USDA Vs. FHA Pro and Con comparison in West-Lealman, Pinellas County, FL

In 2025, the USDA loan limit in West-Lealman, located in Pinellas county, FL, is $0. Conversely, for a single-family home, the FHA loan limit is set at $356,362.

Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today. Determine the necessary income, credit score, reserves, and required documents to qualify. This advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, helping you find the best program in to suit your financial situation.

Compare loan offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in West-Lealman, Pinellas, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in West-Lealman, FL

Lendersa® is dedicated to quickly securing you the best possible USDA or FHA loan without hassle. Choose one of three starting options to connect with matching lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is government-backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are exclusively for rural areas and do not require any down payment, unlike FHA loans that demand at least a 3.5% down payment. This makes them a favorable option for eligible borrowers in these regions.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 234 Johnston St., Rock Hill, SC, 29730
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  • Carolina Hard Money”, LLC is a commercial loan broker company serving the needs of the “Real Estate Investor” borrower (only) who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina.
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  • Welcome to West Alabama Bank. We’re the hometown Bank for West Alabama, helping people, businesses and our communities grow stronger and better with each day. As a local Bank, we make decisions right here, which means we have the freedom to be creative and flexible in supporting you.
  • Pathway Mortgage
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  • Signature Home Lending Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • HomeKey Mortgage, LLC
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  • At HomeKey Mortgage, LLC. We are a full-service mortgage company, conveniently located in Hammond & Denham Springs, with mobile services available throughout the state of Louisiana. We specialize in conventional loans, USDA loans, FHA loans, VA loans & Reverse Loans. Whether you are buying a home or refinancing in any of these zip codes: 70403,
  • Bank of Travelers Rest
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  • Bank of Travelers Rest provides real estate programs tailored to meet your specific needs. Our team of experienced lending officers will provide you with straightforward, easy-to-understand products and advice. Whether you are a first-time home buyer, purchasing a second home or need to refinance, Bank of Travelers Rest’s lending staff is here to h
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  • Magee Financial
  • 221 E Charles St, Hammond, LA, 70401
  • Magee Financial, LLC has been a leader in the consumer finance industry since 1955. We pride ourselves on our personal customer relations and strive to offer the best financial solution to all our customers, regardless of their financial situation. We respect our customers and offer quick, convenient and personal service.