USDA and FHA Pro and Con in West-Miami, Miami-Dade County, FL
For 2025, the USDA loan ceiling in West-Miami, situated within Miami-Dade, FL, is $0. Comparatively, the FHA limit for a single-family home stands at $402,500.
Leverage the Lendersa® USDA loan calculator to compare the current best rates for USDA versus FHA loans. This will help evaluate the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the most suitable program for your unique financial needs in regions like Alabama.
2025 Loan Limits and Downpayment Requirements in West-Miami, County of Miami-Dade, FL
Loan Type
Loan Limit
Downpayment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in West-Miami, FL
The mission of Lendersa® is to facilitate the acquisition of the best possible USDA or FHA loan quickly and efficiently. Choose from three beginning approaches that lead to precise lender matches and USDA loan selections.
A USDA home loan, endorsed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, necessitating a minimum down payment of 3.5%, USDA loans require no down payment.
Capital we are dedicated to serving the community by providing competitive mortgage options. Buying a home is a great step towards financial success and our team is here to make that process as smooth as possible. Reach out to us today to find out how Capital can help you and Ready To Help You Through The Mortgage Process
Savage Mortgage Services, Ltd. began in May 2002 as a joint venture between Billy Horn and Savage & Associates in order to offer residential mortgage services to Savage clients. We offer various loan programs, including fixed-rate loans with 10-30 year terms, adjustable rate mortgages, conventional and jumbo loans.
1303 West Industrial Boulevard, Round Rock, TX, 78681
As an experienced and skilled mortgage lending team, Curran Mortgage understands each transaction is different, as is every client’s home and individual needs. To offer the highest level of service from our clients' perspective — we seek to understand their immediate and long term financial goals.
NCPD Federal Credit Union is dedicated to providing superior financial services to those in Nassau County law enforcement and their families. We aim to help them reach their life’s goals by offering high dividend rates on savings and low interest rates on loans. Our array of products and services will give our membership a positive experience.
First Federal’s mission is to serve our customers with the newest, competitively priced products delivered to them with state-of-the-art technology; to provide to all First Federal Family members a favorable working environment with reasonable compensation and benefits; and to treat all customers.
225 Executive Drive, Suite 410, Plainview, NY, 11803
Mortgage Wealth Advisors, Inc. is a concierge mortgage brokerage, arranging mortgage financing for clients throughout New York and Florida. We offer a wide range of loan products through an expansive network of lenders. We match the right loan to the needs of our borrowers, with competitive rates that satisfy even the most discerning clients.
1670 Old Country Road, Suite 220, Plainview, NY, 11803
Green River Capital Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential & commercial lending industry by applying online today. You will find that the skill, professionalism, and consideration
We are a locally and family owned, community bank that was established in 1914. We have seen significant growth since that time and now have additional locations in Marys Home, Freeburg and Osage Beach. Our slogan “Your Hometown Friend” is one we take great pride in, as that’s exactly what we are to our customers.
