USDA VS FHA in Lake-Worth, Palm Beach County, FL

In 2025, the USDA loan limit for Lake-Worth, within Palm Beach county, FL, is set at $322,000. In contrast, the FHA limit for a single-family home is $402,500.

Utilize the Lendersa® USDA loan calculator to assess today’s top USDA versus FHA rates. This helps determine the necessary income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Lake-Worth, Palm Beach, FL

Loan Type Loan Limit Down Payment
USDA $322,000 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Lake-Worth, FL

The mission of Lendersa® is to secure the best USDA or FHA loans for you quickly and easily. Pick one of three starting options to find matching lenders and relevant USDA loan programs.

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Understanding USDA Loans in FL

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages do not require any down payment, offering an accessible financing option.

Enter your location to find out if it qualifies for USDA rural housing loan?



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