USDA Vs. FHA your options comparison in Riviera-Beach, Palm Beach County, FL
In 2026, the USDA loan limit for Riviera-Beach, located in Palm Beach county, FL, is $322,000. Meanwhile, the FHA loan limit for a single-family home is $402,500.
Utilize the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates. Determine income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, aiding in your decision of the best program for your financial situation in .
Loan Limits and Down Payment Requirements in Riviera-Beach, Palm Beach, FL for 2026
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Riviera-Beach, FL
Lendersa® aims to find you the most favorable USDA or FHA loan efficiently and without hassle. Choose from three pathways to connect with matching lenders and USDA loan programs that fit your needs.
A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
I started my private money loan business in Santa Rosa because I saw a need for individuals and businesses to borrow funds for relatively short periods of time (1 to 5 years) to improve their current and future financial situations. We specialize in originating and funding special situations loans
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