USDA Loan Vs. FHA loan for Juno-Beach, FL 2025

In 2025, USDA loan limits in Juno-Beach, within Palm Beach, FL, are set at $322,000. Conversely, the FHA limit for a single-family home is $402,500.

Lendersa® provides a USDA loan calculator to evaluate today's best USDA and FHA rates, aiding your decision-making by determining the necessary income, credit score, reserves, and documentation needed for qualification. Our mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, identifying the program most suitable for your financial situation in .

Exploring USDA and FHA Loan Options in Juno-Beach, FL

Lendersa® aims to connect you with the best USDA or FHA loan options with speed and ease. Begin by choosing one of three starting options to align with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is backed by the government's Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment.

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(509) 381-0307 Lender's profile and map Reviews Top Lending Team, LLC 25 N Napa St, Spokane, WA, 99202 Top Lending Team is your resource for personalized mortgage solutions, fast customized quotes, great rates, and service with integrity Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.
(844) 663-8711 Lender's profile and map Reviews Modus Mortgage 140 S Arthur St, Suite 506, Spokane, WA, 99202 We've had the pleasure of serving you as K Loans since 2013, and we're looking forward to continue helping you achieve your home goals as Modus Mortgage (NMLS# 1028232). Don't worry though, only the name is changing. Whether you're buying or refinancing your home, need a pre-approval letter or have questions about the home loan process.
(209) 785-7283 Lender's profile and map Reviews Prominent Mortgage Lending Inc. 621 McCarty Street, Copperopolis, CA, 95228 Prominent Mortgage Lending Inc. proudly serves all of California. Unlike traditional mortgage bankers, Prominent Mortgage Lending makes home financing understandable, easy and convenient. We offer a wide range of financing options, interest rates and terms, giving you the opportunity to find the best loans for your needs.
(509) 483-9416 Lender's profile and map Reviews Safeway Federal Credit Union 529 E North Foothills Drive, Spokane, WA, 99207 At Safeway FCU, we are a place where family and financials intersect. We strive to be a familiar and safe establishment for you to invest, borrow, and grow. Bring the family and let’s get started Safeway Federal Credit Union exists solely for the benefit of our member/owners. • To continue building long-term value for our members through capital
(509) 922-4560 Lender's profile and map Reviews Brazington Mortgage LLC 3114 E. Marietta, Spokane, WA, 99207 When you contact Brazington Mortgage, LLC you get to deal with the owner directly. Stan Brazington will act as your loan officer, loan processor. underwriter and funder. Stan has in excess of 39 years experience underwriting and funding private money loans. Brazington Mortgage LLC specializes in Private Money, great service, low closing costs.
(509) 328-2900 Lender's profile and map Reviews Canopy Credit Union PO Box 2519, Spokane, WA, 99220 At Canopy Credit Union we know you have ﬁnancial dreams. Your dream may be to purchase your ﬁrst home, pay for college, get out of debt, or buy a new car. Whatever it is we can help you reach it. You deserve to work with experts who believe in your dream, give you the best advice possible , and never sell you something you don’t need.
(509) 340-5300 Lender's profile and map Reviews Northwest Farm Credit Services 2001 South Flint Road, Spokane, WA, 99220 We're a financial cooperative providing financing & related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in Montana, ID, Oregon, Washington and Alaska. Northwest FCS is a member of the nationwide Farm Credit System that supports agriculture & rural communities.
(800) 788-4578 Lender's profile and map Reviews Washington Trust Bank 717 W. Sprague, Spokane, WA, 99201 Washington Trust Bank has strived to provide quality service and financial stability for our customers. Four generations of Stanton family leadership later, we continue to focus on integrity and commitment to community.As the oldest and largest privately-held commercial bank in the Northwest
(509) 458-2265 Lender's profile and map Reviews Wheatland Bank 222 N Wall St, Suite 100, Spokane, WA, 99201 Wheatland Bank, a locally owned community Bank with a regional footprint, is nationally recognized as one of the strongest Banks in the nation. With decades of experience in providing customized Banking services to businesses throughout eastern and central Washington, Wheatland Bank stands ready to help make your vision a reality.
(509) 710-2227 Lender's profile and map Reviews Jack Tenold LLC 203 N Washington, Suite 200, Spokane, WA, 99201 Jack Tenold will put his 26 years of experience to work for your benefit & he considers it a privilege to work with senior homeowners & their families. Getting information or applying for a reverse mortgage does not have to be an ordeal. It is easy to apply in person or over the phone. You can trust that Jack will always put your interests first.
(866) 511-1824 Lender's profile and map Reviews Shout Mortgage LLC 546 N Jefferson Ln, Suite 304, Spokane, WA, 99201 After the market collapse of 2008 we, like everyone else, saw that the mortgage industry was broken. Reform was slow and we realized the only way to change anything was to start from the inside. So we set out to build a company that not only helped consumers obtain a mortgage but educated them on the process.