FHA Vs. USDA loan program for Celebration, Osceola County, Florida

In 2025, the USDA loan limit for Celebration, situated within the county of Osceola, in FL, is $336,500. In comparison, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans, and understand the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator allows you to examine the USDA, FHA, Conforming, and VA loans side by side, helping you to choose the most suitable program in for your financial scenario.

Options for USDA and FHA Loans in Celebration, FL

At Lendersa®, our goal is to provide you with the best USDA or FHA loan quickly and without complication. You can choose one of three starting points to connect with matching lenders and explore USDA loan programs effectively.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in FL

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. It is exclusively offered for rural areas. Unlike FHA loans which require at least a 3.5% down payment, the USDA mortgage does not require any down payment, making it a beneficial option for those who qualify.

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(870) 325-6251 Lender's profile and map Reviews Gateway Bank 112 Main Street, Rison, AR, 71665 Gateway Bank's known history began with a bank reorganization on March 7, 1932, as the Bank of Rison, and has remained in business under the same charter ever since. A major fire swept through downtown Rison just before New Year’s eve of 1932. According to the Cleveland County Herald, the fire was described in an issue published January 4, 1933
(740) 949-2210 Lender's profile and map Reviews Home National Bank OH 502 Elm St., Racine, OH, 45771 Home National Bank exists to give our customers the best, most competitive banking experience possible. We do this by offering them the latest & greatest banking products & services in an environment that is friendly, personal. Home National is to see our community thriving in improved quality of life through the financial services that we offer.
(870) 863-4335 Lender's profile and map Reviews Lion Federal Credit Union 1580 Haynesville Hwy, El Dorado, AR, 71730 It's the 23rd largest credit union in Arkansas with assets over $17 Million and providing banking services to more than 2,000 members. We strive to deliver a level of service that exceeds the expectations of our customers. If you have any questions about our products or services
(870) 863-7000 Lender's profile and map Reviews First Financial Bank 214 N Washington Ave, El Dorado, AR, 71730 First Financial Bank has deep roots in the community of El Dorado, Arkansas. It first opened in 1934 and currently services many Arkansas communities, including El Dorado, Smackover, Little Rock, Mena, Wynne, Cherry Valley, Harrisburg, McCrory, and Forrest City, with fifteen retail Banking locations along with five ATM locations.
(502) 817-0880 Lender's profile and map Reviews Mortgage Tree Lending 470 N Indiana Avenue, Sellersburg, IN, 47172 Purchasing or refinancing a house can be a big undertaking. We treat you with the respect due an esteemed customer and give you the individual service you deserve. We realize the big commitment you are making in purchasing a house, refinancing a mortgage, or cashing out your home equity.
(304) 273-0515 Lender's profile and map Reviews Ravenswood Federal Credit Union 702 Washington Street, Ravenswood, WV, 26164 Ravenswood Federal Credit Union has been open since 1959. It's the 25th largest credit union in West Virginia with assets totaling $41.28 Million and providing banking services to more than 5, 000 members as of March 2022 The credit union is a community-based financial institution. People living, working
(573) 888-9051 Lender's profile and map Reviews Kennett National Bank 805 First Street, Kennett, MO, 63857 Founded September 7, 1963 as Kennett National Bank, Kennett Trust Bank is one of the oldest independently-owned and managed banks in the area, with 7,000 customers and over $110 million in assets. We actively support the community, donating funds and employee volunteer hours to many educational, hometown and family-related causes.
(573) 717-7177 Lender's profile and map Reviews First Missouri Bank of SEMO 500 Independence Avenue, Kennett, MO, 63857 We are your hometown, community bank, & to us people matter. Our deposits are invested locally to promote economic growth and meet the borrowing needs of our customers. When you choose to bank with us, your business is managed locally, which means no out-of-town or out-of-state committee is necessary to evaluate your requests or fulfill your needs.
(844) 436-7248 Lender's profile and map Reviews Forcht Bank 58 Broadway Street, Dry Ridge, KY, 41035 Every organization has a story--a core set of beliefs and values that tells the world who they are and what they represent. Forcht Bank's story is the one of our founder Terry Forcht. Long before Terry Forcht was known and recognized as one of Kentucky’s foremost entrepreneurs, he was a college professor
(703) 551-4107 Lender's profile and map Reviews Churchill Mortgage Company 1 Waterbury Court, Stafford, VA, 22554 Churchill Mortgage offers incomparable service for residential or commercial lenders, whether you are a first-time homebuyer or a seasoned investor. We can guide you to the right loan amount and best program for you. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
(540) 318-8811 Lender's profile and map Reviews Priority Financial, LLC 1267 Courthouse Rd, Suite 201, Stafford, VA, 22554 Priority Financial, LLC Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(703) 216-0338 Lender's profile and map Reviews Motion Mortgage, Inc 385 Garrisonville Road, Suite 97, Stafford, VA, 22554 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.