FHA Vs. USDA loan program for Estero, Lee County, Florida

In 2025, USDA loan limit in Estero, county of Lee, FL is $376,000 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Estero, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

1 (516) 412-6774 1083 miles Lender's profile and map Reviews Flatiron Realty Capital 60 Madison Ave, #1001, New York, NY, 10010 Flatiron Realty Capital was founded in 2018 as a privately funded real estate portfolio lender that offers alternative sources of financing to real estate developers and investors. Specializing in bridge loans, construction/rehabilitation financing, and 30-year rental investment products, Flatiron provides holistic solutions to satisfy the short-te
(888) 895-9685 1083 miles Lender's profile and map Reviews Grasshopper Bank, National Association 915 Broadway, 7th Floor, New York, NY, 10010 Grasshopper began operations in 2019 and is a client-first digital bank serving small businesses, startups, and the investors supporting them across the innovation economy. Our digital solutions cover small business, venture-backed companies, fintech-focused Banking-as-a-Service (BaaS) and commercial API banking platforms
(862) 200-7015 1083 miles Lender's profile and map Reviews StackSource 43 W 23rd St, New York, NY, 10010 StackSource is a tech-enabled commercial real estate loan platform. We connect investors who are developing or acquiring commercial properties with financing options like banks, insurance companies, and private lenders through an easy, transparent process. We’re taking the best of commercial mortgage brokerage and updating it for the 21st century.
(800) 757-7296 1083 miles Lender's profile and map Reviews The Provident Loan Society 346 Park Ave South, New York, NY, 10010 Provident Loan was authorized by the State Legislature on April 13, 1894, and opened its doors five weeks later. Then as now, new immigrants and those without the means to establish a traditional banking relationship had few options for obtaining short term credit; many fell victim to predatory loan sharks.
646 895 6090 1083 miles Lender's profile and map Reviews Fund That Flip 10 E 23rd Street, 5th FL, New York, NY, 10010 Fund That Flip provides fast, convenient, affordable capital for experienced real estate investors that buy and rehabilitate residential properties. To date, we've done hundreds of deals through our simple, transparent online application process with 24-hour turnaround time for funding commitments.
(718) 610-3970 1083 miles Lender's profile and map Reviews Polish & Slavic Federal Credit Union 100 McGuinness Boulevard, Brooklyn, NY, 11222 The Polish & Slavic Federal Credit Union was established in 1976 by the founders of the Polish & Slavic Center led by Rev. Longin Tolczyk. The founders wanted to help immigrants who, upon arrival in New York City, wanted to buy houses in Greenpoint but were turned down by the banks. Banks were unwilling to extend credit for purchases
(732) 352-3749 1083 miles Lender's profile and map Reviews First Credit Group, LLC 1280 Wall St. West, Suite 306, Lyndhurst, NJ, 07071 Our mission is to provide our clients with access to a variety of loans and financing options to help meet their business needs. Our financial products offer start-ups or existing businesses access to financing that can be used for a wide-range of purposes, including working capital, expansion, purchase of inventory, supplies, machinery, equip
(888) 699-6674 1083 miles Lender's profile and map Reviews Woori America Bank 330 Fifth Avenue, New York, NY, 10001 Woori America Bank, which is wholly-owned US subsidiary of Woori Bank, Korea, provides various fast-track banking services such as remittances, international trade finance and account opening services through established banking networks of Woori Bank, Korea over 1, 000 in domestic Korea and 35 overseas branches in London, Singapore, Hong Kong, Chi
(800) 881-8985 1083 miles Lender's profile and map Reviews LendKey Technologies, Inc. 104 W. 27th. St, New York, NY, 10001 LendKey is changing the way financial institutions do business through the market’s most advanced lending platform and network. Hundreds of lenders and asset managers partner with LendKey to bring borrowers a powerful, white-labeled lending platform that has redefined Lending-as-a-Service
(212) 897-9650 1083 miles Lender's profile and map Reviews Community Federal Saving Bank 5 Penn Plaza, 14th Floor, New York, NY, 10001 CFSB has focused on providing superior service and added value to clients though a solid understanding of relationship banking. We offer a full range of services, including loans, bill payments, card services, internet banking, and merchant processing. More importantly, we work with you to customize our products and services to meet your needs.