USDA Vs. FHA Pro and Con comparison in Poinciana, Polk County, FL
In the year 2025, the USDA loan cap for Poinciana within the county of Polk, FL, is set at $336,500, whereas the FHA limit for a single-family house is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the most favorable current rates between USDA and FHA. Find out the specifics about the required income, credit, financial reserves, and documents you need to qualify. With our state-of-the-art mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program in for your unique financial circumstances.
Loan limits and required downpayments for 2025 in Poinciana, county of Polk, FL
Loan Type
Loan Limit
Down payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Poinciana, FL
At Lendersa®, our mission is to swiftly and effortlessly secure the best USDA or FHA loan for you. Initiate your journey by selecting one of the three starting points that align you with lenders and USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum downpayment of 3.5%, a USDA mortgage does not necessitate any down payment at all.
The Northwood Federal Credit Union is a member-owned and operated organization. With our affiliates, Bright Hope, CBC, ECAI and WesleyAME Zion, our mission is to promote thrift and provide financial services to assist our members in meeting their economic needs. In achieving these goals.
SUPERIOR FINANCIAL SERVICES, INC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
3031 Walton Road, Building A, Suite 310, Plymouth Meeting, PA, 19462
The mission of the United Food and Commercial Workers Local 1776 Federal Credit Union is to provide financial services and assistance for the members of the credit union in a friendly personal manner To assist the members of this Credit Union with all financial and borrowing needs at the lowest possible cost.
600 W. Germantown Pike, Suite 270, Plymouth Meeting, PA, 19462
Philadelphia Mortgage Advisors is an independent mortgage lender licensed in Pennsylvania, New Jersey, Delaware, Florida, Maryland and Virginia. At Philadelphia Mortgage Advisors we believe – and recent history has shown - that in the banking and mortgage industry, bigger is not always better. We are a group of mortgage professionals
At Philly Mortgage Group, we are backed by several years of experience in the mortgage industry, and we work hard to meet all of your needs. We work with state of the art tools in the industry to help you find the best solution for your financial needs, and we respect your time by working efficiently.
Our success is no secret. Since our founding in 1903, the First National Bank of Raymond has dedicated itself to our customers and communities. Below you will find important milestones in our history that have led to our hundreds of years of total combined experience and commitment to excellence in all five of our locations.
Phelps County Bank is 100% owned by our employees through an Employee Stock Ownership Plan (ESOP). Our mission is to build relationships with purpose, integrity, and fairness through a commitment to teamwork, education, and growth - believing that contributions of time, talents, and service lead to a better community for all.
Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.
Citizens Bank of the Midwest is a locally owned bank that is dedicated to building the communities we call home. We are committed to providing the best personalized service for all your financial needs. Stop by any of our three convenient locations and speak to our knowledgeable staff to start banking with us today.
"We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process.
We understand that you have many mortgage consultant options and are prepared to earn your long term trust. We are confident that you will quickly see how commited"
