USDA Vs. FHA Pro and Con comparison in Riviera-Beach, Palm Beach County, FL
In 2026, the USDA loan limit for Riviera-Beach, located in Palm Beach county, FL, is $322,000. Meanwhile, the FHA loan limit for a single-family home is $402,500.
Utilize the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates. Determine income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, aiding in your decision of the best program for your financial situation in .
Loan Limits and Down Payment Requirements in Riviera-Beach, Palm Beach, FL for 2026
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Riviera-Beach, FL
Lendersa® aims to find you the most favorable USDA or FHA loan efficiently and without hassle. Choose from three pathways to connect with matching lenders and USDA loan programs that fit your needs.
A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
We understand the ups and downs that come with the challenge of home buying, or commercial building. Our professional and dedicated team has a passion for helping you secure the mortgage that's right for your situation. We take the frustration out of complex financing. We work with you each step of the way, keeping you updated with each development
2829 Exchange Court, Unit A, West Palm Beach, FL, 33409
Lends in Florida
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
### Your Trusted Partner in Real Estate Financing At Jamison Troutman Real Estate, we specialize in providing tailored financial solutions including hard money, private money, and conventional loans. Our personalized approach ensures you get more than a one-size-fits-all underwriting. Collaborate with
515 North Flagler Drive, Suite P-300, West Palm Beach, FL, 33401
Lends in Florida
CRELoan is a leading Commercial Real Estate Loan advisory firm that secures financing for the nations top-tier investors, operators, owners and developers. We work with a wide array of sources to arrange financing for all commercial property types from $10, 000, 000 to in excess of $50, 000, 000 per transaction.
301 Clematis Street, Suite 3000, West Palm Beach, FL, 33401
Lends in Florida
Landmark Appraisal & Realty Group is owned and operated by Matt Thoren, a 24 year veteran of South Florida real estate. Our appraisal firm covers Palm Beach, Broward, Martin and St. Lucie Counties. Our staff of appraisers are strategically located in the areas we cover – we live where you live!
"We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. You may also evaluate your different financing options by using interactive calculators and going over various mortgage scenarios."
120 South Olive Avenue, Suite 602, West Palm Beach, FL, 33401
Lends in Florida
Palm Beach First Financial and Mortgage is a leading lender in the West Palm Beach area. Palm Beach First Financial and Mortgage can provide low rate, no hassle mortgages for primary residences, second (vacation) homes, and investment properties. Eric can also work with current homeowners who are looking to refinance to a lower rate or payment.
224 Datura Street, Suite 910, West Palm Beach, FL, 33401
Lends in Florida
Jet Mortgage Group is committed to providing the highest level of service and expertise, all while moving at supersonic speed. Our network of over 100 lenders means we have the best loan program for your needs, at the best price. If you’re buying your first home, relocating to a new area.
120 S. Olive Avenue | Suite 701, West Palm Beach, FL, 33401
Lends in Florida
Greyson Capital, LLC is more than a full service mortgage lender. When you contact us, a Greyson mortgage specialist will walk you through the transaction, be it the purchase of a new residence, a second home, or an investment property. We also offer a variety of refinancing programs and products to fit your specific needs.
