In 2025, the USDA loan limit in West-Lealman, located in Pinellas county, FL, is $0. Conversely, for a single-family home, the FHA loan limit is set at $356,362.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today. Determine the necessary income, credit score, reserves, and required documents to qualify. This advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, helping you find the best program in
Compare loan offers from a selection of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is dedicated to quickly securing you the best possible USDA or FHA loan without hassle. Choose one of three starting options to connect with matching lenders and available USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are exclusively for rural areas and do not require any down payment, unlike FHA loans that demand at least a 3.5% down payment. This makes them a favorable option for eligible borrowers in these regions.
Enter your location to find out if it qualifies for USDA rural housing loan?
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