USDA and FHA Pro and Con in Lake-Park, Palm Beach County, FL
In 2025, the USDA loan limit for Lake-Park, within the county of Palm Beach, FL, is set at $322,000. Meanwhile, the FHA limit for a single-family home stands at $402,500.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's optimal rates for USDA versus FHA loans, helping you determine the necessary income, credit score, reserves, and required documents for qualification. With our advanced mortgage tool, you can view USDA, FHA, Conforming, and VA options in parallel, allowing you to identify the best-suited program for your financial situation, particularly in areas like Alabama.
2025 Loan Limits and Down Payment Requirements for Lake-Park, Palm Beach, FL
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Lake-Park, FL
The mission of Lendersa® is to efficiently assist you in securing the ideal USDA or FHA loan, without any hassle. Choose from three different starting options to align with lenders and the appropriate USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, known as the USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment whatsoever.
4100 E Virginia Beach Boulevard, Norfolk, VA, 23502
The Norfolk Fire Department FCU was originally founded by Mr. Frank Talley and chartered on April 28, 1940 and organized as a cooperative financial institution. The credit union was originally founded to provide Firefighters and their families with an alternative to high cost financial services, which were available only through banks at that time.
At Select Bank, we can help you manage your time and your money. We’ve brought together old-fashioned service and the latest tools and technology in order to provide you with the products and services you need, when you need them – and on your terms. We’re focused on treating every customer like they’re our only customer.
"TY Mortgage, LLC, has a team of experienced and highly skilled loan consultants that will help you determine which loan option is best suited for your situation. At TY Mortgage, we help you get the loan that you want in the time frame you want it in. Purchase or Refinance Mortgage
Residential or Commercial.
Lynchburg Municipal Employees Federal Credit Union
3176 Fort Avenue, Lynchburg, VA, 24501
The approval of Federal Credit Union Charter Number 14623 on August 8th, 1961 allowed for Lynchburg Municipal Employees Federal Credit Union (LMEFCU) to help promote financial services and security for its membership. We were originally chartered to serve employees of the City of Lynchburg and their immediate families.
We are committed to quality customer service - putting the people we serve first. we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! Specializing in residential mortgage loans for purchases, refinances and equity lines/loans
Melanie Thompson is a mortgage broker with access to more than 40 lenders and dozens of loan programs to help you with your home purchase or refinance. Her expertise in understanding credit is second to none and she will work with you to legitimately obtain a higher credit score so your loan terms are the very best available.
Beacon Credit Union is a full-service financial institution, offering a wide range of products and services. Having served Lynchburg and the surrounding area for over 75 years, our "vision" is to be the premier provider of quality financial services, a leader in our community and the most progressive financial institution in our field
1060 Laskin Road, Suite 14B, Virginia Beach, VA, 23454
We’re making getting a mortgage easier than ever before. Our company
has an experienced team of brokers on staff. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. As experienced loan officers we have the knowledge and expertise you need.
Blue Ridge Mortgage you have a lender that you can count on for your family’s needs for generations to come! Community-Oriented Blue Ridge Mortgage is a locally owned and operated residential mortgage company. We specialize in purchase loans, rate and term refinance, and debt consolidation.
