In 2025, the USDA loan limit for Celebration, situated within the county of Osceola, in FL, is $336,500. In comparison, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans, and understand the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator allows you to examine the USDA, FHA, Conforming, and VA loans side by side, helping you to choose the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our goal is to provide you with the best USDA or FHA loan quickly and without complication. You can choose one of three starting points to connect with matching lenders and explore USDA loan programs effectively.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. It is exclusively offered for rural areas. Unlike FHA loans which require at least a 3.5% down payment, the USDA mortgage does not require any down payment, making it a beneficial option for those who qualify.
Enter your location to find out if it qualifies for USDA rural housing loan?
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