USDA VS FHA in The-Hammocks, Miami-Dade County, FL

In 2025, the USDA loan limit for a single-family home in The-Hammocks, located in the county of Miami-Dade, FL, is $0. Meanwhile, the FHA loan limit stands at $402,500.

Use the Lendersa® USDA loan calculator to explore and contrast today's prime USDA versus FHA rate options. This tool helps identify income, credit, reserves, and necessary documents for qualifying. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side to determine the best program in for your financial requirements.

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2025 Loan Limits and Down Payment Requirements in The-Hammocks, Miami-Dade, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in The-Hammocks, FL

At Lendersa®, we strive to secure the best possible USDA or FHA loan for you efficiently and hassle-free. Choose from one of the three options below to find matching lenders and USDA loan programs.

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What Exactly is a USDA Loan in FL?

The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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