In 2025, the USDA loan limit for Lake-Park, within the county of Palm Beach, FL, is set at $322,000. Meanwhile, the FHA limit for a single-family home stands at $402,500.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's optimal rates for USDA versus FHA loans, helping you determine the necessary income, credit score, reserves, and required documents for qualification. With our advanced mortgage tool, you can view USDA, FHA, Conforming, and VA options in parallel, allowing you to identify the best-suited program for your financial situation, particularly in areas like Alabama.
2025 Loan Limits and Down Payment Requirements for Lake-Park, Palm Beach, FL
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Lake-Park, FL
The mission of Lendersa® is to efficiently assist you in securing the ideal USDA or FHA loan, without any hassle. Choose from three different starting options to align with lenders and the appropriate USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, known as the USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment whatsoever.
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