USDA and FHA Pro and Con in Kendall-West, Miami-Dade County, FL
In 2026, the USDA loan limit in Kendall-West, within the county of Miami-Dade, FL, is $0. Meanwhile, the FHA limit for a single-family home is $402,500.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates, assessing the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which program in best suits your financial situation.
2026 Loan Limits and Down Payment Requirements in Kendall-West, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Kendall-West, FL
The objective of Lendersa® is to quickly connect you with the best USDA or FHA loans available. Choose one of three starting options to connect with lenders and find the USDA loan programs that match your needs.
A USDA home loan, backed by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage. It's exclusively available in rural neighborhoods. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA mortgages don't require a down payment at all, offering a more accessible option for eligible applicants.
14750 Southwest 26 Street, Suite 115, Miami, FL, 33185
Lends in Florida
MIAMI CAPITAL Lending provides customized residential mortgages for purchasing or refinancing homes. We offer personalized mortgage services such as both FNMA/FHLMC specialty loans, 90% LTV with no mortgage insurance, 95% LTV down to a 580-credit score. We also offer 15-30 year loans, ARM mortgages, fixed mortgages, VA loans, equity lines,
14850 South West 26th Street, Suite 111, Miami, FL, 33185
Lends in Florida
Our company was established in May of 2002 by its founder Julio C. Gonzalez who has been in the mortgage industry for 31 years. Julio started as a servicing manager, specializing in Conventional loans. Some years later expanding to also service VA and FHA loans. Our prime source of business comes from customer referrals and repeat business.
7990 Southwest 117th Avenue, Suite 127, Miami, FL, 33183
Lends in Florida
At Foundation Lenders, we listen to our clients’ needs to anticipate their financial goals and dreams and present solid solutions using our years of experience and diverse loan products as the foundation. We’re mortgage professionals, providing sound advice on mortgage options and industry trends.
Granada Mortgage is a subsidiary of Capital International Financial, Inc. With over thirty 35 years of experience in providing loans, service, and expertise to home-buyers, Capital International Financial upholds an enduring presence in the lending community. By strategically meeting the ups and downs of the real estate and financial markets
We are a wholesale lender working with brokers and borrowers on residential investment properties with five or more units, including multi‑family and mixed‑use.
Jimenez Property Pros is the parent company of Mortgage & Real Estate Companies, such as FL Licensed Mortgage Broker Jimenez Property Loans, LLC, NMLS 1988717. Jimenez Property Pros, LLC is wholly owned by Jimenez Holdings, LLC. Jimenez Property Pros, intends to be the one stop place where customers, clients,
LENDIFI Capital Mortgage empowers dreams, one mortgage at a time. We make homeownership possible through personalized mortgage solutions tailored to your unique needs. With clear, honest, and expert guidance, we simplify every step of the mortgage process. Your dreams are our priority, and we’re committed to turning your homeownership goals into reality. Welcome to a brighter future with LENDIFI Capital Mortgage.
University Credit Union was established in 1947 as the University of Miami Credit Union to serve the University of Miami faculty, staff, and alumni. In 1982 the field of membership (FOM) was expanded to include Florida International University and the name was changed to University Credit Union.
We are the full-service, not-for-profit financial institution dedicated to serving employees, students, volunteers and retirees of Baptist Health South Florida. Personalized service since 1961. As a Credit Union, we specialize in great rates, low fees and personalized service for our members.
