit
IRAs
Debit/ATM Cards
The Steel Valley Federal Credit Union, a not for profit financial cooperative, is organized and managed to provide a safe, economical, and convenient financial institution for our membership. To promote thrift and through competitive dividends for savings, and provide economical loans with competitive interest rates.
Secure Lending Incorporated’s mission is to serve our clients with honesty, integrity and competence. Our goal is to provide home loans to our clients while also providing them with some of the lowest interest rates and closing costs available. Furthermore, we pledge to help our clients overcome roadblocks that can arise while securing a loan.
Heartland Bank We're a community bank whose roots are right here in the heartland with the Drake family. The Drakes, who came to Central Illinois in 1852, have been in banking since 1920. With the third generation of the family taking an active role in the banking business, we continue this tradition.Fast, efficient service is important.
