USDA VS FHA in Bardmoor, Pinellas County, FL

In 2026, the USDA loan limit in Bardmoor, located in Pinellas county, FL, is $0, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top rates for USDA versus FHA, and understand the income, credit scores, reserves, and documents needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program in for your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Bardmoor, County of Pinellas, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Bardmoor, FL

The objective of Lendersa® is to obtain the best USDA or FHA loan quickly and with ease. Choose one of three pathways to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in FL

The USDA home loan, assured by the Department of Agriculture and also known as the USDA rural development loan, is restricted to rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, the USDA mortgage needs no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Bardmoor Lenders

  • ECU Credit Union
  • 8250 Bryan Dairy Road, Suite 150, Largo, FL, 33777
  • Lends in Florida
  • ECU Credit Union is a not-for-profit financial cooperative. That means our members own us. No stockholders to worry about just our members/owners. Convenient services with competitive dividends and interest rates are our prime responsibilities. As a member of ECU Credit Union, your entire family is eligible to join.

  • All In One Lending Inc
  • 6933 Greenbrier Dr, Seminole, FL, 33777
  • Lends in Florida
  • All In One Lending, we believe in speed, service, and transparency. Whether you are a first-time homebuyer or an experienced real estate investor, we want to provide you the education and loan options to help you meet your specific goals. We have a passion for putting our clients’ interests first,

  • Integrity Financial Services
  • 13129 66th Street, Largo, FL, 33773
  • Lends in Florida
  • Integrity Financial Services is a full service residential and commercial lending company. Our staff of mortgage professionals are committed to 100% customer satisfaction. We understand our clients have choices for their mortgage needs. That is why we pride ourselves in a sound consultative approach to deliver the right loan program

  • DDA Mortgage Inc
  • 11701 South Belcher Rd, Suite 101A, Largo, FL, 33773
  • Lends in Florida
  • "DDA Mortgage Brokerage NMLS# 324326
    Didier Malagies NMLS# 212566
    Great partner to Realtors by offer a broad array of loans and outstanding service. FHA, FNMA, FHMC, VA, Conventional, HomePath, USDA, FHA 203k, Jumbo, Foreign, Construction, and more. 34 years of experience partnering with real estate professionals"

  • Citrus Lending of Tampa Bay
  • 6035 43rd Terrace N, Saint Petersburg, FL, 33709
  • Lends in Florida
  • Citrus Lending of Tampa Bay is a full service mortgage brokerage serving all of Florida and has been helping Floridians get financing for their new home since 2005. Whether you are a first time home buyer or looking for investment property, Citrus Lending of Tampa Bay will work with you to get you the financing you need

  • Florida Reverse HECM
  • 6251 44th Street N, Suite 3, Pinellas Park, FL, 33781
  • Lends in Florida
  • A Smart Senior understands that a Reverse Mortgage is a home loan that enables homeowners 62 and older to access the equity in their home with no monthly payment. You may choose from several payment options, including a lump sum, equal payments over time, a line of credit or a combination of the fore mentioned.

  • GENERATION MORTGAGE ASSOCIATES, LLC
  • 12052 100th Ave, Seminole, FL, 33772
  • Lends in Florida
  • "Generation Mortgage Associates have and extensive background in mortgage financing. Most of our Loan Originators have over 15 years experience in the Residential Lending industry.
    We are a team of hard working and knowledgeable professionals. We understand the mortgage business inside and out,"

  • Generation Mortgage
  • 8801 70th Way, Pinellas Park, FL, 33782
  • Lends in Florida
  • Generation Mortgage Associates LLC's headquarters is located in Pinellas Park, Florida. Generation Mortgage Associates LLC generates $363.5K in revenue per employee Generation Mortgage Associates LLC's main competitors are First Integrity, Yourmortgageshop and Fast Direct Lending

  • Lincoln Financial Mortgage Corporation
  • 10658 Seminole Blvd, Seminole, FL, 33778
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.