FHA Vs. USDA loan program for Estero, Lee County, Florida

In 2025, USDA loan limit in Estero, county of Lee, FL is $376,000 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Estero, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(732) 312-1500 1044 miles Lender's profile and map Reviews First Financial Federal Credit Union 391 Route 9 North Freehold, Township, NJ, 07728 First Financial is a Community Credit Union serving anyone who lives, works, attends school or worships in Monmouth or Ocean Counties. Additionally, First Financial Federal Credit Union is a not-for-profit whose goal is to achieve your financial dreams by defining your dream goals and lifestyle, empowering you through financial education
(732) 410-4141 1044 miles Lender's profile and map Reviews RED OAK MORTGAGE INC 54 Hudson Street, Suite 101, Freehold, NJ, 07728 Red Oak Mortgage has built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, builders and individual homeowners throughout the state of New Jersey, North Carolina, and South Carolina since 2005. Due to our high level of technology, streamlined process, speedy turn-times
(973) 725-7726 1044 miles Lender's profile and map Reviews Patriot Mortgage LLC 77 W Main St., Freehold, NJ, 07728 Patriot Mortgage is committed to offering only the highest quality professional service to our mortgage clients, realtors and associates. We have built a reputation of offering honest, ethical and thorough service. We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals,
855-778-1000 1044 miles Lender's profile and map Reviews Navesink River Capital 83 South Street, Suite 101, Freehold, NJ, 07728 Navesink River Capital, LLC has been a guiding force within the private lending market, with over a billion dollars funded and 1,500 plus properties financed. Their unsurpassed knowledge of the real estate climate and simplified, streamline loan process has allowed them to remain at the forefront, offering lightning loans from $75,000 to $2 million
(817) 204-0028 1044 miles Lender's profile and map Reviews Financier$ Mortgage Group, Inc. 718 Boling Ranch Road, Azle, TX, 76020 At FINANCIER$ Mortgage Group, your Hardworking, Friendly, LOCAL, Mortgage Lender with over 35 years experience. FINANCIER$ is a Top Tier Lender which means our mortgages perform in the Top 10% nationwide. We think that’s mostly because we actually still talk to all our customers.
(570) 428-3750 1044 miles Lender's profile and map Reviews West Milton State Bank 940 High Street, West Milton, PA, 17886 Susquehanna Community Bank was founded March 13, 1920, with 201 accounts and resources of $49, 000 in the village of West Milton, PA along the Susquehanna River. As our resources grew, so did our success. In 2020, we were ranked 63rd in the Nation as a Top Community Bank by US Banker Magazine
(419) 855-8381 1045 miles Lender's profile and map Reviews Genoa Bank 801 Main Street, Genoa, OH, 43430 GenoaBank, founded in 1902, is a locally-owned, independent community bank that provides a broad range of banking services to both business and private customers in counties of Lucas, Ottawa, Sandusky, Wood, Fulton, Erie and the Michigan County of Monroe. Since the time GenoaBank first opened its doors, it has continued to expand
(817) 573-2655 1045 miles Lender's profile and map Reviews First National Bank of Granbury 101 E Bridge St, Granbury, TX, 76048 First National Bank was chartered in 1887 by Texas Pioneers Dan Cogdell, John Traylor, E.A. Hannaford, Jess Baker and James H. Doyle. While the early years of the Bank’s existence were economically prosperous for the area, the Great Depression and droughts of the 1930’s would soon have a negative impact on the community.
(610) 439-8000 1045 miles Lender's profile and map Reviews Mortgage America, Inc. 1425 Grape Street, Whitehall, PA, 18052 Mortgage America has been the #1 lender in Eastern PA and Berks County for over 30 years with 8 billion dollars in originations and thousands of loans serviced. From your first call to after closing, Mortgage America is here to serve you.Mortgage America has been the #1 lender in Eastern PA
(580) 857-2402 1045 miles Lender's profile and map Reviews Farmers State Bank, Allen, Oklahoma 101 East Broadway, Allen, OK, 74825 Farmers State Bank was originally established in 1922 in Clarita, Oklahoma, as a locally owned, rural community Bank. It was later moved to Allen in 1927, and our status as an independently owned and operated community bank has been maintained for almost a century. It is in that atmosphere that we strive to serve you, our neighbors and friends, w