USDA VS FHA in Riviera-Beach, Palm Beach County, FL

In 2025, the USDA loan limit for Riviera-Beach, located in Palm Beach county, FL, is $322,000. Meanwhile, the FHA loan limit for a single-family home is $402,500.

Utilize the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates. Determine income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, aiding in your decision of the best program for your financial situation in .

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Loan Limits and Down Payment Requirements in Riviera-Beach, Palm Beach, FL for 2025

Loan Type Loan Limit Down Payment
USDA $322,000 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Riviera-Beach, FL

Lendersa® aims to find you the most favorable USDA or FHA loan efficiently and without hassle. Choose from three pathways to connect with matching lenders and USDA loan programs that fit your needs.

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Understanding the USDA Loan in FL

A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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