USDA Vs. FHA your options comparison in Loughman, Polk County, FL

For 2025, the USDA loan limit for Loughman, in Polk county, FL, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. It helps you assess the income, credit, reserves, and documentation required for qualifying. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in your determination of the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Loughman, Polk, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Loughman, FL

The aim of Lendersa® is to promptly secure the best possible USDA or FHA loans for you, without hassle. Select one of three starting options to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in FL?

A USDA home loan, also called a USDA rural development loan, is guaranteed by the Department of Agriculture and available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Asian Pacific National Bank
  • 333 West Valley Blvd., San Gabriel, CA, 91776
  • Asian Pacific National Bank (APNB) was established in August 1990 to offer personalized banking services to the business community in the San Gabriel Valley and Los Angeles Region. Based in Southern California, APNB has a deep understanding of the needs of the community as well as the financial resources to support its steady continuing growth.
  • Victoria Financial Corp.
  • 217 W. Las Tunas Drive, San Gabriel, CA, 91776
  • Victoria Financial began as a humble mortgage broker in the heart of the San Gabriel Valley since 1986. Our establishment pioneered the then innovative no-cost loan with the benefit of our clientele as our main objective. As a mortgage banker today, we are leaders in competitive rates & prioritize customer satisfaction as a predominant core value.
  • Conquest Financial Corp.
  • 1028 S. San Gabriel Blvd, San Gabriel, CA, 91776
  • Conquest Financial provide mortgage advice to our clients. We try to step into the eyes of our clients. We understand the anxiety involved with purchasing a home. Our loan management process is aimed at transforming the home buying process into an enjoyable experience: the way it should be. We eliminate the unknown by helping our clients.
  • First Professional Finance Corporation
  • 501 South San Gabriel Boulevard, Unit 203, San Gabriel, CA, 91776
  • At First Professional Finance Corporation we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" & will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • East Star Mortgage
  • 1045 East Valley Boulevard, Suite A109, San Gabriel, CA, 91776
  • Founded in 2001, East Star Mortgage is a trusted residential mortgage direct lender that provides high quality in-house processing, underwriting and funding to real estate professionals and individual home buyers throughout California. With over 15 years of experience, East Star Mortgage is able to walk you through a smooth and organized loan.
  • HouseAmerica Financial
  • 1010 Foothill Blvd, La Canada Flintridge, CA, 91011
  • We are a full-service direct lender, located in Southern California. With centralized operations and local supervision at every step of the way, we make sure our clients get the one-on-one attention and service they deserve. We have a solution-based, hands-on management team with the expertise necessary to succeed in today’s complex lending environ
  • BWA Mortgage
  • 707 Foothill Blvd, Suite 202, La Canada Flintridge, CA, 91011
  • BWA Mortgage, as a full service mortgage brokerage, in a challenging market where mortgage rates were at 12.75%. Since then our broker, Floyd Walters, has built a business that provides real estate financing the way he feels it should be done: with high attention to detail & providing consumers an easy to understand explanation of the loan process.
  • Calstar Realty and Mortgage
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  • Calstar Realty and Mortgage Services has achieved the highest level of production by providing superior service to its customers. Our mission is to become the premier real estate and financial service provider to our clientele. Our emphasis is on creating a completely satisfied client for life.
  • David Kutner-The Friendly Lender
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  • Hello. My name is David Kutner and I am licensed both in California and nationally as a mortgage professional. When you are my client I find great loan program for your particular situation among the many lenders that are available. You will get very personal, friendly service from start to finish, and even after the transaction is completed.
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  • 520 N Taylor Ave, Montebello, CA, 90640
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