USDA Vs. FHA your options comparison in Goulds, Miami-Dade County, FL

In 2025, the USDA loan limit for Goulds in Miami-Dade, FL is $0, whereas the FHA limit for a single-family home is set at $557,750.

Utilize the Lendersa® USDA loan calculator to effectively compare today's best USDA and FHA rates. You can determine the necessary income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, helping you choose the most suitable program in for your financial situation.

Explore loan offers from a range of 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Goulds, Miami-Dade, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Goulds, FL

The goal of Lendersa® is to connect you with the best USDA or FHA loan efficiently and without complications. You can start by selecting one of three pathways that will match you with suitable lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in FL?

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture. This loan is available exclusively in rural areas and does not require a down payment, unlike FHA loans which need at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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