USDA Vs. FHA your options comparison in Coral-Terrace, Miami-Dade County, FL

For 2025, in Coral-Terrace, located in Miami-Dade county, FL, the USDA loan ceiling is $0. Meanwhile, for a single-family residence, the FHA cap is $402,500.

Try Lendersa® USDA loan calculator to contrast today's USDA and FHA optimal rates. This tool helps ascertain necessary income, credit scores, reserves, and documentation for qualification. Our sophisticated calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, allowing an informed choice for your financial situation in .

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Coral-Terrace, Miami-Dade County, FL

Loan Type Maximum Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conforming Conventional $548,250 3%

Funding Options with USDA and FHA in Coral-Terrace, FL

At Lendersa®, our commitment is to ensure you secure the most advantageous USDA or FHA loans efficiently and smoothly. Start by choosing one of three options leading to matched lenders and suitable USDA loan programs.

Lendersa USDA Loan Application and Matching Outcomes

Understanding USDA Housing Loans in FL

The USDA home loan, backed by the Department of Agriculture and also known as USDA rural development loan or mortgage, is exclusively available in rural settings. Different from FHA loans, which require at least a 3.5% down payment, USDA loans require nothing down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Enfield Community Federal Credit Union
  • 11 Cranbrook Boulevard, Enfield, CT, 06082
  • The Enfield Community Federal Credit Union was originally chartered on October 19, 1936, as the Bigelow-Sanford Employee’s Credit Union. The original field of membership consisted of the carpet mill’s employees. There were seven different department credit unions within the company. However in 1946, the seven credit unions were merged into one.
  • CSP Employees Federal Credit Union
  • 285 Shaker Road, Building 44, Enfield, CT, 06082
  • CSP Employees Federal Credit union is a member-owned, non-profit organization whom serves the entire CT Department of Corrections staff and their immediate family members. Originally chartered in 1949 and located in Enfield, CT on the CRCI Property, CSP was once a “One Man Operation”.
  • Delano Mortgage Services LLC
  • 480 Enfield Street, Enfield, CT, 06082
  • Established in May 2005, Delano Mortgage is a Licensed Connecticut residential and commercial mortgage provider located in Enfield Connecticut. Our mission is to develop relationships with our clients that will last for generations. Our most important goal is measured by our quality.
  • ELGA Credit Union
  • 2305 S. Center Rd., Burton, MI, 48519
  • We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s.
  • Red Door Home Loan Corporation
  • 975 East Nerge Road, Suite N10, Roselle, IL, 60172
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • ACS Mortgage Corporation
  • 1350 W. Lake Street, Suite C, Roselle, IL, 60172
  • ACS Mortgage Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools..
  • BankNewport
  • 184 John Clarke Road, Middletown, RI, 02842
  • BankNewport is proud to be your community bank. Founded in 1819, we are one of the oldest mutual savings banks not only in Rhode Island, but in the entire United States. Currently holding $1.6 Billion in assets, BankNewport is an FDIC-insured savings bank and a subsidiary of the Mutual Holding Company, OceanPoint Financial Partners, MHC.
  • People’s Credit Union
  • 858 West Main Road, Middletown, RI, 02842
  • People’s Credit Union is a community Credit Union that has served the people of Rhode Island and Southeastern Massachusetts since 1922. People's Credit Union is owned by its members and is a not-for-profit, cooperative financial institution. We operate 6 branches located in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield.
  • Newport Mortgage LLC
  • 55 John Clarke Road, Unit A16, Middletown, RI, 02842
  • "Newport Mortgage LLC is a residential, and commercial mortgage company, located in Newport RI. Newport Mortgage LLC is owned and operated by Mark Jernstedt. Mr. Jernstedt brings over 25 years of experience, originating residential and commercial loans. When you apply for a loan with Newport Mortgage LLC,"
  • First American Bank (Chicago)
  • 700 Busse Road, Elk Grove Village, IL, 60007
  • At First American Bank, we're small enough to provide the personal attention that makes you comfortable coming to us for a multi-thousand-dollar auto loan. As the largest privately held bank in Illinois, we're big enough that you can also get multi-million-dollar financing if your company exports auto parts – or anything else.