USDA Loan Vs. FHA loan pro & con for Riviera-Beach, Palm Beach County, FL

In 2025, USDA loan limit in Riviera-Beach, county of Palm Beach, FL is $322,000 while FHA limit is $402,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Riviera-Beach, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(217) 726-0613 1055 miles Lender's profile and map Reviews Marine Bank 3050 Wabash Avenue, Springfield, IL, 62704 Marine Bank takes an active role in building Central Illinois. We are committed to making our communities better places to live because we live here, too. We recognize that improving the vitality and quality of life in Springfield, Champaign, Bloomington-Normal, Macomb, Rushville and surrounding areas is in the best interest of our customers
(972) 524-3411 1055 miles Lender's profile and map Reviews American National Bank of Texas 102 West Moore Avenue, Terrell, TX, 75160 Since 1875, American National Bank of Texas (ANBTX) has been a community bank deeply involved with local business owners, possessing a clear understanding of their challenges, goals, and financial needs. We strive to build lifelong relationships by listening first and then building an integrated product and services mix from our portfolio.
(419) 644-2361 1055 miles Lender's profile and map Reviews Metamora State Bank 120 East Main Street, Metamora, OH, 43540 MSB remains true to our mission to provide a safe, secure, competitive source of financial services to the residents of our market area while remaining an independent locally-owned community bank — one of only a few left in the area. At Metamora State Bank you are more than a customer — you are a friend.
(570) 265-8410 1055 miles Lender's profile and map Reviews Craftmaster Federal Credit Union 562 Shiner Road, Towanda, PA, 18848 The mission of the Craftmaster Federal Credit Union is to provide a safe and sound financial institution for members to obtain competitive dividends and interest rates, while complying with all Federal, State and local laws. Through quality management, we will provide personalized services that meet or exceed membership expectations.
(217) 792-5211 1055 miles Lender's profile and map Reviews The Farmers Bank of Mt. Pulaski 130 South Washington Street, Mount Pulaski, IL, 62548 The history of The Farmers Bank of Mt. Pulaski, Illinois begins in 1872 when Leonard K. Scroggin, with the assistance of Walter Sawyer, formed a private bank, known as the Scroggin & Sawyer Bank. Mr. Scroggin was a local land owner and had a successful farming business which had grown to such an extent that he decided to open a private bank.
(479) 439-1277 1055 miles Lender's profile and map Reviews Olive Branch Mortgage, LLC 3301 Market Street, Suite 105, Rogers, AR, 72758 Our loan originators have access to a wide array of loan products, helping them recommend the right loan for you! The mortgage process can be complicated and confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you great options from multiple lenders.
(479) 202-8030 1055 miles Lender's profile and map Reviews Purple Ink Mortgage 5506 Walsh Ln, Suite 206, Rogers, AR, 72758 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(479) 402-4299 1055 miles Lender's profile and map Reviews Thrive Mortgage, LLC 5309 W. Village Parkway, Suite 3, Rogers, AR, 72758 Thrive Mortgage was founded in 2001 in Georgetown, Texas Our goal is to provide our clients with a legendary lending experience that exceeds all expectations. and We offer a large variety of loan programs including conventional, FHA, USDA, VA reverse mortgages, and interim construction loans
(203) 629-8400 1055 miles Lender's profile and map Reviews The First Bank of Greenwich 444 East Putnam Avenue, Cos Cob, CT, 06807 When you walk into The First Bank of Greenwich, it doesn’t feel like a bank. It feels like a place that can only be described as quintessentially Greenwich. That’s because we are so ingrained into the community that our customers – whether individuals or small business owners – feel instantly at home here.
(203) 247-4358 1055 miles Lender's profile and map Reviews Speritas Capital Partners 14 Relay Place, Greenwich, CT, 06807 As a business owner you need diverse sources of funding to fuel your growth – for a business acquisition, real estate purchase, equipment purchase, mobilization financing, working capital and more. Some capital needs are expected and can be planned for and carefully structured, others are urgent.