USDA VS FHA in Riviera-Beach, Palm Beach County, FL

In 2024, USDA loan limit in Riviera-Beach, county of Palm Beach, FL is $322,000 while FHA limit is $402,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Riviera-Beach, county of Palm Beach, FL

Loan Type Loan Limit Down payment
USDA $322,000 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Riviera-Beach, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First National Bank of Dublin
  • 825 N. Patrick, Dublin, TX, 76446
  • The First National Bank is an independent locally owned bank located in Dublin, Texas. The bank was chartered on May 7, 1985. On January 1, 1997 First National Bank merged with First State Bank of Deleon, Texas. The newly created bank retained the First National Bank's name & opened its main office in Dublin & branches in DeLeon and Gustine, Texas.
  • Kahoka State Bank
  • 201 West Commercial Street, Kahoka, MO, 63445
  • Kahoka State Bank received its charter in 1968 and opened the facility at 201 W Commercial Street in Kahoka MO in which the main branch is still located. The current location was at one time the home of the Montgomery Opera House.Kahoka State Bank thrives on providing the upmost friendly, courteous service to our customers & for the entire county.
  • Exchange Bank of Northeast Missouri
  • 268 N Johnson St, Kahoka, MO, 63445
  • Exchange Bank of Northeast Missouri, we want to help make the communities we serve better by providing strong financial services. We call these communities home, so we know and understand the challenges you face every day. That’s why we strive to provide the products and services to help you overcome those challenges.
  • Peoples Bank of Wyaconda, Missouri
  • 310 South Johnson, Kahoka, MO, 63445
  • Peoples Bank of Wyaconda has been serving the loyal customers of this community. We continue to be locally owned and operated so you truly remain our family, neighbor and friend. When we say we appreciate your business and We are proud to serve Northeast Missouri from Wyaconda, Kahoka and Canton
  • NY Bravest Federal Credit Union
  • 532 Central Avenue, Albany, NY, 12206
  • NY Bravest Federal Credit Albany Firemen took a giant step in controlling their own financial future. They formed the 609th federal credit union in the United States. Of the 800 credit unions that were formed that first year, we currently are 1 of 104 still remaining. There have been over 25, 000 credit unions throughout the last 80 plus years
  • Heartland Home Mortgage
  • 6190 Kalamazoo Ave SE, Grand Rapids, MI, 49508
  • Mortgage Lender and broker, funding loans for refinances and new home purchases. We specialize in conventional, FHA, VA and Rural Development and Construction Lending. We meet with our clients face to face to make sure there is a level of trust and complete understanding of the loan process.
  • Arrowhead Bank
  • 108 West Sandstone Street, Llano, TX, 78643
  • Arrowhead Bank originally opened its doors for business as the Moore State Bank. In 1963, A.W. Moursund, a life-long Hill Country resident, attorney and judge purchased controlling interest in the Llano bank. At the time, the bank had deposits totaling nearly $4, 000, 000 and approximately $660, 000 in capital, surplus, and undivided profits.
  • Llano National Bank
  • 1001 Ford Street, Llano, TX, 78643
  • Llano National Bank is a locally owned community bank with its main office located in Llano, Texas at 1001 Ford Street. We have two full-service branch bank offices: the Buchanan Dam branch, located at the intersection of State Highway 29 and RR 1431, Buchanan Dam, Texas and the Hill Country National Bank branch, located at 1210 S. Water Street.
  • Pawtucket Credit Union
  • 1200 Central Ave, Pawtucket, RI, 02861
  • In 1928, we were established on the principle of people helping people in our local communities. Today more than ever, we remain steadfast in our commitment to our members and the communities in which we all live and work. Our employees are encouraged to give back to the community through our PCUnited volunteer initiative
  • My City Personal Loan's
  • 53 Belleville Rd, New Bedford, MA, 02745
  • We want to hear from you and are available to help you find a lender as quickly as possible. No matter what your credit score is or don’t have one, contact us today. We want to help you find a lender who can offer you a loan for bad credit that fits your needs. You don’t have to pay us anything – our services are completely free.