USDA VS FHA in Hypoluxo, Palm Beach County, FL

In 2026, the USDA loan limit in Hypoluxo in Palm Beach county, FL, is $368,000. Meanwhile, the FHA limit for a single-family home stands at $557,750.

Utilize the Lendersa® USDA loan calculator to compare top USDA and FHA rates today, determining the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, which helps you decide the program in that best fits your financial needs.

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2026 Loan Limits and Down Payment Requirements in Hypoluxo, Palm Beach, FL

Loan Type Loan Limit Down Payment
USDA $368,000 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Hypoluxo, FL

The aim of Lendersa® is to find you the best USDA or FHA loan swiftly and without hassle. Start with one of three approaches that lead to matched lenders and tailored USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed mortgage by the Department of Agriculture and is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA loan requires no down payment, providing a more accessible path to homeownership for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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