USDA Vs. FHA Pro and Con comparison in Loughman, Polk County, FL
For 2025, the USDA loan limit for Loughman, in Polk county, FL, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. It helps you assess the income, credit, reserves, and documentation required for qualifying. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in your determination of the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Loughman, Polk, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Loughman, FL
The aim of Lendersa® is to promptly secure the best possible USDA or FHA loans for you, without hassle. Select one of three starting options to connect with lenders and explore USDA loan programs.
A USDA home loan, also called a USDA rural development loan, is guaranteed by the Department of Agriculture and available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require none.
Catering to personal and small business financial needs since 1877, Commercial Bank and Trust Company is a unique full-service bank, distinguished by its impeccable customer service and refined atmosphere. With eleven branches located throughout Memphis, Paris, Union City, and Jackson, Tennessee, Commercial Bank stands ready to put
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