USDA Vs. FHA Pro and Con comparison in Poinciana, Polk County, FL
In the year 2026, the USDA loan cap for Poinciana within the county of Polk, FL, is set at $336,500, whereas the FHA limit for a single-family house is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the most favorable current rates between USDA and FHA. Find out the specifics about the required income, credit, financial reserves, and documents you need to qualify. With our state-of-the-art mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program in for your unique financial circumstances.
Loan limits and required downpayments for 2026 in Poinciana, county of Polk, FL
Loan Type
Loan Limit
Down payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Poinciana, FL
At Lendersa®, our mission is to swiftly and effortlessly secure the best USDA or FHA loan for you. Initiate your journey by selecting one of the three starting points that align you with lenders and USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum downpayment of 3.5%, a USDA mortgage does not necessitate any down payment at all.
Premiere Mortgage One was created with the goal of providing the best value in the mortgage industry to our customers. Our loan officers are fully licensed by the U.S. Government and are held to the highest standards of licensing, testing and continuing education. They are available any time to answer any questions.
Harrison Teachers Federal Credit Union has been open since 1938. The credit union has assets totaling $1.78 Million and provides banking services to more than 300 members.
The credit union is a not-for-profit, member-owned financial cooperative providing services to members in the education community.
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33300 Five Mile Road, Suite 105, Livonia, MI, 48154
Starnorth Mortgage LLC offers Livonia, MI mortgage programs to fit your budget. For practical and knowledgeable advice and options, give us a call. Remote quote and social distance precautions observed. Provide purchase mortgages and refinancing to Michigan homeowners since 2005!
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Life Credit Union (formerly known as Members Choice Federal Credit Union) has been open since 1973. and also LiFE Credit Union are interested in leaving the LEGACY of TRUST in out members through diligently finding our place in impacting your LiFE. For over 40 years, we have established relationship through that trust.
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