USDA VS FHA in Coral-Terrace, Miami-Dade County, FL
For 2025, in Coral-Terrace, located in Miami-Dade county, FL, the USDA loan ceiling is $0. Meanwhile, for a single-family residence, the FHA cap is $402,500.
Try Lendersa® USDA loan calculator to contrast today's USDA and FHA optimal rates. This tool helps ascertain necessary income, credit scores, reserves, and documentation for qualification. Our sophisticated calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, allowing an informed choice for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Coral-Terrace, Miami-Dade County, FL
Loan Type
Maximum Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conforming Conventional
$548,250
3%
Funding Options with USDA and FHA in Coral-Terrace, FL
At Lendersa®, our commitment is to ensure you secure the most advantageous USDA or FHA loans efficiently and smoothly. Start by choosing one of three options leading to matched lenders and suitable USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and also known as USDA rural development loan or mortgage, is exclusively available in rural settings. Different from FHA loans, which require at least a 3.5% down payment, USDA loans require nothing down.
Since its inception in 1940 the Lcra Credit Union has been serving its members in the Austin, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here.
Spencer Savings Bank is a leading New Jersey-based community bank headquartered in Elmwood Park, N.J. For over 100 years, we have been serving our local communities with integrity and pride. Roots matter, because they mean experience. They mean real insight into what makes our communities strong.
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At Homeland Lending we provide the most consistent, attentive, and personalized mortgage solutions to help you secure your dream home. Homeland Lending may collect and use Users personal information for the following purposes: To improve customer service Information you provide helps us respond to your customer service requests