USDA Vs. FHA Pro and Con comparison in Poinciana, Polk County, FL
In the year 2025, the USDA loan cap for Poinciana within the county of Polk, FL, is set at $336,500, whereas the FHA limit for a single-family house is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the most favorable current rates between USDA and FHA. Find out the specifics about the required income, credit, financial reserves, and documents you need to qualify. With our state-of-the-art mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program in for your unique financial circumstances.
Loan limits and required downpayments for 2025 in Poinciana, county of Polk, FL
Loan Type
Loan Limit
Down payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Poinciana, FL
At Lendersa®, our mission is to swiftly and effortlessly secure the best USDA or FHA loan for you. Initiate your journey by selecting one of the three starting points that align you with lenders and USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum downpayment of 3.5%, a USDA mortgage does not necessitate any down payment at all.
Green House Mortgage is a fully and independent mortgage loan origination entity - Currently ONLY in Florida. We can assist in a wide variety of loan programs including VA, FHA, Conventional and Jumbo and Reverse Mortgages.We help originate in both the refinance and purchase scenarios. More specifically
5322 Primrose Lake Circle Suite A, Tampa, FL, 33647
Bliss Mortgage LLC, you can count on us to match you with the best mortgage loan available for your situation. Our licensed and experienced Mortgage Loan Originators take pride in working for the client and understanding their needs. Short on time? We are also accessible during evenings and weekends. Every situation may be different,
680 St. Clair Street, Suite 360171, Melbourne, FL, 32936
Kristine is the President at Absolute Mortgage Solutions, LLC., where she is very hands on in the day-to-day operation of the company. Kristine personally processes her applications from start to finish. Including purchases, refinances and educating her clients about their financing options. Kristine works with numerous real estate offices.
Florida West Coast Credit Union exists to help our members live better and dream bigger at every stage of their lives. We achieve this through meaningful, personalized, trusted relationships and an unyielding devotion to our members’ financial well-being The Credit Union was founded in 1942 as the Credit Union for all Hillsborough County.
Royal & Company Mortgage Corporation has been in business since 2007, making home ownership and refinances a reality for customers throughout Florida. Kathi has put together a team that is ready to expertly process your loan from the initial application through closing. We will provide excellent service
Nationwide Residential Capital is a mortgage company who prides itself on providing the absolute best customer service, lowest available rates with the largest lender credits. Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer.
Discountloans.com is a full service Mortgage Broker. We are committed to providing the highest level of customer service with an emphasis on offering our customers the best advice to save on their monthly expenditures. We are set up with over 20 wholesale lenders and banks, so we can offer both traditional and nontraditional mortgage products.
146 W Robertson St Suite 138-1, Brandon, FL, 33511
Double A Mortgage is home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore
United Mutual Funding Corp is a mortgage lender offering purchase and refinance loans in Florida, Maryland, and Virginia. Our relationships with our investors allow us to offer a larger assortment of products and programs than any other lender. These same resources allow us to offer our clients the lowest mortgage rates available.
Swift Home Mortgage, LLC & its subsidiaries & affiliates (collectively, Swift Home Mortgage, we, us or our) respect your privacy and are committed to complying with this privacy policy (the PrivacyPolicy). This Privacy Policy describes our information collection. Swift Home Mortgage delivering excellence in lending & unmatched customer service.
