USDA and FHA Pro and Con in Seminole, Pinellas County, FL
In 2025, the USDA loan cap in Seminole, situated in Pinellas county, FL, stands at $0, whereas the FHA limit is $472,030 for single-family homes.
Use the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, assessing the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the most suitable program in for your financial scenario.
2025 Loan Limits and Downpayment Requirements in Seminole, Pinellas, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Choose USDA and FHA Loan Options in Seminole, FL
Lendersa® aims to connect you quickly with the best USDA or FHA loans, hassle-free. Choose one of three starting points to find matching lenders and USDA loan offerings efficiently.
The USDA home loan is guaranteed by the Department of Agriculture and is dubbed the USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans with a minimum 3.5% down payment requirement, a USDA mortgage demands no down payment.
On 1952 a small nucleus of people who were affiliated with the schools of Chaves County joined together in an effort to build upon a dream. This dream was initially a concept whereby the establishment of a credit union would afford the members an opportunity to accumulate their savings and to create for them, a source of credit for provident.
Founded in 1943, Highland Bank is a privately-held, business-focused bank, serving small business and individual customers throughout the Twin Cities metro area. Through on-line channels, Highland offers services to individual customers outside of the Twin Cities. Our specialty is small business lending, with emphasis in real estate lending.
First National Bank is a genuine Maine community bank deeply committed to serving individuals, families, and businesses throughout our region. We're proud of our unique culture of respect, intended to make all our customers feel valued.
Operating in seventeen branch offices from Wiscasset to Calais we go all out to find ways to meet your needs
Oxford Federal Credit Union is a not-for-profit financial institution that is owned and run by members like you. Our board of directors is democratically elected by our membership, and all members of Oxford FCU have one vote - regardless of the amount of money they have on deposit.
Citizens Bank and Trust, your hometown bank since 1886. We are proud to provide personal banking, commercial banking, agricultural banking, and mortgage lending to Hutchinson and the surrounding area. As one of the few remaining independent banks, we can provide you with fast and flexible service that is unmatched by others.
Our credit union is a not-for-profit, cooperative financial institution owned by its members. Business decisions at Winthrop Area FCU are driven by what is in the best interests of the membership. As a credit union founded to help under-served individuals, we continue to believe that access to financial services.
Baraga County Federal Credit Union has been open since 1952. The credit union has assets totaling $55.92 Million and provides banking services to more than 4, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Indianhead Credit Union was founded in March of 1961. The original charter was to serve the residents of Washburn County. The credit union is state chartered and operates under the laws of the State of Wisconsin. Our savings are insured by the NCUA, a U.S. government agency. Over the years, other credit unions have merged with ICU,
5600 La Centre Ave, Suite 100, Albertville, MN, 55301
St. Cloud Financial Credit Union is a local not-for-profit. That means it is natural for us to focus on our members' needs, not our bottom line. We care, we partner with our members on their banking needs, and we build genuine relationships. We are committed to creating a meaningful difference for our members and our community.
