USDA and FHA Pro and Con in Lake-Worth, Palm Beach County, FL
In 2026, the USDA loan limit for Lake-Worth, within Palm Beach county, FL, is set at $322,000. In contrast, the FHA limit for a single-family home is $402,500.
Utilize the Lendersa® USDA loan calculator to assess today’s top USDA versus FHA rates. This helps determine the necessary income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Lake-Worth, Palm Beach, FL
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lake-Worth, FL
The mission of Lendersa® is to secure the best USDA or FHA loans for you quickly and easily. Pick one of three starting options to find matching lenders and relevant USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages do not require any down payment, offering an accessible financing option.
We are motivated to assist you through the process of obtaining your loan.Whether you are purchasing a home or refinancing your existing home loan, our highly experienced professionals will give you the personal attention you deserve.We are committed to shop through many lenders for the lowest possible rates & best program that fits your situation.
At Ulysse Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Kairos Movements Mortgage Services, LLC is a full service mortgage brokerage specializing in Purchase and Refinancing.
We tailor the mortgage experience to your needs and strive to deliver the best scenarios for your particular situations. We believe that no 2 buyers are the same and attention is key.
Our mission is to serve our customers with honesty, integrity, and competence. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Blue Chip Lending Service, is dedicated to providing you with quality information so you can make an informed and intelligent decision about your mortgage.
Mortgage Biz of Florida is a residential and Commercial mortgage broker. Our team of licensed mortgage brokers out of Lantana, Florida can help you get a better deal! We work on FHA home loans, VA home loans, Conventional home loans, Jumbo home loans, USDA home loans and Commercial mortgages.
115 South C Street, unit 101, Lake Worth Beach, FL, 33406
Lends in Florida
Beauchamp Mortgages your Cross Border loan originator for Investments! We are also licensed in the state of Florida and Texas for residential mortgages and help many clients with purchases, re-finances , single family, multi-family and fix and flip. Our team of loan officers and processors have extensive experience helping you with your goals of o
Gold Coast FCU was formed on January 11, 1936, as the Palm Beach County Teachers Federal Credit Union. The new credit union was located at Twin Lakes High School in West Palm Beach and volunteers ran the credit union on a part-time basis. The only services offered were payroll-deducted savings accounts and small loans.
1055 S. Congress Avenue, West Palm Beach, FL, 33406
Lends in Florida
First Choice Credit Union was organized in 1929 as a non-profit financial cooperative. The philosophy of "people helping people" has guided us throughout the years.It is our goal and commitment to provide the best possible service to our membership. We do this by offering a wide array of services designed to meet the financial needs of our members
Guardians Credit Union is a full service financial institution headquartered in West Palm Beach, Florida with convenient full service locations throughout Palm Beach County. We are protectors of our members' financial future and we're "on duty for you!"Credit Union is a full service financial institution headquartered in West Palm Beach.
