USDA VS FHA in Coral-Terrace, Miami-Dade County, FL

For 2025, in Coral-Terrace, located in Miami-Dade county, FL, the USDA loan ceiling is $0. Meanwhile, for a single-family residence, the FHA cap is $402,500.

Try Lendersa® USDA loan calculator to contrast today's USDA and FHA optimal rates. This tool helps ascertain necessary income, credit scores, reserves, and documentation for qualification. Our sophisticated calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, allowing an informed choice for your financial situation in .

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Coral-Terrace, Miami-Dade County, FL

Loan Type Maximum Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conforming Conventional $548,250 3%

Funding Options with USDA and FHA in Coral-Terrace, FL

At Lendersa®, our commitment is to ensure you secure the most advantageous USDA or FHA loans efficiently and smoothly. Start by choosing one of three options leading to matched lenders and suitable USDA loan programs.

Lendersa USDA Loan Application and Matching Outcomes

Understanding USDA Housing Loans in FL

The USDA home loan, backed by the Department of Agriculture and also known as USDA rural development loan or mortgage, is exclusively available in rural settings. Different from FHA loans, which require at least a 3.5% down payment, USDA loans require nothing down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Coastal Lending Services Inc
  • 3624 South Atlantic Avenue, Daytona Beach, FL, 32118
  • At Coastal Lending Services, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
  • Gulf Coast Mortgage Inc
  • 111 West Main St, Suite 312, Inverness, FL, 34450
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Brannen Bank
  • 320 Hwy 41 S, Inverness, FL, 34450
  • Brannen Bank has been providing personalized banking service since 1926 when our founder, George H. Brannen, Sr., established the first Brannen Bank in historic Homosassa as the Bank of Homosassa. Relocated to Inverness in 1929 and renamed The Bank of Inverness Brannen Bank was the only bank in Citrus County to survive the economic crash of 1929.
  • Citrus Mortgage Associates LLC
  • 1300 Hwy. 41 North, Suite H, Inverness, FL, 34450
  • We are a Mortgage Broker Business located in Inverness, FL. We pride ourselves on the highest level of client satisfaction and face to face service. We are available at any time, in our office or after hours. We can be reached by phone, text or emails. We consider it a privilege to work together in providing for your mortgage needs.
  • Calculator Mortgage LLC
  • 345 Putnam Avenue, Ormond Beach, FL, 32174
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ormond Mortgage Group
  • 555 W Granada Blvd, Suite A4, Ormond Beach, FL, 32174
  • We are a private mortgage company specializing in non-qualifying hard money loans to real estate investors in the State of Florida for rehab/flip properties, rental property and cash-out refinances for investment properties. We offer several loan programs that will certainly meet your needs. We offer zero upfront fees until your loan is approved.
  • Mortgage Xperts
  • 10250 SE US Highway 441, Suite 101A, Belleview, FL, 34420
  • "Mortgage Xperts is a mortgage lender located in Belleview, Florida. They offer various loan programs including conventional, reverse, and government mortgage loans. They are dedicated to fair and equitable lending practices and offering the best opportunities for every potential homeowner"
  • Stress Less Mortgage
  • 11130 SE 36th Ave, Belleview, FL, 34420
  • "We help take the Stress out of the Mortgage process. Purchases, Refinance, Investor specials. Free consultation, low rates with fast Stress Less Closings. Experienced Owner with a demonstrated history of working in the mortgage industry. Skilled in Sales, Risk Management, and Training."
  • NSH MORTGAGE
  • 2195 W Huntington Dr, Beverly Hills, FL, 34465
  • NSH Mortgage team has helped thousands of people get quickly and easily approved for mortgages for over 25 years! He is eager to help you get approved for the lowest rate possible, no matter your situation. He works closely with his clients to ensure a stress-free, comfortable experience that leaves everyone happy.
  • My Nice Mortgage
  • 7167 Southwest Highway, Suite 200, Ocala, FL, 34476
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.