USDA and FHA Pro and Con in West-Miami, Miami-Dade County, FL
For 2025, the USDA loan ceiling in West-Miami, situated within Miami-Dade, FL, is $0. Comparatively, the FHA limit for a single-family home stands at $402,500.
Leverage the Lendersa® USDA loan calculator to compare the current best rates for USDA versus FHA loans. This will help evaluate the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the most suitable program for your unique financial needs in regions like Alabama.
2025 Loan Limits and Downpayment Requirements in West-Miami, County of Miami-Dade, FL
Loan Type
Loan Limit
Downpayment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in West-Miami, FL
The mission of Lendersa® is to facilitate the acquisition of the best possible USDA or FHA loan quickly and efficiently. Choose from three beginning approaches that lead to precise lender matches and USDA loan selections.
A USDA home loan, endorsed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, necessitating a minimum down payment of 3.5%, USDA loans require no down payment.
Our mission is to be the bank where “every customer comes back and brings a friend.
Over the years, we have grown to more than 24 branch offices in Tennessee and Northwest Georgia, while never losing focus on the customer. We remain attentive to the banking needs of our consumer, small business, and commercial banking customers.
Barot Capital, LLC Commercial Real Estate Loan Consultants
736 Market Street, Suite 318, Chattanooga, TN, 37402
BAROT Capital, LLC originates commercial real estate loans through an online standardized product driven platform. BAROT Capital is a full-service commercial real estate finance company providing all facets of financing including origination, placement, analysis and advisement. BAROT Capital extensive knowledge, experience.
555 Walnut Street, Suite 100, Chattanooga, TN, 37402
Trust Federal Credit Union is a federally chartered credit union with primary operations in Chattanooga, Tennessee. We service employees of Unum Corporation, Cigna Corporation and many smaller businesses. In addition, anyone who lives, works, worships or attends school in downtown Chattanooga may join.
Since 1981, we have stimulated economic development by providing innovative solutions that meet startup and existing businesses capital needs. Our capital solutions enable businesses to bring jobs, commercial goods and services, and community assets to communities that need them.
Founded in 1902, First South Bank has served the eastern and central North Carolina market for over 100 years. We have grown to thirty-two (32) full-service branch offices from Durham to Buxton and Elizabeth City to Wilmington. Banking products and services have evolved, however, the Bank’s commitment to its community has never wavered
Getting you the funds you need, when you need it: Need funds for Fix N Flips, we can do that, for Construction, we can do that, for Rental loans, we can do that, for Cash-out refi, we can do that, for Commercial, we can do that, for Working Capital, yes, we can do that etc....... Let us help you make your dreams a reality.
8450 Falls of Neuse Road, Suite 204, Raleigh, NC, 27615
At West Town Bank & Trust, we’re problem-solvers. Solutions define us. Our most important goals are to know what’s important to you, what’s getting in your way & what you hope to achieve, so we can help you get there. Since 1922, we’ve been creating long-lasting relationships with our customers based on old fashioned values & future-thinking ideas.
Dash Home Loans, a Division of Primary Residential Mortgage, Inc.
131 Wind Chime Court, Raleigh, NC, 27615
Dash Home Loans is a Division of Primary Residential Mortgage, Inc. PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions.
