In the year 2026, the loan limits for USDA in San-Carlos-Park, located in Lee county of FL, is set at $315,100. Meanwhile, for a single-family residence, the FHA limit reaches $356,362.
Leverage the Lendersa® USDA loan calculator today to evaluate and compare USDA versus FHA prime rates. This tool will also help you assess the necessary income, credit score, financial reserves, and documentation for qualification. With our state-of-the-art mortgage calculator, you can simultaneously view USDA, FHA, Conforming, and VA plans to determine which option in aligns best with your economic needs.
Details for 2026 loan limits and down payment requirements in San-Carlos-Park, Lee county, FL
Loan Type
Loan Limit
Down Payment
USDA
$315,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan programs in San-Carlos-Park, FL
Lendersa® aims to connect you with the most suitable USDA or FHA loan efficiently and effortlessly. Opt for one of three initial approaches that facilitate matching with appropriate lenders and USDA loan schemes.
USDA home loans, guaranteed by the U.S. Department of Agriculture, are also referred to as USDA rural development loans or USDA mortgages and are exclusively available in rural regions. Contrary to FHA loans that require a down payment of at least 3.5%, the USDA mortgage loan demands no such down payment.
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