USDA VS FHA in Country-Walk, Miami-Dade County, FL

In the year 2025, the USDA loan limit set for Country-Walk, located in the county of Miami-Dade, FL, is $0. For a single-family home, the FHA limit is $402,500.

Make use of the Lendersa® USDA loan calculator to analyze and compare the leading USDA versus FHA rates available today. By determining the income, credit score, reserves, and documentation needed to qualify, the advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA loans. This assists you in deciding which loan program in best serves your unique financial needs.

Examine and contrast offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Country-Walk, Miami-Dade County, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Country-Walk, FL

The goal of Lendersa® is to ensure you obtain the most suitable USDA or FHA loan rapidly and with ease. Begin by selecting one of three initial paths designed to connect you with appropriate lenders and USDA loan programs.

Lendersa USDA loan application and matching outcomes

Understanding USDA Loans in FL

A USDA home loan is backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or simply a USDA mortgage. Such loans are exclusively offered in rural neighborhoods. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgages demand no down payment, providing a cost-effective financing option for eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Leeward Point Mortgage LLC
  • 215 East Bay Street, Suite 403-F, Charleston, SC, 29401
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Ivy Asset Group, LLC
  • 170 Meeting Street, Suite 501, Charleston, SC, 29401
  • Asset Group, LLC is a specialty finance firm with a focus on structured credit solutions across the capital stack. Ivy executives have extensive management experience in leveraged lending, investment banking, operations, financing, and consulting. We employ a pragmatic approach to private lending emphasizing disciplined.
  • Walton County’s First Credit Union
  • 1586 US Highway 90 West, Defuniak Springs, FL, 32433
  • Walton County Teachers’ Federal Credit Union is a non-profit financial organization owned and operated by you, the members, for the benefit of all who belong. We were chartered in 1961 to serve all school personnel of the Walton County School Board, in Walton County, Florida. The credit union expanded its field of membership.
  • FNBT BANK
  • 29 North Eglin Parkway NE, Fort Walton Beach, FL, 32548
  • Locally owned and operated FNBT.COM Bank was established in 1956. With our Main Office located in Ft Walton Beach, Florida, on Northwest Florida's Emerald Coast, FNBT.COM Bank offers a variety of products and services, Online Banking, Loans, Safe Deposit Boxes, and Personal and Business Accounts, as well as many other services.
  • Mortgage One of the South Inc
  • 15 North Eglin Parkway, Fort Walton Beach, FL, 32548
  • At Mortgage One, we are driven to exceed our client's expectations. Our #1 goal is to facilitate the "American Dream" of homeownership. Our local and friendly team prides itself on providing a professional, seamless transaction with the utmost integrity and knowledge. Mortgage One is not just our name, it is the way we do business
  • Latitude 32® Credit Union
  • 1845 Sam Rittenberg Boulevard, Charleston, SC, 29407
  • Latitude 32™ opened its doors as Charleston Area Federal Credit Union in September 1952. It was founded by federal civil service employees in Charleston who were searching for a better way to protect their savings and provide low-cost loans to fellow employees. The idea was so successful that it spread and the credit union.
  • ABD MORTGAGE CO., LLC
  • 852 Orleans Road, Suite 203, Charleston, SC, 29407
  • We have been serving homeowners and homebuyers in the Lowcountry since 2002. Our loan officers have a wide range of experience in working with homebuyer's and homeowners to find the loan that best meets your needs. Jeff has been working as a mortgage loan officer since 2005. Jeff has worked with FHA, VA, Fannie Mae, USDA and Freddie Mac loans.
  • Princeton Mortgage
  • 1180 Sam Rittenberg Blvd, Suite 160, Charleston, SC, 29407
  • Princeton Mortgage is a team of motivated people who are driven to achieve excellence in their work and reach their full potential, while enjoying the journey. We want to do great work for our customers. We’re also a little weird. Princeton Mortgage was founded in 1983 as a licensed mortgage banker and is backed by a 100+ year old